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How to repay when in arrears?

When your account is in arrears, which may be charged interest. You can repay in the following ways.

1. Selling Shares

After selling shares, it takes T+2 days to complete the settlement. (US Stock takes T+1 day to complete the settlement.)Therefore, on T and T+1 days after selling shares, your account might still be in arrears and be charged interest.

 

2. Deposit

The deposited funds will cover the arrears first. The repaid portion will not be charged interest on T day.

 

3. Currency Exchange

If one of your accounts has a negative balance and the other has a positive balance. We advise you to exchange currency to avoid being charged interest.

 

4. Inter-account Transfers

If you have extra cash of the same currency in other accounts, you can transfer cash from other accounts to the account in arrears to avoid being charged interest.

 

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