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How to link a bank account for EFT tranfers

To deposit or withdraw funds via EFT, you will need to link your bank account first. Follow the steps below to link your bank account to the moomoo app.

 

1. Enter the bank account linking page

To link an EFT bank account for the first time, go to:

  • Accounts > Select an account > Transfers > Deposit > Select an account > Electronic Fund Transfer

To add a new EFT bank account, go to:

  • Accounts > Select an account > Transfers > Deposit > Select an account > Electronic Fund Transfer > BANK OF > Add New Bank Account

 

2. Submit your bank account information

To submit your bank account information, please follow the steps below.

1) Enter your bank account number

  • On the bank account linking page, choose to link a checking or savings account.

  • Enter your selected bank account number.

 

2) Select your bank

  • Tap Click here to locate your bank

  • Search for your bank in one of the following two methods:

    • Method 1: Enter the 5-digit Transit Number and 3-digit Institution Number.

    • Method 2: Select Search by Bank Name and fill in the Bank Name and Bank City fields.

Note: To find your bank account numbers, refer to the article How to find your full bank account number.

 

3) Confirm your identity

To confirm and submit your bank account information in the Client Portal, follow the steps below:

  1. Enter your electronic signature.

  2. Enter your Username and password.

Note: For how to find your Username and password, refer to this article What is the Client Portal.

 

3. Verify your bank account

Within 1 to 2 business days after submitting your bank account information, you will receive two test micro-deposits in your bank account. To enter these amounts in the app:

  • Tap Accounts > Select an account > Transfers > Deposit > Select an account > Electronic Funds Transfer > BANK OF > your linked bank account

  • On the Account Management page, tap the reminder icon in the upper right corner

  • Tap Verify Amounts > View, and enter the amounts of the two micro-deposits.

  • Tap the Verify button.

Note: Tapping the deposit methods on the Account Management page will not direct you to the verification page. Please make sure you tap the reminder icon.

4. How to make an EFT deposit

After the verification is successful, you can make an EFT deposit.

  • Tap Accounts > Select an account > Transfers > Deposit > Select an account > Electronic Funds Transfer

Note: For more detailed instructions, refer to the article How to deposit funds via EFT.