Log in to access Online Inquiry
Back to the Top

Welcome Bonus (01/15-03/31) terms and conditions

Promotion Period

January 15, 2024, 04:00 AM – 31st March 2024 11:59 PM ET (hereafter referred as "Promotion Period").



Eligibility requirements vary by promotion and are available only to customers of Moomoo Financial Inc. ("MFI") who either:

1. HAVE NOT opened a brokerage account before January 15, 2024, 04:00 AM ET

(These new customers are eligible for both the APY Booster + Free Stock promotions.)


2. HAVE opened a brokerage account, but have not made a deposit yet, and plan to make the first deposit that settles before 31st March 2024 11:59 PM ET.

(These existing customers are eligible for the Free stock promotion.)

Offer is only valid for US residents with a valid SSN who are at least 18 years old.

*Deposit bonuses will only be awarded to participants with a Moomoo Financial brokerage account. We will NOT be able to award any bonuses to participants who no longer have active brokerage accounts with Moomoo Financial Inc.

**Existing brokerage customers who have made previous deposits are not eligible for these promotions.


Promotion Bonus

I. APY Booster 


APY Booster Rate

Rate Effective Period

Coupon Activation Valid Period

New Customers of MFI who have not opened a brokerage account before January 15, 2024, 04:00 AM ET

3% APY


3 months (90 days) after activiation

12 months



1.  'APY Booster Coupon' (the "Coupon") is an exclusive coupon that can be used with the Cash Sweep program (the "Program") offered by Moomoo Financial Inc. ("MFI"). 
2.  'APY Booster' entitles holders of the Coupon to enjoy a higher promotional interest rate ("Booster Rate"). It allows users to earn an extra interest payment generated by the interest rate from the Coupon in addition to the current interest rate from a cash sweep program. 
3.  New users who have not previously opened an MFI brokerage account will receive ONE 3% APY Booster Coupon after opening the account. The 3% APY Booster Rate effective period of 3 months begins as soon as it is manually activated by the user. 
4.  The APY Booster Coupon must be activated before your eligible cash in the Cash Sweep Account starts to the earn the APY Booster Rate. You must activate the APY Booster Coupon before the expiration of the APY Booster Rate Period (see below) indicated on the APY Booster coupon. Unactivated APY Booster Coupons will expire automatically at the end of the APY Booster Rate Period.
5.  APY Booster Rates can only be applied towards the initial 20,000 USD in the Cash Sweep program. 
6.  Users can refer to https://www.moomoo.com/us/support/topic4_459 for more information about the Coupon.  

II. Free Stocks


Total Net Deposit

Total Stocks You'll Receive

New and existing Customers of MFI who HAVE NOT made a deposit before January 15, 2024, 04:00 AM ET and who will or are planning to make a deposit that settles before 31st March 2024 11:59 PM ET

$100 - $999.99

5 free stocks

$1,000 and more

15 total free stocks


1.  Complete a net deposit* of $100 during the promotion period, and you will receive 
• 5 draws, each for a free stock worth between $2 and $2,000*. 
After receiving your free stocks, you'll need to maintain average assets of $100 or more for 60 days to unlock these stocks ("Assets" includes cash and securities positions).

2.  Complete a net deposit of $1,000 during the Promotion Period, and you will receive 
• 10 additional draws, each for a free stock worth between $2 and $2,000*. 
After receiving your free stocks, you need to maintain average assets of $1,000 or more for 60 days to unlock these stocks.


*As of 8/22. Due to fluctuations, the stock price may decrease from the specified amount

*Net deposit = total deposit - total withdraw

*Deposit bonuses are only eligible for those who deposit via ACH or WIRE*, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or Acats (Automated Customer Account Transfer Service), etc. are not eligible. (A "wire transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank)

* After you receive the draw opportunities, you need to finish the "Draw" to draw a free stock within the promotion period.



1. How can I claim my rewards?

● Once your deposit settles and meets the promotion criteria, we'll send you an in-app notification. Then you can go to the "Welcome Bonus" page on the moomoo app and tap the "Draw" button on the page to claim your rewards (You can go to the event page via "Me" - "Promotions" - "Welcome Bonus". If you didn't receive the in-app notification or any opportunities to draw within five business days after you met the promotion criteria, please do not hesitate to contact our customer service);

● Tap "Draw" to draw a free stock. If you have multiple opportunities, you can continue to draw until you use them up, and you need to finish the "Draw" within the promotion period.

● Within 5 business days of a successful draw, your free stock will be added to your account as "Pending" or "Frozen". You can check it at the bottom of the "Brokerage Account" page in "Trade".


2. How does moomoo choose your free stock in the draw?

Your free stock is chosen randomly according to a specific probability distribution, so you may not receive the same stock as others. There is approximately a 99.559% chance of getting a share of stock worth $2-$9.99, a 0.42% chance of getting a share of stock worth $10-$99.99, and a 0.021% chance of getting a share of stock worth $100 or more.

*Probability may vary with stock price fluctuations. Moomoo Financial Inc. reserves the right to adjust the incentive program parameters at its discretion.


3. When will my free stocks be available for trading?

Step 1: Meet the promotion criteria. After you successfully draw free stocks during the promotion period, then maintain the average asset balance for 60 days, your free stocks will get unlocked automatically. (Attention: if you withdraw assets during the bonus freezing period resulting in your account equity falling below the bonus threshold, you will not be able to claim the stocks. If you have not withdrawn any assets during the freeze period, but your assets have decreased by less than the bonus threshold due to trading or price fluctuations in the market, you can contact customer service for help.)

Step 2: Within 5 trading days following the conclusion of the 60-day waiting period, your stocks will be added to your account and available for trading.


4. Where can I check my daily net assets data?

You can view your assets via "Accounts > Total Assets > Assets Trend" to get an approximate assessment of your average daily assets.


5. How does moomoo calculate your average assets?

Your average daily assets will be calculated beginning the day after you draw and receive your free stocks.

For example, if you draw and receive your free stock on October 21, the average assets, for purposes of this promotion, will be calculated from October 22,

October 22: $200

October 23: $300

October 24: $500

December 21:$15,000

60-days average assets = $(200+300+500+……+15,000)/60


6. Do I have to make a lump-sum deposit to meet the deposit criteria and get my bonus?

No. Moomoo does not impose limits on the amount of money that you can deposit in a single transaction. If you successfully make an initial deposit during the promotion period and your average asset balance meets the promotion criteria, you will be eligible for the bonus.


7. What is the Cash Sweep Program?

Cash Sweep Program is a cash management program provided by Moomoo Financial Inc. This program is only open to US securities accounts under Moomoo Financial Inc. Uninvested cash is automatically swept to the bank(s) through this program and is eligible to earn interest.

When the cash purchasing power of the securities account is negative, the uninvested cash will be automatically redeemed from the bank(s) to the securities account before the transactions are settled to avoid the payment of financing interest. When the cash is positive, it will be automatically deposited in the bank(s) at 2pm EST of each trading day to earn interest.

More information can be found in the full MFI Cash Sweep Program Terms and Conditions.

The sweep program (1) allows an investor to earn a rate of interest on free cash that is higher than the rate offered for cash held in a brokerage account and (2) banks in the program offer insurance on such cash that is higher than that available for an SIPC-covered account.

The uninvested cash swept to program banks is eligible for FDIC insurance up to $1 million. or $250,000 per program bank, inclusive of any other deposits you may already hold at the bank in the same ownership capacity, which may impact how much is covered. You are responsible for monitoring the total amount of deposits that you have with each Program Bank, in order to determine the extent of FDIC deposit insurance coverage available to you.

Please note that until funds are swept to a program bank, they are held in your brokerage account which is protected by SIPC. Once funds are swept, they are no longer held in your brokerage account and are not protected by SIPC. However, these funds are eligible for FDIC insurance through the Program Banks subject to FDIC insurance coverage limits.


8. Can I participate in two first-deposit promotions at the same time?

Sorry, new user promotions cannot be stacked. And the eligibility for new user promotions varies. Please check the T&C for specific promotions.

The system will determine which new user promotion you are participating in based on your registration channel, and you can only participate in each new user promotion once. Each device can only be entitled to one set of deposit bonuses for one account.

Whether other types of promotions can be stacked is subject to the T&Cs of the specific activity.



  1. This program is open to U.S. residents, who are at least 18 years of age with a valid Social Security Number. Employees, contractors, or persons similarly associated with Moomoo Financial Inc. or a Moomoo Financial Inc. affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this program.

  2. The rewards in this program are offered by Moomoo Financial Inc. Moomoo Technologies Inc. and Moomoo Financial Inc. are indirect, wholly-owned subsidiaries of Futu Holdings Ltd. The Moomoo App is a trading platform offered by Moomoo Technologies Inc. Securities products available through the Moomoo App are offered by Moomoo Financial Inc., a broker-dealer registered with the SEC. Moomoo Financial Inc. is a member of FINRA and SIPC. For further information about Moomoo Financial Inc., see FINRA BrokerCheck. For further information about SIPC coverage for accounts at Moomoo Financial Inc., see www.sipc.org or request an explanatory brochure from Moomoo Financial Inc.

  3. This offer is limited to one reward per new account, with no more than one account enrolled per person. You must have an active brokerage account with Moomoo Financial Inc. to receive the promotional bonus stock(s).

  4. Neither receipt of a share of stock through this program nor identification of a particular security in communications related to this program constitutes a solicitation of the security or a recommendation to buy, sell, or hold the security. Moomoo Technologies Inc. and Moomoo Financial Inc. do not provide investment advice and does not hereby recommend any security or transaction.

  5. Customers may hold or sell awarded stocks once credited to their accounts. The value from sale of the stock can be withdrawn or used to buy other eligible securities in the account.

  6. At its discretion, Moomoo Financial Inc. reserves the right to adjust the incentive program parameters.

  7. You can only register one trading account with us. If your Moomoo account shows signs of fraud, abuse, or suspicious activity, e.g., using multiple accounts, moomoo may, in its sole discretion, forfeit your stock rewards and limit your chance to participate in future promotions.

  8. Each device, regardless mobile or computer, can be only entitled to one set of deposit bonus.

  9. Moomoo Financial Inc. and Moomoo Technologies Inc. reserve the right to terminate the incentive program at any time without notice. Other restrictions may apply and will be posted on the Moomoo App/website prior to effectiveness.

  10. Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a stock bonus before enrolling. For taxable accounts, the value of all Moomoo Financial Inc. offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Moomoo Financial Inc. and Moomoo Technologies Inc. do not take responsibility for any tax-related to this promotion.

  11. Translations from English are provided for convenience only. In case of any ambiguity or dispute over the terms or rules of this promotion, the terms and conditions of the English language version will control.



These terms contain a pre-dispute arbitration clause and class action waiver. You agree to the following:

  • All parties to this Agreement are giving up their right to sue each other in court. including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

  • Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.

  • The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.

  • The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

  • The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry.

  • The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

  • The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.

  • No person will bring a putative or certified class action to arbitration, nor seek to enforce any predispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA. If any party unsuccessfully resists confirmation or enforcement of an arbitration award rendered under this Agreement, then that party shall pay all costs, attorneys’ fees, and expenses incurred by the other party or parties in confirming or enforcing the award. Arbitration must be initiated by service upon the other party of a written demand for arbitration or notice of intention to arbitrate. Judgment, upon any award rendered by the arbitrator, may be entered in any court having jurisdiction.