"Investor Network" soup towel

Affected by the epidemic and other complex external environment, domestic small and medium-sized enterprises have been greatly impacted, and their production and operation have encountered difficulties. In order to implement the policy deployment of stabilizing the overall economic market and help small and medium-sized enterprises tide over the difficulties, commercial banks have increased the amount of credit and expanded the coverage of inclusive financial services.

Recently, in order to protect the development of small and medium-sized enterprises, the Bank of Shanghai has played a set of "combined punches" in the way of banking and political cooperation.

On June 15, at the release of the action plan of the "inclusive Financial Development demonstration Zone" held in Xuhui District and the signing ceremony of the loan signing ceremony for reviving the benefit enterprises after the "20 billion yuan" epidemic, Zhu Jian, president of the Bank of Shanghai, said that the Bank of Shanghai will make every effort to implement the incremental reduction rate and seamless continued loans to revive the loans to benefit enterprises, so as to help enterprises in Xuhui District better resume work and resume production and speed up development.

The "Investor Network" learned that in order to accelerate economic recovery and help enterprises ease their financial pressure, Xuhui District has launched "two billion billion" loans to revive beneficial enterprises after the epidemic, that is, 10 billion incremental reduction rate loans and 10 billion seamless loan renewal loans, providing more favorable support and a better business environment for enterprises in the region. At the meeting, the Bank of Shanghai, as a representative of the bank, participated in the signing of the second phase of "foreign exchange enterprise loan" cooperation jointly launched by the "government, guarantee and bank".

President Zhu Jian said that recently, various policies for benefiting enterprises and benefiting the people have been issued one after another, and the acceleration button has been pressed for the resumption of work and production. Greater Shanghai is showing vitality, and the familiar fireworks are returning. This action plan and the revitalization of preferential enterprise loans provide enterprises with more favorable support and a better business environment. "with the cooperation of all parties, we will certainly be able to overcome the difficulties and achieve better development in serving Shanghai's economic recovery and construction of 'excellent Xuhui'."

As a municipal financial institution, the Bank of Shanghai has always persisted in serving local governments, citizens and small and medium-sized enterprises, and has actively integrated into the overall situation of the city to achieve its own development.

Since the outbreak of the epidemic, the bank has issued 18 inclusive financial rescue action plans and 30 special financial service programs to support epidemic prevention and resumption of work and production. By setting up a special investment and financing quota of 100 billion, the bank should lend, release and invest all the enterprises that meet the requirements; reduce the burden on enterprises by financing, make concessions and reduce as much as possible; solve the difficulties of first aid for enterprises and establish a green channel to simplify the process and improve efficiency. Up to now, the special quota has invested nearly 29 billion yuan.

In terms of inclusive financial products, the Bank of Shanghai continues to step up its development efforts. In order to solve the financial difficulties encountered by small and micro enterprises during the period of epidemic prevention and resumption of work and production, on the one hand, the bank enriches the sub-product system of "guaranteed fast loan", "mortgage fast loan" and "scene fast loan". Speed up the development of "credit fast loan" products and constantly upgrade the energy level of inclusive financial services

On the other hand, the bank also launched a "small and micro financial cloud supermarket", which provides a variety of online financial services, has docked with 76 relevant associations, chambers of commerce and parks, and intends to raise more than 9 billion yuan.

At the same time, the Bank of Shanghai is actively exploring service innovation to enhance customer experience. During the epidemic, the bank jointly launched the "guarantee Fund online Express loan" in conjunction with the Municipal small and medium-sized Micro-guarantee Fund Management Center to provide contactless financial services for small and medium-sized enterprises. at present, the Bank of Shanghai is the cooperative bank with the largest market share of loans under the municipal guarantee fund. It is worth noting that since June, the Bank of Shanghai has immediately promoted the resumption of operation of the city's outlets in accordance with the principle of "full recovery", concentrated the strength of the whole bank, ensured that it should be opened as much as possible, and made every effort to meet the financial needs of enterprises and citizens.

Based on supporting the real economy and implementing the original mission of social responsibility, the Bank of Shanghai will make every effort to implement the incremental reduction rate and seamless continued loans to revitalize the loans for enterprises, so as to help enterprises better resume work and production and speed up development. at the same time, it will further tilt resources and strength to continuously iteratively upgrade products, better quality and efficient services, and smoother and convenient processes to provide enterprises with higher quality comprehensive financial services. (produced by thinking Finance) ■