25Q4 Smart Money Task Center Event - Terms and Conditions

1. Promotion Period

November 20th, 2025 00:00 ET ‒ December 18th, 2025 23:59 ET (the "Event Period").

2. Eligibility

This event is eligible for all new and existing registered users of Moomoo Technologies Inc. ("MTI").

3. How do I participate

Enter the Event landing page and complete any of the tasks during the Event Period. Each task, once verified by the system, awards points to your account. Each task may be completed once per user during the Event Period.

Points are awarded based on the system's verification of a qualifying action on the corresponding task page. Once a qualifying action is detected, points will be credited to your account

4. Notes

● Points may not be transferred, converted into cash or used in non-points programs.

● If any user were found to have obtained points by committing fraud or other illegal means, the illegally obtained points will be deemed invalid, and moomoo reserves the right to cancel his/her eligibility to participate in points-related events, and withhold or recover the rewards for which he/she has redeemed those illegally obtained points. Moomoo also reserves the right to hold such user legally liable.

5. Other Terms and Conditions

1. Employees, contractors, or persons similarly associated with Moomoo Financial Inc.("MFI") or an MFI affiliate, members of their household, and employees of any securities regulatory organization or exchange are not eligible for this Event.

2. The Moomoo App is a trading platform offered by Moomoo Technologies Inc. MFI and MTI are indirect, wholly-owned subsidiaries of Futu Holdings Limited. Investment products and services available through the Moomoo App in the U.S. are offered by MFI, a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC), a member of the Financial Industry Regulatory Authority (FINRA) and Securities Investor Protection Corporation (SIPC). For further information about MFI, see FINRA BrokerCheck. For further information about SIPC coverage for accounts at MFI, see www.sipc.org or request an explanatory brochure from MFI.

3. This Event is subject to all applicable federal, state, and municipal laws. To the extent permitted by applicable law, Moomoo reserves the right to amend or terminate these Terms and Conditions at its discretion and at any time without notice. Other terms and conditions may apply and be posted on the Moomoo App or website prior to effectiveness.

4. This Event does not constitute an offer, solicitation, advice, opinion, or any guarantee of securities, financial products, or tools.

5. Moomoo does not provide tax advice and takes no responsibility for any tax-related matter regarding this Event. Consult your tax advisor about the appropriate tax treatment and any tax implications associated with this Event before participating. For taxable accounts, the value of all MFI rewards received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations.

6. Any trademarks, graphic symbols, logos, or intellectual property related to this Event are for identification and illustration purposes only and remain the property of their respective owners and do not represent endorsements of any kind.

7. Moomoo shall not be responsible for any errors, omissions, interruptions, deletions, defects, delays in transmission over communication lines, or any problems or technical malfunctions arising from telephone networks, computer online systems, servers or providers, computer equipment, software, or any technical issues or communication congestion resulting in failure to receive any emails or communications.

8. Translations from English are provided for reference only. In case of any discrepancy or dispute over the terms or rules of this Event, the terms and conditions of the English language version shall prevail.

9. Other terms and conditions for the rewards may apply. Please refer to the terms and conditions for the rewards. There are expiration dates for receiving and using rewards. Failure to claim or use rewards within the specified period will result in the rewards being forfeited, and the participant is considered to have automatically waived their eligibility and the right to rewards.

10. ALL TERMS AND AGREEMENTS OF MOOMOO TECHNOLOGIES INC. AND MOOMOO FINANCIAL INC. ARE HEREBY INCORPORATED INTO THESE TERMS AND CONDITIONS, INCLUDING AND NOT LIMITED TO THEIR CUSTOMER AGREEMENT, TERMS OF USE, PRIVACY POLICY, ARBITRATION AND CLASS-ACTION WAIVER PROVISIONS. These Terms and Conditions are governed in accordance with, and all disputes arising out of or in connection with these Terms and Conditions shall be subject to the applicable "Governing Law and Arbitration" provisions of the terms of Moomoo. These terms contain a pre-dispute arbitration clause and class action waiver. You agree to the following:

      a. All parties to this Agreement are giving up their right to sue each other in court, including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

      b. Arbitration awards are generally final and binding; a party's ability to have a court reverse or modify an arbitration award is very limited.

      c. The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.

      d. The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

      e. The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry.

      f. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

      g. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.

      h. No person will bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA.