Terms and Conditions: Learn & Earn Map Promotion

Promotion Period

March 10 2026 0:00 AM ET - April 30 2026 11:59 PM ET (hereinafter referred as "Promotion

Period").

Eligibility

1. This promotion is only eligible for customers of Moomoo Financial Inc. ("MFI") with a currently active brokerage account during the prescribed promotional period.

2. We will NOT be able to award bonuses to participants who no longer have active brokerage accounts with Moomoo Financial Inc. Should you need assistance opening a brokerage account, please do not hesitate to contact our customer service. Offers are only valid for US residents with a valid SSN who are at least 18 years old.

3. The specific Crypto Learning tasks and Bitcoin bonus are only open to customers of Moomoo Crypto Inc. ("MCI") . To make a deposit at MCI account, customers need to first deposit funds into the MFI account, then transfer those funds to the MCI account. To withdraw funds, customers need to transfer funds from MCI back to MFI before making a bank withdrawal.

Promotion Bonus

Users enter the page to participate in the Learn&Earn Map. The Learn&Earn Map consists of four islands: Fundamentals, Technicals Analysis, Crypto Learning and Option Learning. Users can choose one of the islands to start the journey randomly. Each island contains designated tasks. Upon completion, users earn rewards.

Task Description

• Browsing Tasks: Stay on the target page to browse the learning content for the required duration to earn points.

• Papertrading Tasks: Complete requested papertrade orders in the designated section to earn points.

Bonus Description

(1) Points: Points can be redeemed for rewards in the Rewards Club of Me Tab.

(2) Cash Rewards:

1. Discount Description

1. Applicable to moomoo US account;

2. Applicable to the US market stocks, ETFs, options;

3. Applicable to USD;

4. The threshold order amount is 10 USD, and the cashback amount is 10 USD.

2. Cash Rewards are rewards available as part of promotional event and are applicable to eligible orders placed through a brokerage account supported by moomoo.

3. Cash Rewards represent the value of a potential credit to a brokerage account and are not discounts on your purchase orders.

4. Cash Rewards are available only for buy-to-open orders. Users can check the status of Cash Rewards via "Me" - "Coupons", or "Notification".

5. Cash Rewards will automatically be applied to an order that meets specified conditions (the “Order”). Such conditions include a minimum order amount, type of securities product, location of the securities market (meaning US or non-US), and a validity period. Other conditions may also apply and may vary depending on the promotional event through which the Cash Rewards are offered.

6. An amount equal to the Cash Reward will be credited to your brokerage account within three trading days after an Order is settled.

7. Only one Cash Reward can be used for an order. However, Cash Rewards may be combined in other rewards available through the moomoo app.

8. If you have more than one Cash Reward, the Cash Reward with the earliest expiration will be used by default; if multiple Cash Rewards share an expiration date, the Cash Reward with a higher denomination will be used by default.

9. To ensure a smooth usage experience, please make sure that you are using an up-to-date version of the mobile App.

10. Cash Rewards are not registered, irrecoverable once lost, and cannot be gifted, or used more than once.

11. Cash Rewards are event rewards and moomoo reserves the right to reclaim Cash Rewards acquired via inappropriate means such as exploiting system vulnerabilities, hacking, and spoofing.

12. Moomoo Technologies Inc. reserves the right to amend, alter, or terminate the Cash Rewards program at any time and without notice. The terms and conditions above are subject to interpretation by moomoo Technologies Inc. at its sole discretion within the scope of the law.

(3) Bitcoin: Bitcoin bonuses are only open to customers of Moomoo Crypto Inc.

1. You must maintain an active brokerage account with MFI and activate the crypto trading account at MCI to receive fractional coins of this Promotion. You can only receive one set of reward for this Promotion, with no more than one account enrolled per person. Each device, regardless mobile or computer, can be only entitled to one set of reward of this Promotion. If your Moomoo account shows any signs of fraud, abuse, or suspicious activities, such as the use of multiple accounts, it shall be deemed a breach of these Terms and Conditions. In the event that you breach these Terms and Conditions or any other applicable terms, Moomoo may, at its sole discretion, terminate your eligibility to participate in this Promotion as well as any future promotions.

OTHER TERMS AND CONDITIONS

1. This Promotion is held by Moomoo Financial Inc. Open to US residents who are at least 18 years of age with a valid Social Security Number, and crypto part is provided by Moomoo Crypto Inc. ("MCI"), only open to residents of MCI-licensed states. Employees, contractors, or persons similarly associated with MTI, MFI, MCI collectively with MTI, “Moomoo”) or their affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this Promotion.

2. The rewards in this Promotion are offered by MFI and MCI. Moomoo Technologies Inc ("MTI"), MFI and MCI are indirect, wholly-owned subsidiaries of Futu Holdings Limited. The Moomoo App is a trading platform offered by MTI. Cryptocurrency services are offered through MCI, a money services business registered with FinCEN. MCI is not a broker-dealer. Cryptocurrency assets held with MCI are not FDIC insured or SIPC protected. Cryptocurrency services are not available in all states. You may review MCI’s licenses here. Investment products and services available through the Moomoo App in the U.S. are offered by MFI, a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC), a member of Financial Industry Regulatory Authority (FINRA) and Securities Investor Protection Corporation (SIPC). For further information about MFI, see FINRA BrokerCheck. For further information about SIPC coverage for accounts at MFI, see www.sipc.org or request an explanatory brochure from MFI.

3. You must maintain an active brokerage account with MFI and activate the crypto trading account at MCI to receive fractional coins of this Promotion. You can only receive one set of reward for this Promotion, with no more than one account enrolled per person. Each device, regardless mobile or computer, can be only entitled to one set of reward of this Promotion. If your Moomoo account shows any signs of fraud, abuse, or suspicious activities, such as the use of multiple accounts, it shall be deemed a breach of these Terms and Conditions. In the event that you breach these Terms and Conditions or any other applicable terms, Moomoo may, at its sole discretion, terminate your eligibility to participate in this Promotion as well as any future promotions.

4. This Promotion is subject to all applicable federal, provincial and municipal laws. To the extent permitted by applicable law, Moomoo reserves the right to amend or terminate these Terms and Conditions at its discretion and at any time without notice. Other terms and conditions may apply and be posted on the Moomoo App or website prior to effectiveness.

5. This Promotion does not constitute an offer, solicitation, advice, opinion, or any guarantee of securities, financial products, or tools.

6. Moomoo does not provide tax advice and not take responsibility for any tax-related matter to this Promotion. Consult with your tax advisor about the appropriate tax treatment for this Promotion and any tax implications associated with this Promotion before enrolling. For taxable accounts, the value of all MFI rewards received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations.

7. Any trademarks, graphic symbols, logos or intellectual property related to this Promotion are for identification and illustration purposes only and remain the property of their respective owners and do not represent endorsements of any kind.

8. Moomoo shall not be responsible for any errors, omissions, interruptions, deletions, defects, delays in transmission over communication lines, or any problems or technical malfunctions arising from telephone networks, computer online systems, servers or providers, computer equipment, software, or any technical issues or communication congestion resulting in failure to receive any emails or communications.

9. Translations from English are provided for reference only. In case of any discrepancy or dispute over the terms or rules of this promotion, the terms and conditions of the English language version shall prevail.

10. Other terms and conditions for the rewards may apply. Please refer to the terms and conditions for the rewards. There are expiration dates for receiving and using rewards. Failure to claim or use rewards within the specified period will result in the rewards being forfeited, and the participant is considered to have automatically waived their eligibility and the right to rewards.

11. ALL TERMS AND AGREEMENTS OF MOOMOO TECHNOLOGIES INC., MOOMOO FINANCIAL INC. MOOMOO CRYPTO INC. ARE HEREBY INCORPORATED INTO THESE TERMS AND CONDITIONS, INCLUDING AND NOT LIMITED TO THEIR CUSTOMER AGREEMENT, TERMS OF USE, PRIVACY POLICY, ARBITRATION AND CLASS-ACTION WAIVER PROVISIONS. These Terms and Conditions are governed in accordance with, and all disputes arising out of or in connection with these Terms and Conditions shall be subject to the applicable “Governing Law and Arbitration” provisions of the terms of Moomoo. These terms contain a pre-dispute arbitration clause and class action waiver. You agree to the following:

1. All parties to this Agreement are giving up their right to sue each other in court. including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

2. Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.

3. The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.

4. The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

5. The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry.

6. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

7. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.

8. No person will bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA. If any party unsuccessfully resists confirmation or enforcement of an arbitration award rendered under this Agreement, then that party shall pay all costs, attorneys’ fees, and expenses incurred by the other party or parties in confirming or enforcing the award. Arbitration must be initiated by service upon the other party of a written demand for arbitration or notice of intention to arbitrate. Judgment, upon any award rendered by the arbitrator, may be entered in any court having jurisdiction.