There is no urgent need for a short-term downward adjustment. The September LPR quote remains unchanged. It is expected that the major policy interest rates may be lowered within the year to promote LPR adjustment.
①The main reason for the stable LPR interest rate in September is the pressure of banks' net interest margin, and the policy interest rate (7-day reverse repurchase rate) remains unchanged. ②Taking into account the current economic situation and price trends, the central bank may lower the main policy interest rate, that is, the 7-day reverse repurchase rate, by an estimated 10 to 20 basis points in the fourth quarter, which will guide the LPR quote to follow suit.
Meituan's subsidiary Chengdu Longzhu increased its capital to 1.895 billion yuan. Both the Chengdu district-level and municipal-level state-owned assets platforms have invested.
① Zhu Yonghua, co-founder and partner of Meituan Longzhu, said, 'The investment was confirmed earlier, but the change was made now.' ② Chengdu Longzhu has gathered two investment platforms at the district and municipal levels. In recent years, Meituan Longzhu has also shifted from initially investing in consumer to 'hard technology'.
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After the Mid-Autumn Festival, the preferential interest rates for consumer loans from banks starting with the number "1" will gradually come to an end. 2.88% is still the mainstream, and industry insiders believe that in the long term, it will still rema
Although various commercial banks have launched consumer credit preferential activities, the optimal level of market consumer credit annual interest rate is still maintained at 2.88%. In order to increase the intensity of credit release, banks have lowered the interest rate of consumer loans and competing for new customers with price reduction has become a common practice in the consumer credit market. The interest rate center is in a downward channel, and consumer credit interest rates are expected to continue to decline, and the market consumer credit level may enter the range of the single digits.
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Last year, Wang Xing spent 80 billion on delivery drivers.
Flex your muscles.
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Alipay is unwilling to be just a "tool" again.
Creating brilliance again with the help of AI.
Alibaba Dropped The AI-Powered English Version Of Taobao In This Country, App Quickly Soars To The Top Of The Charts In No Time
Technology stocks led the S&P to four consecutive gains, Oracle reached a new high after hours, the US dollar and US bonds fell, gold hit a new high, and commodities rose.
In August, the PPI in the United States showed a cooling down of inflation, and the market slightly raised its bets on the Fed's aggressive interest rate cuts. US stocks rose together, with Nvidia up nearly 2%, while NIO Inc and XPeng fell more than 5%. The European Central Bank cut interest rates for the second time this year, but maintained a restrictive policy. European bonds fell, and the euro rebounded from its four-week low. Commodities rose across the board, with US oil briefly rising by 3.7%, gold reaching a new high with a nearly 2% increase, palladium rising by over 4%, and copper experiencing its largest two-month increase.
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Increasing customer volume? Taobao gradually opens WeChat Pay today. Currently, some merchants have already started using it.
Starting from today, all Taobao and Tmall merchants will gradually open WeChat Pay. Currently, merchants are being invited in batches. Some merchants can see the invitation to open in Qianniu, and once they agree, they can immediately start using it.
Deutsche Bank: The pricing of loans in the banking industry in China is becoming more rational, so there is no need to overly worry about net interest margin pressure.
Morgan Stanley pointed out that although the LPR reduction may put pressure on the interest income of the banking industry in China, at the same time, the interest cost paid by banks to depositors is also decreasing, which helps to alleviate the pressure on net interest margin. Morgan Stanley expects that the banking industry will outperform the large cap market in the next 12 months.
Meituan has started to take the initiative.
From defense to attack.
Tencent Games Cloud "Monster Fighting Level Up"
All new upgraded full-lifecycle solutions.
Tencent Cloud sounds the horn for software going global.
Exhibition of the panoramic view of the first overseas debut.
Tencent Cloud overcomes the mountain.
The winox moment is getting closer.
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Amount involved exceeds 2.8 billion! China Construction Bank Corporation issued 35 notices of non-performing loan transfers in the first week of September. Industry experts believe that the pressure on risk exposure in the bank's retail sector has intensi
In the first week of September, China Construction Bank Corporation released 35 pieces of information on the transfer of non-performing loans in the Silver Registration Center, involving a total unpaid principal and interest of 2.818 billion yuan, of which 34 were personal consumer or operation non-performing loan transfer projects. In the industry's view, the overall risk pressure on the retail end of the entire industry is relatively high, and the industry will continue to maintain a high level of disposal of non-performing assets in the second half of the year.
Is there also a consumption upgrade in Sino-African trade? Energy-saving products and cross-border e-commerce show an increase in volume.
①African countries are shifting their demand for Chinese commodities from daily necessities, clothing to lithium batteries, photovoltaic products, digital home appliances, and even new energy vehicles. ②In recent years, more and more cross-border platforms and merchants have begun to play a constructive role in Sino-African trade.