Mooer Stories Behind 10 Star Product Features: Study Plan

On the day when Efren discovered moomoo's study plan feature, he was so excited that he read it through and took most of the quizzes. Since then, he spends a few minutes every day on this feature and visiting it in his spare time.

"With the study plan, I can review the stuff I have learned before, as well as fill in the blanks I have not learned yet. The test part is a great addition to the plan," he said.

When Efren started investing four years ago, he had no access to formal training, mentors, or like-minded friends. Everything was so new and overwhelming to this beginner who was learning from stock forums, YouTube, and information provided on the interface of trading apps.

"I wish I had access to the moomoo’s study plan feature back then. It separates different aspects of investing in an easy and cohesive way that makes investing knowledge more manageable and less overwhelming."

Efren considers himself a beginner investor as he is still testing the waters to see what type of strategy best matches him. He is more of a long-term investor at this stage.

He wants to encourage people who are still not confident in their financial knowledge to learn and invest.

"Some people feel that they are not smart enough to participate in the market, since we are taught to be intimidated by the market. Many of them never invest, or simply rely on others to invest for them. However, my opinion is that investing is fundamentally risky, and I know my money is more important to me than it is to someone else. I would rather lose my own money than have someone else lose it for me," he said.

"I am a firm believer that we should all have financial autonomy. Personally, I would take some time to learn and do it for myself, rather than trust a stranger with my belongings and life savings. "