Promotion Period

June 26, 2026, 23:59 ET – Aug 31, 2026, 23:59 ET (hereinafter referred to as the "Promotion Period").

Eligibility

Eligibility requirements vary by promotion and are available only to customers of Moomoo Financial Inc. ("MFI") who are attributed to the specific channel.

Offer is only valid for U.S. residents with a valid SSN who are at least 18 years old.

Customers who have made a deposit or completed an ACAT transfer before June 26, 2026, 23:59 ET are not eligible for this promotion.

Promotion Bonus

I. Account Opening Bonus – 8.1% APY

Eligibility

Description

1. New customers of MFI who have not made a deposit before June 26, 2026, 23:59 ET are eligible to receive ONE 4.75% APY Booster Coupon after opening the account. While the 4.75% APY Booster Coupon is active, eligible new customers earn a combined 8.1% APY — the 3.35% APY base rate plus the 4.75% APY Booster Rate — on uninvested cash in the Cash Sweep program. The 3.35% APY base rate applies in combination with the Booster only during the APY Booster Rate effective period; after the APY Booster Rate effective period ends, the 3.35% APY base rate continues to apply only to users who have subscribed to moomoo engine membership. For users who have not subscribed to moomoo engine membership, the Cash Sweep base rate will revert to the standard rate of 0.03% APY after the APY Booster Rate effective period ends. The 4.75% APY Booster Rate effective period of 2 months begins as soon as it is manually activated by the user. Enrollment in the Cash Sweep Program is required to earn interest on any uninvested cash.

2. 'APY Booster Coupon' (the "Coupon") is an exclusive coupon that can be used with the Cash Sweep program (the "Program") offered by Moomoo Financial Inc. ("MFI").

3. 'APY Booster' entitles holders of the Coupon to enjoy a higher promotional interest rate ("Booster Rate"). It allows users to earn an extra interest payment generated by the interest rate from the Coupon in addition to the current interest rate from a cash sweep program.

4. The APY Booster Coupon must be activated before your eligible cash in the Cash Sweep Account starts to the earn the APY Booster Rate. The APY Booster Coupon can currently only be activated through the moomoo app. You must activate the APY Booster Coupon before the expiration of the APY Booster Rate Period (see chart above) indicated on the APY Booster coupon. Unactivated APY Booster Coupons will expire automatically at the end of the APY Booster Rate Period. Please kindly check the "My Rewards" list when clients receive the Coupon. All APY Booster requires you to click to join in order to take effect .

5. APY Booster Rates can only be applied towards the initial 20,000 USD in the Cash Sweep program.

6. Users can refer to Question 1 in the FAQ section for more information about the Cash Sweep program or https://www.moomoo.com/us/support/topic4_459 for more information about the Coupon.

7. The actual APY earned may differ based on when the user activates the coupon as the base rate may change. The Base Rate for eligible new users is 3.35% APY (as of December 10, 2025) and subject to change. The 3.35% APY base rate is applied in combination with the APY Booster Coupon during the APY Booster Rate effective period. After the APY Booster Rate effective period ends, the 3.35% APY base rate for the Cash Sweep program continues to apply only to users who have subscribed to moomoo engine membership; for users without a moomoo engine membership, the Cash Sweep base rate will revert to the standard rate of 0.03% APY.

II. Deposit Bonus: stock cash reward

Additional Reward Notice

The $149 stock cash reward offered under this Promotion is an additional promotional reward available exclusively through the StockedUp channel.

Eligible participants who satisfy the requirements for this Promotion may also qualify for other rewards available under this Promotion, including but not limited to the APY Booster Reward and NVDA Stock Rewards, provided that all applicable eligibility requirements are met.

Receipt of the $149 stock cash reward does not affect a participant's eligibility to receive any other applicable rewards offered under this Promotion.

Eligibility

Description

Eligible new customers who:

• Register through the dedicated StockedUp promotion link during the Promotion Period;

• Have not made any deposit or ACAT transfer before June 26, 2026, 23:59 ET;

• Complete a first net deposit of more than $1 during the Promotion Period;

• will receive a $149 stock cash reward.

• stock cash reward can be used toward securities transactions and are valid for buy-to-open orders.

• stock cash reward are valid for 60 days from the date of issuance and are applicable to MFI brokerage accounts and can only be used to purchase:

• U.S. Stocks and Funds (including ETFs and REITs)

• Hong Kong Stocks and Funds (including ETFs, REITs, Leveraged Products, and Inverse Products)

• stock cash reward represent the value of a potential credit to a brokerage account and are not discounts on purchase orders.

• stock cash reward may be taxable.

• Participants must maintain an active brokerage account with Moomoo Financial Inc. to redeem stock cash reward.

• stock cash reward may only be redeemed through the moomoo App and have no cash value outside of the platform.

• stock cash reward may be used together with Commission Discount Coupons or Zero Commission Coupons.

• By default, coupons with the earliest expiration date will be used first. If multiple coupons share the same expiration date, the coupon with the highest value will be used first.

• stock cash reward are non-transferable, non-replaceable if lost, and may only be used once.

• Neither receipt of a stock cash reward nor identification of any security in communications related to this Promotion constitutes a solicitation or recommendation to buy, sell, or hold any security.

• Moomoo Technologies Inc. and Moomoo Financial Inc. do not provide investment advice and do not recommend any security or transaction.

III. Deposit Bonus: Free Stocks

Description

1. Complete a net deposit² of $500 during the promotion period, and you will receive $30 in NVDA stock, as fractional shares of NVDA³. After receiving your free stocks, you'll need to maintain average assets of $500 or more for 60 days to unlock these stocks ("Assets" includes cash and securities positions)

2. Complete a net deposit of $2,000 during the Promotion Period, and you will receive $100 in NVDA stock in total, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $2,000 or more for 60 days to unlock these stocks.

3. Complete a net deposit of $10,000 during the Promotion Period, and you will receive $200 in NVDA stock in total³, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $10,000 or more for 60 days to unlock these stocks.

4. Complete a net deposit of $50,000 during the Promotion Period, and you will receive $400 in NVDA stock in total³, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $10,000 or more for 60 days to unlock $30+$70+$100 stocks, and you need to maintain average assets of $50,000 or more for 120 days to unlock the extra $200 stocks.

5. Complete a net deposit of $100,000 during the Promotion Period, and you will receive $1,000 in NVDA stock in total³, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $10,000 or more for 60 days to unlock $30+$70+$100 stocks, and you need to maintain average assets of $50,000 or more for 120 days to unlock the extra $200+$200 stocks,and you need to maintain average assets of $100,000 or more for 180 days to unlock the remaining $400 in NVDA stock.

6. Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or Acats (Automated Customer Account Transfer Service), etc. are not eligible. (A "wire transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank)

¹ACATS or Automated Customer Account Transfer Service, is an electronic transfer system developed by the National Securities Clearing Corporation (NSCC) to automate and standardize the transfer of accounts between brokerages.

²Net deposit = Total deposit - Total withdraw.

³Due to fluctuations, the stock price may vary depending on the marketing conditions. The stock value is determined by the number of shares calculated based on the real-time quote at the moment the user claims the reward. Moomoo Financial Inc. reserves the right to adjust the incentive program parameters at its discretion. Fractional shares are illiquid outside of Moomoo Financial Inc., and cannot be transferred. Additionally, not all securities offered by Moomoo Financial can be traded as fractional shares.

⁴Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or ACAT (Automated Customer Account Transfer Service), etc. are not eligible. (*A "WIRE transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank).

FAQS

What is the Cash Sweep Program?

All existing FAQ language remains unchanged.

When will my free stocks be available for trading?

All existing FAQ language remains unchanged.

How does moomoo calculate your average assets?

All existing FAQ language remains unchanged.

Where can I check my daily net assets data?

All existing FAQ language remains unchanged.

Do I have to make a lump-sum deposit to meet the deposit criteria and get my bonus?

All existing FAQ language remains unchanged.

What if I do not prefer or have a restriction related to receiving NVDA stock as my bonus reward?

All existing FAQ language remains unchanged.

Can I receive both the $149 stock cash reward and the NVDA Stock Rewards?

Yes.

The $149 stock cash reward offered through the StockedUp channel is an additional promotional reward.

Eligible participants who satisfy the requirements for both promotions may receive the $149 stock cash reward in addition to any applicable NVDA Stock Rewards and APY Booster rewards.

All rewards remain subject to their respective eligibility requirements, holding requirements, reward issuance schedules, and other applicable terms and conditions.

OTHER TERMS AND CONDITIONS

1. This program is open to U.S. residents, who are at least 18 years of age with a valid Social Security Number. Employees, contractors, or persons similarly associated with Moomoo Financial Inc. or a Moomoo Financial Inc. affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this program.

2. The rewards in this program are offered by Moomoo Financial Inc. Moomoo Technologies Inc. and Moomoo Financial Inc. are indirect, wholly-owned subsidiaries of Futu Holdings Ltd. The Moomoo App is a trading platform offered by Moomoo Technologies Inc. Securities products available through the Moomoo App are offered by Moomoo Financial Inc., a broker-dealer registered with the SEC. Moomoo Financial Inc. is a member of FINRA and SIPC. For further information about Moomoo Financial Inc., see FINRA BrokerCheck. For further information about SIPC coverage for accounts at Moomoo Financial Inc., see www.sipc.org or request an explanatory brochure from Moomoo Financial Inc.

3. This offer is limited to one reward per new account, with no more than one account enrolled per person. You must have an active brokerage account with Moomoo Financial Inc. to receive the promotional bonus stock(s). This offer cannot be reacquired by reopening your account.

4. Should you meet all eligibility requirements and make the qualifying deposit, but your reward is not credited to your account, you must contact our customer service team within 14 business days. Claims submitted after this period will not be accepted.

5. Neither receipt of a share of stock through this program nor identification of a particular security in communications related to this program constitutes a solicitation of the security or a recommendation to buy, sell, or hold the security. Moomoo Technologies Inc. and Moomoo Financial Inc. do not provide investment advice and does not hereby recommend any security or transaction.

6. Customers may hold or sell awarded stocks once credited to their accounts. The value from sale of the stock can be withdrawn or used to buy other eligible securities in the account.

7. At its discretion, Moomoo Financial Inc. reserves the right to adjust the incentive program parameters.

8. You can only register one trading account with us. If your Moomoo account shows signs of fraud, abuse, or suspicious activity, e.g., using multiple accounts, moomoo may, in its sole discretion, forfeit your stock rewards and limit your chance to participate in future promotions.

9. Each device, regardless mobile or computer, can be only entitled to one set of deposit bonus.

10. Moomoo Financial Inc. and Moomoo Technologies Inc. reserve the right to terminate the incentive program at any time without notice. Other restrictions may apply and will be posted on the Moomoo App/website prior to effectiveness.

11. Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a stock bonus before enrolling. For taxable accounts, the value of all Moomoo Financial Inc. offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Moomoo Financial Inc. and Moomoo Technologies Inc. do not take responsibility for any tax-related to this promotion.

12. Translations from English are provided for convenience only. In case of any ambiguity or dispute over the terms or rules of this promotion, the terms and conditions of the English language version will control.

13. ALL TERMS AND AGREEMENTS OF MOOMOO FINANCIAL INC. AND MOOMOO TECHNOLOGIES INC. ARE HEREBY INCORPORATED INTO THESE TERMS AND CONDITIONS, INCLUDING AND NOT LIMITED TO THEIR ARBITRATION AND CLASS-ACTION WAIVER PROVISIONS. The customer agreement for Moomoo Financial Inc. is available at Moomoo Financial Inc. CUSTOMER AGREEMENT.

These terms contain a pre-dispute arbitration clause and class action waiver. You agree to the following:

• All parties to this Agreement are giving up their right to sue each other in court. including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

• Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.

• The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.

• The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

• The panel of arbitrators may include a minority of arbitrators who ere or are affiliated with the securities industry.

• The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

• The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.

• No person will bring a putative or certified class action to arbitration, nor seek to enforce any predispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA. If any party unsuccessfully resists confirmation or enforcement of an arbitration award rendered under this Agreement, then that party shall pay all costs, attorneys’ fees, and expenses incurred by the other party or parties in confirming or enforcing the award. Arbitration must be initiated by service upon the other party of a written demand for arbitration or notice of intention to arbitrate. Judgment, upon any award rendered by the arbitrator, may be entered in any court having jurisdiction.