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Further Weakness as Open Lending (NASDAQ:LPRO) Drops 8.3% This Week, Taking Three-year Losses to 83%

Further Weakness as Open Lending (NASDAQ:LPRO) Drops 8.3% This Week, Taking Three-year Losses to 83%

本周开放贷款(纳斯达克股票代码:LPRO)下跌8.3%,使三年跌幅达到83%,进一步疲软
Simply Wall St ·  02/05 05:07

It's not possible to invest over long periods without making some bad investments. But really bad investments should be rare. So spare a thought for the long term shareholders of Open Lending Corporation (NASDAQ:LPRO); the share price is down a whopping 83% in the last three years. That might cause some serious doubts about the merits of the initial decision to buy the stock, to put it mildly. And over the last year the share price fell 21%, so we doubt many shareholders are delighted. On top of that, the share price is down 8.3% in the last week. We really hope anyone holding through that price crash has a diversified portfolio. Even when you lose money, you don't have to lose the lesson.

如果不进行一些不良的投资,就不可能进行长期投资。但是真正糟糕的投资应该很少见。因此,不用考虑开放贷款公司(纳斯达克股票代码:LPRO)的长期股东;股价在过去三年中下跌了83%。客气地说,这可能会使人们严重怀疑最初购买该股票的决定的优点。在过去的一年中,股价下跌了21%,因此我们怀疑许多股东是否感到高兴。最重要的是,上周股价下跌了8.3%。我们真的希望任何在价格暴跌中坚持下去的人都能拥有多元化的投资组合。即使你赔了钱,你也不必输掉教训。

Given the past week has been tough on shareholders, let's investigate the fundamentals and see what we can learn.

鉴于过去一周对股东来说很艰难,让我们调查一下基本面,看看我们能学到什么。

While markets are a powerful pricing mechanism, share prices reflect investor sentiment, not just underlying business performance. One way to examine how market sentiment has changed over time is to look at the interaction between a company's share price and its earnings per share (EPS).

虽然市场是一种强大的定价机制,但股价反映了投资者的情绪,而不仅仅是潜在的业务表现。研究市场情绪如何随着时间的推移而变化的一种方法是研究公司股价与其每股收益(EPS)之间的相互作用。

Open Lending became profitable within the last five years. That would generally be considered a positive, so we are surprised to see the share price is down. So given the share price is down it's worth checking some other metrics too.

在过去五年中,开放式贷款实现了盈利。这通常会被视为利好,因此我们惊讶地看到股价下跌。因此,鉴于股价下跌,还值得检查其他一些指标。

We note that, in three years, revenue has actually grown at a 7.4% annual rate, so that doesn't seem to be a reason to sell shares. This analysis is just perfunctory, but it might be worth researching Open Lending more closely, as sometimes stocks fall unfairly. This could present an opportunity.

我们注意到,在三年内,收入实际上以7.4%的年增长率增长,因此这似乎不是出售股票的理由。这种分析只是敷衍了事,但可能值得更仔细地研究开放式贷款,因为有时股票会不公平地下跌。这可能带来机会。

The image below shows how earnings and revenue have tracked over time (if you click on the image you can see greater detail).

下图显示了收入和收入随时间推移的跟踪情况(如果您点击图片,可以看到更多细节)。

earnings-and-revenue-growth
NasdaqGM:LPRO Earnings and Revenue Growth February 5th 2024
纳斯达克通用汽车公司:LPRO收益和收入增长 2024年2月5日

Open Lending is a well known stock, with plenty of analyst coverage, suggesting some visibility into future growth. So it makes a lot of sense to check out what analysts think Open Lending will earn in the future (free analyst consensus estimates)

Open Lending是一只众所周知的股票,有大量的分析师报道,这表明未来增长有一定的可见性。因此,看看分析师认为开放贷款未来将获得多少收益很有意义(免费的分析师共识估计)

A Different Perspective

不同的视角

Investors in Open Lending had a tough year, with a total loss of 21%, against a market gain of about 19%. However, keep in mind that even the best stocks will sometimes underperform the market over a twelve month period. Unfortunately, last year's performance may indicate unresolved challenges, given that it was worse than the annualised loss of 5% over the last half decade. We realise that Baron Rothschild has said investors should "buy when there is blood on the streets", but we caution that investors should first be sure they are buying a high quality business. I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too. Case in point: We've spotted 1 warning sign for Open Lending you should be aware of.

开放式贷款的投资者经历了艰难的一年,总亏损了21%,而市场涨幅约为19%。但是,请记住,即使是最好的股票有时也会在十二个月内表现不如市场。不幸的是,去年的表现可能预示着尚未解决的挑战,因为它比过去五年中5%的年化亏损还要糟糕。我们意识到罗斯柴尔德男爵曾说过,投资者应该 “在街头流血时买入”,但我们警告说,投资者应首先确保他们购买的是高质量的企业。我发现将长期股价视为业务绩效的代表非常有趣。但是,要真正获得见解,我们还需要考虑其他信息。一个很好的例子:我们发现了一个你应该注意的开放式贷款警告信号。

We will like Open Lending better if we see some big insider buys. While we wait, check out this free list of growing companies with considerable, recent, insider buying.

如果我们看到一些大规模的内幕收购,我们会更喜欢开放式贷款。在我们等待的同时,请查看这份免费清单,列出了最近有大量内幕收购的成长型公司。

Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.

请注意,本文引用的市场回报反映了目前在美国交易所交易的股票的市场加权平均回报。

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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Simply Wall St的这篇文章本质上是笼统的。我们仅使用公正的方法根据历史数据和分析师的预测提供评论,我们的文章无意作为财务建议。它不构成买入或卖出任何股票的建议,也没有考虑到您的目标或财务状况。我们的目标是为您提供由基本数据驱动的长期重点分析。请注意,我们的分析可能不考虑最新的价格敏感型公司公告或定性材料。简而言之,华尔街没有持有任何上述股票的头寸。

声明:本内容仅用作提供资讯及教育之目的,不构成对任何特定投资或投资策略的推荐或认可。 更多信息
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