$Lucid Group(LCID.US)$ Where will lucid stock be in five years🤔 $1,500 😉☺️☺️

$Pfizer(PFE.US)$ We can easily get back to a pre-covid lifestyle with a simple mandate stating all covid-related vaccines must be sold at cost. Zero profits. Done.

$Apple(AAPL.US)$ I own waaay too much AAPL already.. just praying they split a few more times before I retire.

$Tesla(TSLA.US)$ People are missing the possibly very important part of TSLA's announcement. If BBB bill passes December's US deliveries could dry up and Tesla is gong to do nothing about it. Despite crazy production out of China that looks to put production to around 300K, agrowth of 25% QoQ, Tesla will only 250K to 270K deliveries. How the stock responds to this is anyone's guess If it is bad a jump to 350K deliveries after q1 which would be a jump of 30-40% QoQ will reverse any weakness in q4. I will be very long Tesla if it is below 900 in the star of spring 2022.

With the holiday shopping season in high gear, many retailers are offering Buy Now, Pay Later options and many consumers plan to take them up on it, according to a survey by Cardify.
Almost half (45.1%) of 2,000 BNPL users say they'll be paying for part, or all, of this year's holiday purchases using BNPL, putting it in third place behind debit cards (65.7%) and credit cards (54.6%). Only 31.5% of those surveyed said they'll pay with cash or check.
Of those who used BNPL for holiday shopping last year, 51.1% plan to use BNPL for more of their shopping this holiday season. Some 38.9% plan to use it the same amount and only 10.1% plan to use it less.
They're also likely to spend more this holiday season than shoppers who don't plan to use BNPL. 26.2% of the BNPL shoppers plan to spend more this year vs. 21.3% of those who don't plan to use BNPL.
Whether they can afford to pay more for this year's purchases is another question. When asked what they would do if BNPL wasn't an option, 45.8% said they'd have to spend less.
Of all the respondents, 10.8% said they had defaulted on a BNPL in the past; among those planning to use BNPL this year, that number rises to 13.9%.
Publicly traded stocks to keep an eye on in the BNPL space are $Affirm Holdings(AFRM.US)$, $Afterpay Ltd.(AFTPF.US)$, which agreed to be bought by $Block(SQ.US)$, and $PayPal(PYPL.US)$. $Visa(V.US)$ and $MasterCard(MA.US)$ are also setting up their own BNPL services.
A Credit Karma/Reuters study in September found that a third of U.S. consumers using BNPL had fallen behind on one or more payments.

$General Motors(GM.US)$ Obviously these firms don't expect EV market share to rise much more than to 14-20% of the entire car market by 2030. And I wonder why? There are plenty of hurdles to overcome but which ones are the key roadblocks, even if you think they will be 50-80%. I know I won't buy one now due to cost (30% or more higher price, which will decline if you wait for cheaper batteries), inability to quick charge at home without spending on equipment, range (we take lots of long road trips), figuring there will be a logjam at the charging stations due to a mismatch of capacity and EV's as volume grows. Now don;t answer that you think it will zoom to 80-100% as this post is asking what they roadblocks will be.

Actually, the payments space ( $Visa(V.US)$ , $MasterCard(MA.US)$ , $Fiserv(FISV.US)$ , $Global Payments(GPN.US)$ ) should be the most at the top of the list. Their fee is based on a percentage of every sale. So higher consumer prices mean higher revenue for the payment companies even if volume stays flat which flows mostly to the bottom line as the incremental operating cost is essential nil.

I don’t understand the constant comparisons and choose one over the other debate between $Roblox(RBLX.US)$ and $Unity Software(U.US)$. They are vastly different companies with vastly different approaches to the metaverse. They are highly complementary stocks if you believe in the evolution of the internet and gaming then own both. And the author hit it on the head with the developer advantage of Roblox in that they pay for success not the development capex so they can focus on capex for the platform itself.

$Pfizer(PFE.US)$ I figure this "new variant" in Africa will be used as a ploy to get more Africans vaccinated. For the most part, most of Africa(other than South Africa) has been largely unaffected by COVID and they don't want the shots.

$Novavax(NVAX.US)$ What do you guys think of job postings at Nvax? You would think if they initially announced Q2 FDA approval in the US most of these positions would be filled a year ago? Besides Stan, I am not sure if there is anyone else at Nvax the guy could be making the whole thing up at taking us for a ride, just make sure you get off the bus before the crash..