My company is likely to transform into real estate investmen...

My company is likely to transform into real estate investments. When you come to Office every day, listen to colleagues talking about where to buy better. If you don't buy near the MRT or downtown, don't buy something like that together. And to top it off, is the colleague Z who never spends money on any investments! Just when I thought she was going to invest in a home, I found out she was going to buy a house on her own. And she is considering buying a house with a living room and then the budget is at most around RM350K. (If you follow me for a long time, you will know that I encouraged everyone to buy a house) Later, after learning why she bought a home, I understood her situation again. Because she is from Johor, a girl came to KL to do typesetting after graduation. After several years of running, it has been decided to settle down in KL, so I want to have my own house. “#買房不是要越早越好的咩？」 She said so. This statement is correct, because the sooner you buy, the sooner you can enjoy the added value! But I have a different opinion. I had a relative who just came out of society and bought the first house of his life. He bought a pre-sale house, and he looked forward to the day he could get the keys every day. Suddenly, the company owner wants to turn him into the Japanese development market. As a result, he got his hands on the house and couldn't live anymore and started worrying about how to rent it out. Sometimes, when buying a house, it's not just the layout of the house, but also the layout of life. Because there are a lot of variables in our lives. Especially a female colleague, if she buys a house now “too early”, and then she will suddenly marry a child? In time, one room and a living room, is it enough to live? And I saw where she wanted to buy it, and I suddenly understood why RM350K could be made. Because it is not ideal, it is difficult to walk from the MRT (colleagues do not have a car). And next door are two elementary schools in SK, which can be expected to be crowded. Later, it is more difficult to rent or double. These exclusions go unspoken, and most importantly, "#太早買房， #限制了人生的可能性」因為買房一貸就是30年，代表說有可能 30% - 40% of the cash flow is given to the house. When you are young, you will be shy about a lot of things when you are young. Knowing that there is not much cash on hand, you will not dare to take the opportunity in the future. Want to start a business, but don't dare. If you want to invest in a new project, you can't. Even if the job is bad now, you can't want to change a runway. So, what is my advice? If you really want to buy a house on your own, I would recommend working hard, saving some more bullets, and buying a house with a good location. If you're worried about future variables, I'd recommend renting first, then taking the time to see what other good properties are available. Or there's another way, get married first and then split the benefits together. (But don't buy a house jointly. Can be discussed and let the other half take care of other expenses) At which point another colleague asked, “#那如果沒有結婚， #怎麼辦？」 I mean, if you don't get married, you save a lot of expenses, save a lot of money, and don't worry about being able to buy it at the time ~ After all, buying a house is a big thing in life, not a big deal before you were 30. There is RM400K self-housing, and a deposit of RM400K. Life will really be different.