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にしやわ Private ID: 73594601
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    The long-term investment plan has been revised.
     One is that the main product was changed from Nissay Nasdaq100 Asset Management to a total stock market ETF. The reason for this is that I learned while studying books called masterpieces, but I can't underestimate the costs and risks. Investment trusts are inevitably expensive compared to ETFs, and when compared with the above products, ETFs are overwhelmingly cheap at about 7 times 0.2% and 0.03%. I don't know what will happen with exchange in the future, and the SBI Bank/Securities I use has no exchange fees, so I thought there was no problem. Also, it must be said that Nasdaq 100 is high in terms of risk indicators, and its high return was very attractive, and we adopted it as a priority in the original plan, but I learned that what should be prioritized is risk rather than return, so the route was changed as soon as possible. Also, there is a great sense of security that VTI can make diversified investments in most stocks across the US. I realized that a plan not to lose when it comes to long-term investments is the most important. Also, I was at a loss about VOO, but I chose VTI, which is low in price and easy to buy.
     The second is the US ultra-long-term treasury bond ETF E...
    Translated
    $Direxion Daily 20+ Year Treasury Bull 3X Shares ETF(TMF.US)$ If you expect interest rate cuts, I think it's a good idea to ignore opinions advocated based on unique logic, such as when an economic recession is coming or a hard landing is coming, and just check the data. There are people who say that the Fed makes mistakes, but to be clear, the people who drive the market are some of the best people in the world, and they are not opponents that ordinary people can compete shoulder to shoulder. We should abandon the idea of outperforming the market. It is an unmistakable fact that there are currently no figures that would allow interest rates to be cut. It is necessary to look only at the facts and ask for the timing so as not to be misled.
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    にしやわ commented on
    $Direxion Daily 20+ Year Treasury Bull 3X Shares ETF(TMF.US)$ TMF is in a tough situation, but little by little we are collecting them! Maybe wait for interest rate cuts first? Last time, we predicted interest rate cuts and confirmed $65! In the unlikely event that the policy interest rate remains 4% higher, I think it will be over $65 🤔
    What's more, TMF almost never goes to 0!? But I don't like unrealized losses 😭
    TMF is a leverage product, but the risk also changes between stocks and bonds. Be careful of people who are looking at profits by rotating funds in a short period of time, but if you've had a tight grip until now, I think it's mental maintenance 😅
    Interest rate cuts haven't come yet! we're finally getting close to cutting interest rates!? Is this the last mile? If interest rate cuts don't come in a long time, I'll think about it again at that time 😁
    Risk and return are two sides of the same coin!
    No one guarantees your assets, so you invest at your own risk!
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