Log in to access Online Inquiry
Back to the Top

How to withdraw funds via ACH

1. Instructions

To withdraw funds via ACH, open the moomoo app, and tap Accounts > All Functions > Withdraw > Withdraw via ACH.

2. Withdrawal Restrictions

You may not be able to withdraw certain cash for the following reasons.

• Funds deposited via ACH may not be withdrawn for four business days after they land in your account.

• Securities sold have not been settled yet.

3. Settlement Time

A withdrawal via ACH normally takes about 3-5 business days to be fully cleared into your account.


• To check your daily ACH withdrawal limit, please refer to the details shown on the app page.

• You may withdraw funds via ACH only to US bank accounts.

• You will not be charged any fees for ACH withdrawals.

• It is normally very quick to complete account verification. In some cases, you might be required to upload your ID photos.

• If your ACH transfer request is returned, Moomoo Financial Inc. will charge a $10 fee for each ACH reversal. 

This presentation is for informational and educational purposes only and is not a recommendation or endorsement of any particular investment or investment strategy. Investment information provided herein is general in nature, strictly for illustrative purposes, and may not be appropriate for all investors.  It is provided without respect to individual investors’ financial sophistication, financial situation, investment objectives, investment time horizon, or risk tolerance, and does not constitute investment advice. You should consider the appropriateness of this information having regard to your relevant personal circumstances before making any investment decisions. Past investment performance does not indicate or guarantee future success. All investments carry risks, including the potential for loss of principal. Moomoo makes no representation or warranty as to the adequacy, completeness, accuracy, or timeliness of the above content for any particular purpose.

Moomoo is a financial information and trading app offered by Moomoo Technologies Inc. 

In the U.S., investment products and services available through the moomoo app are offered by Moomoo Financial Inc., a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).