Moomoo EngineMore power to the trader.

Moomoo Engine is moomoo’s next-generation membership program designed for active traders and serious investors. Unlike a standard moomoo account, Engine members unlock institutional-grade trading tools — including Level 3 full-depth market data (TotalView + NYSE ArcaBook), real-time capital flow tracking, short-selling analytics, Morningstar fair value ratings, options strategy builders, and an AI-powered trading assistant. On top of that, members enjoy 6% APY on uninvested cash (up to $10,000) and discounted commissions across all asset classes. In short, Engine brings the data, tools, and cost advantages previously reserved for institutional desks directly to individual traders through a single membership.

Every new moomoo user receives a complimentary 30-day full-access trial of Engine upon account opening — no payment information or commitment required. After the trial, you can continue using Engine completely free of charge as long as you maintain a minimum total asset balance of $1,000 in your account and complete at least 10 trades per month. Both conditions must be met simultaneously for automatic free renewal. If you do not meet the threshold in a given month, you will not be charged automatically — you can either subscribe at $49.9 per month to retain full access, or simply revert to a standard account with no penalty.

The 6% APY applies to uninvested cash sitting in your moomoo account. Interest accrues daily and is credited monthly, with no lock-up period and no early withdrawal penalty — your funds remain fully liquid and available for trading or withdrawal at any time. The promotional rate applies to a maximum balance of $10,000; any amount above that threshold cannot earn interest. To put it in perspective, maintaining $10,000 in idle cash for a full year would generate approximately $600 in interest — more than enough to cover an entire year of Engine subscription costs, effectively making the membership self-funding.

This offer includes two promotional benefits:
1. Commission Free: New users who sign up will receive up to $2,000 in waived trading commissions, valid for 30 days. Any trading fees paid on eligible commission-free trades will be automatically refunded to your account within a few business days. Please note that spread fees may vary due to market conditions.
2. $20 Monthly Cash Back: Engine members may select one rebate option per calendar month — either a 15% rebate on U.S. stock and ETF trading commissions, or a 25% rebate on U.S. options contract fees. Rebates are automatically credited within several business days following trade execution, subject to a maximum monthly cap of $20.00 per account.

The path to Engine depends on your current account status. If you are a new user who has not yet opened an account, simply complete the account opening process and you will automatically unlock a full 30-day Engine free trial — no additional steps, no payment binding required. All benefits take effect the moment your account goes live.

If you are an existing moomoo user who has not yet reached the Engine membership threshold, you have two ways to access Engine: first, you can qualify for free access by maintaining a total account balance of over $1,000 and completing at least 10 trades within the current month; alternatively, you can subscribe directly at $49.9 per month to immediately unlock all Engine benefits without waiting to meet the threshold.