Synchrony Financial (NYSE:SYF – Get Rating) and 10X Capital Venture Acquisition Corp. II (NASDAQ:VCXA – Get Rating) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, earnings and risk.
Valuation and Earnings
This table compares Synchrony Financial and 10X Capital Venture Acquisition Corp. II's revenue, earnings per share (EPS) and valuation.
Get Synchrony Financial alerts:| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Synchrony Financial | $15.75 billion | 0.86 | $4.22 billion | $6.85 | 4.12 |
| 10X Capital Venture Acquisition Corp. II | N/A | N/A | -$1.54 million | N/A | N/A |
Synchrony Financial has higher revenue and earnings than 10X Capital Venture Acquisition Corp. II.
Analyst Recommendations
This is a breakdown of current ratings and recommmendations for Synchrony Financial and 10X Capital Venture Acquisition Corp. II, as reported by MarketBeat.| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Synchrony Financial | 1 | 4 | 8 | 0 | 2.54 |
| 10X Capital Venture Acquisition Corp. II | 0 | 0 | 0 | 0 | N/A |
Synchrony Financial presently has a consensus target price of $43.93, suggesting a potential upside of 55.85%. Given Synchrony Financial's higher probable upside, equities research analysts plainly believe Synchrony Financial is more favorable than 10X Capital Venture Acquisition Corp. II.
Insider and Institutional Ownership
94.1% of Synchrony Financial shares are held by institutional investors. Comparatively, 60.5% of 10X Capital Venture Acquisition Corp. II shares are held by institutional investors. 0.6% of Synchrony Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Profitability
This table compares Synchrony Financial and 10X Capital Venture Acquisition Corp. II's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Synchrony Financial | 22.76% | 27.06% | 3.68% |
| 10X Capital Venture Acquisition Corp. II | N/A | N/A | N/A |
Summary
Synchrony Financial beats 10X Capital Venture Acquisition Corp. II on 9 of the 9 factors compared between the two stocks.
About Synchrony Financial
(Get Rating)
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
About 10X Capital Venture Acquisition Corp. II
(Get Rating)
10X Capital Venture Acquisition Corp. II does not have significant operations. It intends to effect a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses or entities. The company intends to focus on identifying technology and tech-enabled businesses in the consumer internet, ecommerce, software, healthcare, transportation/mobility, and financial services industries, as well as other industries that are being disrupted by advances in technology and on technology paradigms, including artificial intelligence automation, data science, ecommerce, and software-as-a-service. 10X Capital Venture Acquisition Corp. II was incorporated in 2021 and is based in New York, New York.
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