Promotion Period
March 1, 2025, 04:00 ET – April 25, 2025, 23:59 ET (hereinafter referred as "Promotion Period").
Eligibility
Eligibility requirements vary by promotion and are available only to customers of Moomoo Financial Inc. ("MFI") who either:
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HAVE opened a brokerage account, but have not made a deposit yet, and plan to make the first deposit that settles before April 25, 2025, 23:59 PM ET.
OR
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HAVE opened a brokerage account, but have not made a deposit yet, and plan to make the first eligible ACATS transfer that settles before April 25, 2025, 23:59 PM ET.
General Eligibility Eligibility requirements vary by bonus and are available only to customers of Moomoo Financial Inc. ("MFI") that are attributed to the KOL(Caleb Hammer ) Channel. Offer is only valid for US residents with a valid SSN who are at least 18 years old.
*Existing brokerage customers who have made previous deposits are not eligible for these promotions.
Promotion Bonus
I. Account Opening Bonus - 8.1% APY
Eligibility
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Cash Sweep APY Base Rate
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APY Booster Rate
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APY Booster Rate Effective Period
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APY Booster Coupon Activation Valid Period
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New Customers of MFI who have not opened a brokerage account before March 1, 2025, 04:00 ET.
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4.10% APY
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4.00% APY
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3 months (90 days) after activation
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12 months
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Description:
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New customers of MFI who have not made a deposit before Mar 1, 2025, 04:00 ET are eligible to earn 4.10% APY rate on uninvested cash in the Cash Sweep program and ONE additional 4.00% APY Booster Coupon after opening the account. The 4.00% APY Booster Rate effective period of 3 months begins as soon as it is manually activated by the user. Enrollment in the Cash Sweep Program is required to earn interest on any uninvested cash.
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'APY Booster Coupon' (the "Coupon") is an exclusive coupon that can be used with the Cash Sweep program (the "Program") offered by Moomoo Financial Inc. ("MFI").
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'APY Booster' entitles holders of the Coupon to enjoy a higher promotional interest rate ("Booster Rate"). It allows users to earn an extra interest payment generated by the interest rate from the Coupon in addition to the current interest rate from a cash sweep program.
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The APY Booster Coupon must be activated before your eligible cash in the Cash Sweep Account starts to the earn the APY Booster Rate. The APY Booster Coupon can currently only be activated through the moomoo app. You must activate the APY Booster Coupon before the expiration of the APY Booster Rate Period (see chart above) indicated on the APY Booster coupon. Unactivated APY Booster Coupons will expire automatically at the end of the APY Booster Rate Period. Please kindly check the "My Rewards" list when clients receive the Coupon. All APY Booster requires you to click to join in order to take effect .
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APY Booster Rates can only be applied towards the initial 20,000 USD in the Cash Sweep program.
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The actual APY earned may differ based on when the user activates the coupon as the base rate may change. The Base Rate for Promotion is 4.10% APY (as of March 1, 2025) and subject to change.
II. Deposit Bonus: Cash Reward
Eligibility
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Total Net Deposit
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Total Cash Rewards You'll Receive
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New and existing Customers of MFI who HAVE NOT made a deposit nor an ACAT¹ Transfer before March 1, 2025, 04:00 ET and who will or are planning to make a deposit that settles before April 25, 2025, 23:59 ET.
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≥$100
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$25 Cash Reward
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≥$2,000
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$150 Cash Rewards ($25*5+$25)
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Description:
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Complete a net deposit² of $100 during the promotion period, and you will receive one $25 Cash Reward. After receiving your Cash Reward, you'll need to maintain average assets of $100 or more for 60 days to unlock this reward ("Assets" includes cash and securities positions).The Cash Reward is valid for 180 days from the date of issuance. The Cash Reward worth $25, which can be applied to a buy-to-open order over $1. After receiving your Cash Reward, you'll need to maintain average assets of $100 or more for 60 days to unlock the Cash Reward. Cash Reward can be used when you reach the unlock condition. Due to the unlocking period, kindly check the "My Rewards" list when you receive the coupon rewards. ("Assets" include cash and securities positions.)
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Complete a net deposit of $2,000 during the Promotion Period, and you will receive extra five $25 Cash Reward($150 in total). After receiving your Cash Reward, you need to maintain average assets of $2,000 or more for 60 days to unlock these reward.The Cash Reward is valid for 180 days from the date of issuance. The Cash Reward worth $125, which can be applied to a buy-to-open order over $1. After receiving your Cash Reward, you'll need to maintain average assets of $2000 or more for 60 days to unlock the Cash Reward. Cash Reward can be used when you reach the unlock condition. Due to the unlocking period, kindly check the "My Rewards" list when you receive the coupon rewards. ("Assets" include cash and securities positions.)
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Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer⁴, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or Acats (Automated Customer Account Transfer Service), etc. are not eligible. (A "wire transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank)
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All these Cash Reward must be used within 180 days, are applicable to all categories, and can be used when the purchase amount reaches $1. By taking part in this promotion, you are not eligible for the general New User bonus.
III. Transfer-In Bonus: Cash Coupon
Eligibility
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What do I need to do ?
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Rewards
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New and existing Customers of MFI who HAVE NOT made a deposit nor an ACAT¹ Transfer before April 1, 2025, 00:00 ET and who will or are planning to make an ACAT¹ Transfer that settles before June 3, 2025, 23:59 ET.
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Transfer stocks, certain options, ETFs, and cash to MFI using an ACAT transfer from your existing brokerage account.
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A 3% match of the first transfer amount. The match amount is limited to the first $1 to $20,000 transferred in. The match will be given as a "Cash Coupon".
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Description:
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Cash Coupon you may be awarded depends on the value of the assets that you transfer firstly into MFI during the Promotion Period. The value of the assets is determined at the time of settlement and not at the time you initiate the transfer. The Cash Coupon will be credited to your Moomoo Financial Inc. brokerage account within 5 business days after the first transfer settles.
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The value of Cash Coupon is 3% match of your first transfer amount truncated to two decimal points.
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Participants who transfer Eligible Assets to MFI during the Promotion Period are eligible to receive Cash Coupon. See the "How do I claim my Cash Coupon" in the FAQS below for more information on Cash Coupon and their usage.
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Eligibility for rewards will be revoked in the event a transfer fails or does not settle within 7 days of end of the Promotion Period.
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The 3% Cash Coupon applies to the initial $1 to $20,000 transferred amount only.
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Cash Coupons are valid for 6 months from the date of unlock date of the reward, and can be used when clients reach the unlock condition: keep the transfer-in assets in moomoo account for 90 days after you have received the Cash Coupon. During the unlocking period, clients can trade their transferred assets but if they withdraw the funds, unlocking will fail. Please note, if you transferred-in more than $20,000 is in to your account, only the initial $20,000 needed to be maintained in your account for 90 days for the purpose of unlocking Cash Coupon.
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Cash Coupons, redeemable solely through the moomoo app, represent potential credits for eligible equity purchases in a Moomoo Financial Inc. brokerage account and hold no other value.
Additional terms & conditions apply.
(1) ACATS or Automated Customer Account Transfer Service, is an electronic transfer system developed by the National Securities Clearing Corporation (NSCC) to automate and standardize the transfer of accounts between brokerages.
² Net deposit = Total deposit - Total withdraw.
³ Due to fluctuations, the stock price may vary depending on the marketing conditions. The free stocks you will receive are worth between $2 and $2,000 as of Jan 09, 2025, 16:00 ET. Your free stock is chosen randomly according to a specific probability distribution, so you may not receive the same stock as others. There is approximately a 99.557% chance of getting a share of stock worth $2-$9.99, a 0.3% chance of getting a share of stock worth $10-$99.99, and a 0.143% chance of getting a share of stock worth $100 or more. Moomoo Financial Inc. reserves the right to adjust the incentive program parameters at its discretion.
⁴ Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or ACAT (Automated Customer Account Transfer Service), etc. are not eligible. (*A "WIRE transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank).
FAQS
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What is the Cash Sweep Program?
The Cash Sweep Program is a feature of the brokerage account and should not be viewed as a long-
term investment or savings option. The APY might change at any time. Neither Moomoo Financial Inc. nor any of its affiliates are banks.
Cash Sweep Program is a cash management program provided by Moomoo Financial Inc. This program is only open to US securities accounts under Moomoo Financial Inc. Uninvested cash is automatically swept to the bank(s) through this program and is eligible to earn interest.
When the cash purchasing power of the securities account is negative, the uninvested cash will be automatically redeemed from the bank(s) to the securities account before the transactions are settled to avoid the payment of financing interest. When the cash is positive, it will be automatically deposited in the bank(s) at 2pm EST of each trading day to earn interest.
The sweep program (1) allows an investor to earn a rate of interest on free cash that is higher than the rate offered for cash held in a brokerage account and (2) banks in the program offer insurance on such cash that is higher than that available for an SIPC-covered account.
The uninvested cash swept to program banks is eligible for FDIC insurance up to $1 million. or $250,000 per program bank, inclusive of any other deposits you may already hold at the bank in the same ownership capacity, which may impact how much is covered. You are responsible for monitoring the total amount of deposits that you have with each Program Bank, in order to determine the extent of FDIC deposit insurance coverage available to you.
Please note that until funds are swept to a program bank, they are held in your brokerage account which is protected by SIPC. Once funds are swept, they are no longer held in your brokerage account and are not protected by SIPC. However, these funds are eligible for FDIC insurance through the Program Banks subject to FDIC insurance coverage limits.
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How do I claim my Transfer-In Bonus - Cash Reward?
Cash Reward can be used when clients reach the unlock condition: keep the transfer-in assets in moomoo account for 90 days after you have received the Cash Reward. During the unlocking period, clients can trade their transferred assets but if they withdraw the funds, unlocking will fail. Please note, if you transferred-in more than $20,000 is in to your account, only the initial $20,000 needed to be maintained in your account for 90 days for purpose of unlocking the Cash Reward. Due to the unlocking period, kindly check the "My Rewards" list when clients receive the Cash Reward rewards.
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How does moomoo calculate your average assets?
Your average daily assets will be calculated beginning the day after you draw and receive your Cash Reward.
For example, if you draw and receive your Cash Reward on March 1, the average assets, for purposes of this promotion, will be calculated from March 2,
March 2: $200
March 3: $300
March 4: $500
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May 1:$15,000
60-days average assets = $(200+300+500+……+15,000)/60
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Where can I check my daily net assets data?
You can view your assets via "Accounts > Total Assets > Assets Trend" to get an approximate assessment of your average daily assets.
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Do I have to make a lump-sum deposit to meet the deposit criteria and get my bonus?
No. If you successfully make an initial deposit during the promotion period and your average asset balance meets the promotion criteria, you will be eligible for the bonus.
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What are 'Eligible Assets' that I can transfer to MFI? Are there any assets that I can't transfer to MFI?
All listed stocks and ETFs tradable through Moomoo Financial Inc. can be transferred in or out of your account. Transfers are available for: US stocks, American Depositary Receipts (ADRs), and ETFs; Cash and options (from Robinhood, Webull, TD Ameritrade, Fidelity, E Trade, Cash App, Charles Schwab, Ally Invest, Firstrade, Merrill Lynch, and Interactive Broker only). Options that expire within 7 days of initiating the transfer cannot be transferred in. Transfers are currently not available for:
bonds, mutual funds, pink sheet stocks, or other OTC stocks.
Special note on ETFs: Only listed ETFs are supported. ETFs listed in the US markets must have a market value of over $300 million and a market price of at least $5 at the time the transfer is initiated. For more details visit
MFI Cash Sweep Program Terms and Conditions.