Exclusive Referral Promotion (2026/08/01-2026/08/31) terms and conditions

Promotion Period

August 1st 2026 0:00 AM ET - August 31st 2026 11:59 PM ET (hereinafter referred as "Promotion Period").

 

Eligibility

This promotion is only eligible for customers of Moomoo Financial Inc. ("MFI") with a currently active brokerage account during the prescribed promotional period, and from specific channels¹, and excludes any party currently under contract as a Key Opinion Leader ("KOL") with MFI or its affiliated entities.

¹ Eligibility is subject to the promotion landing page.

 

We will NOT be able to award any bonuses to participants who no longer have active brokerage accounts with Moomoo Financial Inc. Should you need any assistant with opening an brokerage account, please do not hesitate to contact our customer service.

 

Offers are only valid for US residents with a valid SSN who are at least 18 years old.

 

Promotion Bonus

I. Account Opening Bonus - 8.1% APY

Eligibility	Cash Sweep APY Base Rate	APY Booster Rate	APY Booster Rate Effective Period	APY Booster Coupon Activation Valid Period
New Customers of MFI who have not opened a brokerage account before January 1, 2026, 00:00 ET.	3.35% APY	4.75% APY	2 months (60 days) after activation	12 months

 

Description：

1. New customers of MFI who have not opened a brokerage account before January 1, 2026, 00:00 ET are eligible to earn 3.35% APY rate on uninvested cash in the Cash Sweep program and ONE additional 4.75% APY Booster Coupon after opening the account. While the 4.75% APY Booster Coupon is active, eligible new customers earn a combined 8.1% APY — the 3.35% APY base rate plus the 4.75% APY Booster Rate — on uninvested cash in the Cash Sweep program. The 3.35% APY base rate applies in combination with the Booster only during the APY Booster Rate effective period; after the APY Booster Rate effective period ends, the 3.35% APY base rate continues to apply only to users who have subscribed to moomoo engine membership. For users who have not subscribed to moomoo engine membership, the Cash Sweep base rate will revert to the standard rate of 0.03% APY after the APY Booster Rate effective period ends. The 4.75% APY Booster Rate effective period of 2 months begins as soon as it is manually activated by the user. Enrollment in the Cash Sweep Program is required to earn interest on any uninvested cash.

2. 'APY Booster Coupon' (the "Coupon") is an exclusive coupon that can be used with the Cash Sweep program (the "Program") offered by Moomoo Financial Inc. ("MFI").

3. 'APY Booster' entitles holders of the Coupon to enjoy a higher promotional interest rate ("Booster Rate"). It allows users to earn an extra interest payment generated by the interest rate from the Coupon in addition to the current interest rate from a cash sweep program.

4. The APY Booster Coupon must be activated before your eligible cash in the Cash Sweep Account starts to the earn the APY Booster Rate. The APY Booster Coupon can currently only be activated through the moomoo app. You must activate the APY Booster Coupon before the expiration of the APY Booster Rate Period (see chart above) indicated on the APY Booster coupon. Unactivated APY Booster Coupons will expire automatically at the end of the APY Booster Rate Period. Please kindly check the "My Rewards" list when clients receive the Coupon. All APY Booster requires you to click to join in order to take effect .

5. APY Booster Rates can only be applied towards the initial 20,000 USD in the Cash Sweep program.

6. Users can refer to Question 1 in the FAQ section for more information about the Cash Sweep program or https://www.moomoo.com/us/support/topic4_459 for more information about the Coupon.

7. The actual APY earned may differ based on when the user activates the coupon as the base rate may change. The Base Rate for eligible new users is 3.35% APY(as of December 10, 2025) and subject to change.

 

 

II. Deposit Bonus: Free Stocks

Eligibility	Total Net Deposit	Total Value of Stocks You'll Receive
New and existing Customers of MFI who HAVE NOT made a deposit nor an ACAT¹ Transfer before January 1, 2026, 00:00 ET and who will or are planning to make a deposit that settles before August 31, 2026, 23:59 ET.	≥$500	$30 in NVDA stock
	≥$2,000	$100($30+$70) in NVDA stock
	≥$10,000	$200($30+$70+$100) in NVDA stock
	≥$50,000	$400($30+$70+$100+$200) in NVDA stock
	≥$100,000	$1,000($30+$70+$100+$200+$600) in NVDA stock

 

Description：

1. Complete a net deposit² of $500 and during the promotion period, and you will receive $30 in NVDA stock, as fractional shares of NVDA³. After receiving your free stocks, you'll need to maintain average assets of $500 or more for 60 days to unlock these stocks ("Assets" includes cash and securities positions).

2. Complete a net deposit of $2,000 during the Promotion Period, and you will receive $100 in NVDA stock in total, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $2,000 or more for 60 days to unlock these stocks.

3. Complete a net deposit of $10,000 during the Promotion Period, and you will receive $200 in NVDA stock in total³, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $10,000 or more for 60 days to unlock these stocks.

4. Complete a net deposit of $50,000 during the Promotion Period, and you will receive $400 in NVDA stock in total³, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $50,000 or more for 60 days to unlock $200 stocks, and for 120 days to unlock the remaining $200 in NVDA stock.

5. Complete a net deposit of $100,000 during the Promotion Period, and you will receive $1,000 in NVDA stock in total³, as fractional shares of NVDA³. After receiving your free stocks, you need to maintain average assets of $100,000 or more for 120 days to unlock $600 in NVDA stock, and for 180 days to unlock the remaining $400 in NVDA stock.

6. Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or Acats (Automated Customer Account Transfer Service), etc. are not eligible. (A "wire transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank)

 

¹ACATS or Automated Customer Account Transfer Service, is an electronic transfer system developed by the National Securities Clearing Corporation (NSCC) to automate and standardize the transfer of accounts between brokerages. Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or ACAT (Automated Customer Account Transfer Service), etc. are not eligible. (*A "WIRE transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank).

²Net deposit = Total deposit - Total withdraw.

1. ³Due to fluctuations, the stock price may vary depending on the marketing conditions. The stock value is determined by the number of shares calculated based on the real-time quote at the moment the user claims the reward. Moomoo Financial Inc. reserves the right to adjust the incentive program parameters at its discretion. Fractional shares are illiquid outside of Moomoo Financial Inc., and cannot be transferred. Additionally, not all securities offered by Moomoo Financial can be traded as fractional shares.

 

 

III. Exclusive Referral Reward for Invitees

¹Eligibility for invitee	Reward for Invitee	How to unlock the reward？
Open a brokerage account at MFI using an inviter's referral link and have not yet made a deposit.	Invitee can claim a locked $25 Cash Reward via the inviter’s referral link	Deposit at least $500 within 14 days of claiming the Cash Reward

¹Eligibility is limited to specific users and is subject to the promotion landing page.

Description：

1. Invitees must be persons who have not previously opened a brokerage account at MFI prior to the promotion period and who are U.S. residents over the age of 18 with a valid SSN.

2. Each invitee is eligible for only one $25 Cash Reward. Expired reward will not be reissued.

3. The Cash Reward can be used for securities transactions. It’s valid for any buy - to - open order over $500, and is valid for 6 months from the issuance date.

4. Cash Rewards, redeemable solely through the moomoo app, represent potential credits for eligible equity purchases in a Moomoo Financial Inc. brokerage account and hold no other value. Additional terms & conditions apply. For more information, see the Other Terms And Conditions Section (#5 and 6).

5. The invitee is eligible for new guest bonus. See Welcome Bonus for more details.

 

¹ACATS or Automated Customer Account Transfer Service, is an electronic transfer system developed by the National Securities Clearing Corporation (NSCC) to automate and standardize the transfer of accounts between brokerages.

²Net deposit = Total deposit - Total withdraw.

³Due to fluctuations, the stock price may vary depending on the marketing conditions. The stock value is determined by the number of shares calculated based on the real-time quote at the moment the user claims the reward. Moomoo Financial Inc. reserves the right to adjust the incentive program parameters at its discretion. Fractional shares are illiquid outside of Moomoo Financial Inc., and cannot be transferred. Additionally, not all securities offered by Moomoo Financial can be traded as fractional shares.

 

 

OTHER TERMS AND CONDITIONS

This program is open to U.S. residents, who are at least 18 years of age with a valid Social Security Number. Employees, contractors, or persons similarly associated with Moomoo Financial Inc. or a Moomoo Financial Inc. affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this program.

The rewards in this program are offered by Moomoo Financial Inc. Moomoo Technologies Inc. and Moomoo Financial Inc. are indirect, wholly-owned subsidiaries of Futu Holdings Ltd. The Moomoo App is a trading platform offered by Moomoo Technologies Inc. Securities products available through the Moomoo App are offered by Moomoo Financial Inc., a broker-dealer registered with the SEC. Moomoo Financial Inc. is a member of FINRA and SIPC. For further information about Moomoo Financial Inc., see FINRA BrokerCheck. For further information about SIPC coverage for accounts at Moomoo Financial Inc., see www.sipc.org or request an explanatory brochure from Moomoo Financial Inc.

To ensure a smooth usage experience, please make sure that you are using an up-to-date version of the mobile App.

Moomoo Technologies Inc. reserves the right to amend, alter, or terminate the Cash Rewards program at any time and without notice. The terms and conditions above are subject to interpretation by Moomoo Technologies Inc. at its sole discretion within the scope of the law.

Cash Rewards are valid for 6 months from the date of issuance of the reward, and are applicable to MFI brokerage accounts. Cash Rewards represent the value of a potential credit to a brokerage account and are not discounts on your purchase orders. Cash Rewards may be taxable to you. You must have a brokerage account with Moomoo Financial Inc. to redeem Cash Rewards. Cash Rewards may be redeemed only through the moomoo app and have no other value.

Cash Rewards do not have any buying power until the face value of the Cash Reward is credited to your brokerage account. After the first eligible order (buy-to-open orders only) is settled, a Cash Reward amount equal to the face value of the coupon is credited to the user's brokerage account within three trading days. The use of Cash Rewards depends on the order amount, product type, applicable market, and other conditions. Cash Rewards can be used only once per order. Cash Rewards can be used in conjunction with a Commission Discount or Zero Commission Coupon. By default, Cash Rewards with the earliest expiration will be used first. If two or more Cash Rewards have the same expiration date, by default, the Cash Rewards with the higher denomination will be used first. Cash Rewards are not registered, non-transferrable, irrecoverable once lost, and can be used only once. Cash Rewards are promotion rewards, and moomoo reserves the right to reclaim Cash Rewards acquired via inappropriate means, such as exploiting system vulnerabilities, hacking, and false pretenses.

Neither receipt of a share of stock through this program nor identification of a particular security in communications related to this program constitutes a solicitation of the security or a recommendation to buy, sell, or hold the security. Moomoo Technologies Inc. and Moomoo Financial Inc. do not provide investment advice and does not hereby recommend any security or transaction.

At its discretion, Moomoo Financial Inc. reserves the right to adjust the incentive program parameters.

You can only register one trading account with us. If your Moomoo account shows signs of fraud, abuse, or suspicious activity, e.g., using multiple accounts, moomoo may, in its sole discretion, forfeit your stock rewards and limit your chance to participate in future promotions.

Moomoo Financial Inc. and Moomoo Technologies Inc. reserve the right to terminate the incentive program at any time without notice. Other restrictions may apply and will be posted on the Moomoo App/website prior to effectiveness.

Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a fractional shares bonus before enrolling. For taxable accounts, the value of all Moomoo Financial Inc. offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Moomoo Financial Inc. and Moomoo Technologies Inc. do not take responsibility for any tax-related to this promotion.

Translations from English are provided for convenience only. In case of any ambiguity or dispute over the terms or rules of this promotion, the terms and conditions of the English language version will control.

ALL TERMS AND AGREEMENTS OF MOOMOO FINANCIAL INC. AND MOOMOO TECHNOLOGIES INC. ARE HEREBY INCORPORATED INTO THESE TERMS AND CONDITIONS, INCLUDING AND NOT LIMITED TO THEIR ARBITRATION AND CLASS-ACTION WAIVER PROVISIONS. The customer agreement for Moomoo Financial Inc. is available at Moomoo Financial Inc. CUSTOMER AGREEMENT.

 

These terms contain a pre-dispute arbitration clause and class action waiver. You agree to the following:

All parties to this Agreement are giving up their right to sue each other in court. including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.

The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.

The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry.

The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.

No person will bring a putative or certified class action to arbitration, nor seek to enforce any predispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA. If any party unsuccessfully resists confirmation or enforcement of an arbitration award rendered under this Agreement, then that party shall pay all costs, attorneys’ fees, and expenses incurred by the other party or parties in confirming or enforcing the award. Arbitration must be initiated by service upon the other party of a written demand for arbitration or notice of intention to arbitrate. Judgment, upon any award rendered by the arbitrator, may be entered in any court having jurisdiction.