Getting double returns on funds in 2023, so what's my 2024 Fund Strategy

Similar to many Mooers on Moo Moo, we buy into Money Market Funds like $Fullerton SGD Cash Fund(SG9999005961.FD)$ and $CSOP USD Money Market Fund(SGXZ96797238.FD)$ in 2023. This is because these funds buys into treasury bills (tbills) so our returns will be similar to the yield of tbills. The YTD yield on $Fullerton SGD Cash Fund(SG9999005961.FD)$ is 3.87%, and the YTD yield on $CSOP USD Money Market Fund(SGXZ96797238.FD)$ is 4.88%. However, investing in these fund, I managed to get double the returns The Magic is using $Futu Holdings Ltd(FUTU.US)$ fund vouchers

Many Mooers are also getting such insane returns on funds. If you are wondering how did we get access to so much fund vouchers? Join us in the group chat [notices] moomoo event & promo and Join us in the group chat moomoo event & promo. We all find and share all the vouchers that Moo Moo offer here, so that we can create such insane returns

A special shout out to the group admins @ZnWC , @mr_cashcow and @snoopy123 for your help in managing the chatroom and noticeboard to find and consolidate all the great promo that Moo Moo has to offer and put it in the chat for all of us to enjoy. Thank you!

Since I follow a barbell strategy, with half of my portfolio in safer, tax-free income generators. For that portion, I'm all about steady cash flow rather than trying to time the market. On the bond side, I'm thinking of locking in the 3% to 4% on long term government and investment grade bond such as $iShares 20+ Year Treasury Bond ETF(TLT.US)$. On the dividend equities side, achieving a 5 to 8% yield from strong blue-chip companies is fantastic in my book. So I'm planning to lock in that higher yield and enjoy the cash flow while waiting for potential interest rate drops. I anticipate that when interest rates do decrease, I may see an increase in both share and bond prices.