Existing User Promotion: Deposit & Transfer-in Promotion (10/15-01/31) Terms and Conditions

1. Promotion Period

October 15th, 2025, 00:00 ET ‒ January 31st, 2026, 23:59 ET (Promotion Period).

 

2. Eligibility

The eligible participants for this promotion are Moomoo Financial Inc. (“MFI”) existing clients who

• are at least 18 years old to participate and

• are US residents with valid SSN.

• HAVE made a deposit or made the first eligible ACATS transfer that settles before Aug 1st, 2025.

*New brokerage customers who haven't made the first deposit are not eligible for these promotions.

3. How do I participate

Enter the promotion landing page and tap “Register” to participate in the promotion.

 

3.1 What do I need to do

You can participate by one of methods below:

Method A: Transfer-in

Transfer stocks, certain options, ETFs, and cash to MFI during the Promotion Period from an account at other broker-dealers.

Eligibility for rewards will be revoked in the event a transfer fails or does not settle within 7 days of end of the Promotion Period.

Method B: Deposit

After you complete a net deposit* and keep average daily assets of accordingly requirement ( "Assets" includes stocks, cash, and other asset classes) or more for 90 days, you'll receive accordingly cash rewards.

*Deposit bonuses are only eligible for those who deposit via ACH, WIRE or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or Acats (Automated Customer Account Transfer Service), etc. are not eligible. ( A "wire transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank)

*Net Deposit = Total Deposits – Total Withdrawals

 

3.2 Limitation on transferring options

Options that expire within 7 days of initiating a transfer of such options will not be accepted by MFI.

 

3.3 Bonus

Participants who transfer/deposit Eligible Assets to MFI during the Promotion Period are eligible to receive Cash Rewards. See the "About Cash Rewards" section below for more information on Cash Rewards and their usage.

 

As shown below, the Cash Rewards you may be awarded depends on the value of the assets that you transfer or deposit into MFI during the Promotion Period. The value of the assets is determined at the time of settlement and not at the time you initiate the transfer. The Cash Rewards will be credited to your Moomoo Financial Inc. brokerage account within 10 business days after the end of the Promotion Period.

 

Value of Eligible Net Assets transferred/deposited to MFI during the Promotion Period (USD)	Total Cash Reward possible	Total Cash Rewards Details
$10,000 - $24,999	$200	$100 Cash Rewards*2
$25,000 - $99,999	$300	$100 Cash Rewards*3
$100,000 - $249,999	$600	$100 Cash Rewards*6
$250,000 - $499,999	$1,200	$100 Cash Rewards*6 $300 Cash Rewards*2
$500,000 - $999,999	$2,000	$100 Cash Rewards*6 $300 Cash Rewards*2 $800 Cash Rewards*1
$1,000,000+	$4,000	$100 Cash Rewards*6 $300 Cash Rewards*6 $800 Cash Rewards*2

 

4. About Cash Rewards

• Cash Rewards can be used when clients reach the unlock condition: keep the eligible assets in Moomoo account for 90 days after clients get the Cash Rewards. In the unlocking period, clients can trade their transferred/deposited assets but if they transfer out or withdraw the funds, unlocking will fail. Due to the unlocking period, kindly check the "my rewards" list when you receive the Cash Rewards.

• Cash Rewards are valid for 6 months from the date of issuance of the reward.

• Cash Rewards are applicable to MFI brokerage accounts and can only be used to buy U.S. market Stocks, Fund (REITs, ETF); HK market Stocks, Fund(REITs, ETF, Leveraged and Inverse Products); Cash Rewards represent the value of a potential credit to a brokerage account and are not discounts on your purchase orders. Cash Rewards may be taxable to you.

• Cash Rewards do not have any buying power until the face value of the Cash Reward is credited to your brokerage account. After the first eligible order (buy-to-open orders only) is settled, a cash reward amount equal to the face value of the coupon is credited to the user’s brokerage account within three trading days. Users can check the status of cash rewards via “Transfer” – “Funds details”, or “Notification”. The use of cash rewards depends on the order amount, product type, applicable market, and other conditions.

• Cash Rewards can be used only once per order. Cash Rewards can be used in conjunction with a Commission Discount or Zero Commission Coupon.

• By default, Cash Rewards with the earliest expiration will be used first. If two or more Cash Rewards have the same expiration date, by default, the Cash Rewards with the higher denomination will be used first.

• To use moomoo’s desktop platform and mobile app’s features and benefits you’re your computer or mobile devices, you need the most up-to-date version of your web brower and moomoo app. For the best experience, update your browser and moomoo app to the latest version.

• Cash Rewards are not registered, non-transferrable, irrecoverable once lost, and can be used only once.

• Cash Rewards are promotion rewards, and moomoo reserves the right to reclaim Cash Rewards acquired via inappropriate means, such as exploiting system vulnerabilities, hacking, and false pretenses.

• Moomoo reserves the sole discretion to interpret the terms and condition of this promotion.

• You must have a brokerage account with Moomoo Financial Inc. to redeem Cash Rewards. Points and Cash Rewards may be redeemed only through the moomoo app and have no other value.

 

4.1 About Cash Sweep Program

The Moomoo Financial Inc. (MFI) Cash Sweep Program is a feature of your brokerage account. The Cash Sweep Program should not be viewed as a long-term investment or savings option. Interest is earned on the uninvested cash swept from your MFI brokerage account to program banks. Program banks then pay interest on your swept cash, minus any fees paid to MFI. The APY might change at any time. Additionally, any fees Moomoo Financial receives may vary and is subject to change. Neither Moomoo Financial Inc. nor any of its affiliates are banks. For more information on the cash sweep program, visit here.

 

5. Frequently Asked Questions

5.1 How is the transfer-in amount determined?

The value of the Transferred Assets at the time of settlement will be used to determine eligibility.

5.2 Are there any assets that I can't transfer to MFI?

• All listed stocks and ETFs tradable through Moomoo Financial Inc. can be transferred in or out of your account.

• Transfers are available for: US stocks, American Depositary Receipts (ADRs), and ETFs; Cash and options.

• Options that expire within 7 days of initiating the transfer cannot be transferred in.

• Transfers are currently not available for: bonds, mutual funds, pink sheet stocks, or other OTC stocks

• Special note on ETFs: Only listed ETFs are supported. ETFs listed in the US markets must have a market value of over $300 million and a market price of at least $5 at the time the transfer is initiated.

• For more details visit https://www.moomoo.com/us/support/categories/133

 

5.3 How do I transfer stocks through ACATS in moomoo？

In the moomoo app, tap Accounts → US Margin Account→ Transfers → Transfer Stock In → US Stocks.

• Log in to moomoo

• Enter the information on the outside brokerage firm and your account

• Select your outside brokerage firm:

If you transfer your account assets from TD Ameritrade (including ThinkorSwim) to Moomoo Financial Inc., select the corresponding firm.

• Enter your account number:

Enter the number of your account with the outside brokerage firm.

• Enter transfer details

Enter transfer details by following the onscreen instructions. Tap “Next” after confirming they are correct.

• Confirm the details and submit the request

Review the details of the outside brokerage firm, stock symbol, and number of shares, and submit the request after confirming that they are correct. If you entered the wrong information or omit certain information, you can return and edit.

Transfer from other outside broker firms. For details on how to transfer US stocks to Moomoo Financial Inc., please refer to: https://www.moomoo.com/us/support/topic4_346

5.4 Transfer restrictions

• Assets can only be transferred between accounts under the same name.

• Moomoo Financial Inc. does not charge any fees for transfers, but the outside brokerage firm may.

• Transfer requests typically take 5-7 business days. Once the outside brokerage firm transfers your assets out, it will take 1-2 business days for the assets to show on your account.

 

6. Other Terms and Conditions

1. This Promotion is held by Moomoo Financial Inc. (“MFI”), only open to U.S. residents, who are at least 18 years of age with a valid Social Security Number. Employees, contractors, or persons similarly associated with MFI or an MFI affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this Promotion.

2. The rewards in this Promotion are offered by MFI. The Moomoo App is a trading platform offered by Moonoo Technologies Inc. MFI and MTI are indirect, wholly-owned subsidiaries of Futu Holdings Limited. Investment products and services available through the Moomoo App in the U.S. are offered by MFI, a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC), a member of Financial Industry Regulatory Authority (FINRA) and Securities Investor Protection Corporation (SIPC). For further information about MFI, see FINRA BrokerCheck. For further information about SIPC coverage for accounts at MFI, see www.sipc.org or request an explanatory brochure from MFI.

3. You must maintain an active brokerage account with MFI to receive the reward of this Promotion. You can only receive one set of reward for this Promotion, with no more than one account enrolled per person. Each device, regardless mobile or computer, can be only entitled to one set of reward of this Promotion. If your Moomoo account shows any signs of fraud, abuse, or suspicious activities, such as the use of multiple accounts, it shall be deemed a breach of these Terms and Conditions. In the event that you breach these Terms and Conditions or any other applicable terms, Moomoo may, at its sole discretion, terminate your eligibility to participate in this Promotion as well as any future promotions.

4. This Promotion is subject to all applicable federal, provincial and municipal laws. To the extent permitted by applicable law, Moomoo reserves the right to amend or terminate these Terms and Conditions at its discretion and at any time without notice. Other terms and conditions may apply and be posted on the Moomoo App or website prior to effectiveness.

5. This Promotion does not constitute an offer, solicitation, advice, opinion, or any guarantee of securities, financial products, or tools.

6. Moomoo does not provide tax advice and not take responsibility for any tax-related matter to this Promotion. Consult with your tax advisor about the appropriate tax treatment for this Promotion and any tax implications associated with this Promotion before enrolling. For taxable accounts, the value of all MFI rewards received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations.

7. Any trademarks, graphic symbols, logos or intellectual property related to this Promotion are for identification and illustration purposes only and remain the property of their respective owners and do not represent endorsements of any kind.

8. Moomoo shall not be responsible for any errors, omissions, interruptions, deletions, defects, delays in transmission over communication lines, or any problems or technical malfunctions arising from telephone networks, computer online systems, servers or providers, computer equipment, software, or any technical issues or communication congestion resulting in failure to receive any emails or communications.

9. Translations from English are provided for reference only. In case of any discrepancy or dispute over the terms or rules of this promotion, the terms and conditions of the English language version shall prevail.

10. Other terms and conditions for the rewards may apply. Please refer to the terms and conditions for the rewards. There are expiration dates for receiving and using rewards. Failure to claim or use rewards within the specified period will result in the rewards being forfeited, and the participant is considered to have automatically waived their eligibility and the right to rewards.

11. ALL TERMS AND AGREEMENTS OF MOOMOO TECHNOLOGIES INC. AND MOOMOO FINANCIAL INC. ARE HEREBY INCORPORATED INTO THESE TERMS AND CONDITIONS, INCLUDING AND NOT LIMITED TO THEIR CUSTOMER AGREEMENT, TERMS OF USE, PRIVACY POLICY, ARBITRATION AND CLASS-ACTION WAIVER PROVISIONS. These Terms and Conditions are governed in accordance with, and all disputes arising out of or in connection with these Terms and Conditions shall be subject to the applicable “Governing Law and Arbitration” provisions of the terms of Moomoo. These terms contain a pre-dispute arbitration clause and class action waiver. You agree to the following:

      a. All parties to this Agreement are giving up their right to sue each other in court. including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

      b. Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.

      c. The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.

      d. The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

      e. The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry.

      f. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

      g. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.

      h. No person will bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA