High-Level Referral Promotion(2025/09/01-2026/03/31) Terms and Conditions

Promotion Period

Eligibility

Promotion Bonus

I. Deposit referral bonus

1. Invitees must be persons who have not previously opened a brokerage account at MFI and who are U.S. residents over the age of 18 with a valid SSN.
2. Rewards are instantly issued once invitees meet the corresponding deposit thresholds within 30 days of account opening. No upper limit—the more invitees that meet criteria, the more rewards you get.
3. Cash coupons can be exchanged for cash rewards. Cash will be credited to your brokerage account at Moomoo Financial Inc. within 3 trading days after you have used the cash coupons.
4. The invitee is eligible for new guest bonus. See Welcome Bonus for more details.

Ⅱ. Milestone Deposit Rewards

1. Invitees must be persons who have not previously opened a brokerage account at MFI and who are U.S. residents over the age of 18 with a valid SSN.
2. Rewards are calculated based on the previous month's results and will be distributed on the 5th of each month.
3. The incentive program operates on a monthly cycle: milestone thresholds reset every month (no carry-over from previous periods), allowing participants to re-qualify month by month.
4. Cash coupons can be exchanged for cash rewards. Cash will be credited to your brokerage account at Moomoo Financial Inc. within 3 trading days after you have used the cash coupons.
5. The invitee is eligible for new guest bonus. See Welcome Bonus for more details.
6. You, the Inviter, acknowledge that you may receive the Invitee's moomoo ID, account opening and deposit status for status tracking purposes only. You agree to keep that information confidential and not share with any third parties without the consent of the Invitees.

OTHER TERMS AND CONDITIONS

1. This program is open to U.S. residents, who are at least 18 years of age with a valid Social Security Number. Employees, contractors, or persons similarly associated with Moomoo Financial Inc. or a Moomoo Financial Inc. affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this program.
2. The rewards in this program are offered by Moomoo Financial Inc. Moomoo Technologies Inc. and Moomoo Financial Inc. are indirect, wholly-owned subsidiaries of Futu Holdings Ltd. The Moomoo App is a trading platform offered by Moomoo Technologies Inc. Securities products available through the Moomoo App are offered by Moomoo Financial Inc., a broker-dealer registered with the SEC. Moomoo Financial Inc. is a member of FINRA and SIPC. For further information about Moomoo Financial Inc., see FINRA BrokerCheck. For further information about SIPC coverage for accounts at Moomoo Financial Inc., see www.sipc.org or request an explanatory brochure from Moomoo Financial Inc.
3. To ensure a smooth usage experience, please make sure that you are using an up-to-date version of the mobile App.
4. Moomoo Technologies Inc. reserves the right to amend, alter, or terminate the Cash Coupon program at any time and without notice. The terms and conditions above are subject to interpretation by Moomoo Technologies Inc. at its sole discretion within the scope of the law.
5. Cash coupons are prizes that can be won in events organized by Moomoo Financial Inc. You can use the cash coupons by exchanging them for cash rewards. Cash will be credited to your brokerage account at Moomoo Financial Inc. within 3 trading days after you have used the cash coupons. A customer must have a valid and corresponding brokerage account at Moomoo Financial Inc. to receive the cash reward.
6. Neither receipt of a share of stock through this program nor identification of a particular security in communications related to this program constitutes a solicitation of the security or a recommendation to buy, sell, or hold the security. Moomoo Technologies Inc. and Moomoo Financial Inc. do not provide investment advice and does not hereby recommend any security or transaction.
7. At its discretion, Moomoo Financial Inc. reserves the right to adjust the incentive program parameters.
8. You can only register one trading account with us. If your Moomoo account shows signs of fraud, abuse, or suspicious activity, e.g., using multiple accounts, moomoo may, in its sole discretion, forfeit your stock rewards and limit your chance to participate in future promotions.
9. Moomoo Financial Inc. and Moomoo Technologies Inc. reserve the right to terminate the incentive program at any time without notice. Other restrictions may apply and will be posted on the Moomoo App/website prior to effectiveness.
10. Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a fractional shares bonus before enrolling. For taxable accounts, the value of all Moomoo Financial Inc. offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Moomoo Financial Inc. and Moomoo Technologies Inc. do not take responsibility for any tax-related to this promotion.
11. Translations from English are provided for convenience only. In case of any ambiguity or dispute over the terms or rules of this promotion, the terms and conditions of the English language version will control.
12. ALL TERMS AND AGREEMENTS OF MOOMOO FINANCIAL INC. AND MOOMOO TECHNOLOGIES INC. ARE HEREBY INCORPORATED INTO THESE TERMS AND CONDITIONS, INCLUDING AND NOT LIMITED TO THEIR ARBITRATION AND CLASS-ACTION WAIVER PROVISIONS. The customer agreement for Moomoo Financial Inc. is available at Moomoo Financial Inc. CUSTOMER AGREEMENT.

• All parties to this Agreement are giving up their right to sue each other in court. including the right to a jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.
• Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.
• The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.
• The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.
• The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry.
• The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.
• The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement.
• No person will bring a putative or certified class action to arbitration, nor seek to enforce any predispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights under this Agreement except to the extent stated herein. I agree that any controversy between you and your affiliates, any of their respective officers, directors, employees, or agents and me (including any of my officers, directors, employees, or agents) arising out of or relating to this Agreement, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of this Agreement, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA. If any party unsuccessfully resists confirmation or enforcement of an arbitration award rendered under this Agreement, then that party shall pay all costs, attorneys’ fees, and expenses incurred by the other party or parties in confirming or enforcing the award. Arbitration must be initiated by service upon the other party of a written demand for arbitration or notice of intention to arbitrate. Judgment, upon any award rendered by the arbitrator, may be entered in any court having jurisdiction.