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How to withdraw funds via ACH

You can withdraw funds via ACH to US bank accounts. ACH withdrawals are free of charge. Please take the following steps:

1. Link your bank account

There are two ways to link your bank account:

1.1 Instant linking

Just enter your bank account username and password, choose the type of account (we suggest Checking Account), and your bank account will be linked. Some banks may require multi-factor authentication. If you can't receive any verification code, please contact your bank.

1.2 Micro deposits linking

If you can't find your bank in the bank list, you can link your account manually. Enter your account number and routing number, and you will receive two micro deposits in your bank account within two business days. After you receive these two micro deposits, you need to open the app to complete the verification.


● You must use a bank account under the same name as the brokerage account from which the funds will be withdrawn.

2. Initiate a withdrawal 

Once you link your bank account, you can submit a withdrawal. Please take the following steps:

2.1 Submit a withdrawal

2.2 Moomoo Financial Inc. will verify your account


● If your withdrawable amount is 0, please check for any withdrawal restriction.

● You can withdraw up to $10,000 each time, but you can initiate multiple withdrawals.

● It is normally very quick to complete the account verification. In some cases, you might be required to upload your ID photos to complete the process.

Moomoo is a professional trading app offered by Moomoo Technologies Inc. In the U.S., investment products and services on moomoo are offered by Moomoo Financial Inc., Member FINRA/SIPC.

Any illustrations, scenarios, or specific securities referenced herein are strictly for illustrative purposes. Past investment performance does not guarantee future results. Investing involves risk and the potential to lose principal.