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Oxford Bank (OTCMKTS:OXBC) Vs. VersaBank (NASDAQ:VBNK) Financial Survey

Oxford Bank (OTCMKTS:OXBC) Vs. VersaBank (NASDAQ:VBNK) Financial Survey

牛津銀行 (OTCMK: 牛津銀行) Vs.外信銀行 (NASDAQ: VBNK) 財務調查
Defense World ·  2023/01/24 01:21

Oxford Bank (OTCMKTS:OXBC – Get Rating) and VersaBank (NASDAQ:VBNK – Get Rating) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, risk and dividends.

牛津銀行(OTCMKTS:OXBC-GET Rating)和凡爾薩銀行(VersaBank:VBNK-GET Rating)都是小盤股金融公司,但哪一家更好?我們將根據分析師的建議、盈利能力、估值、機構所有權、收益、風險和股息對這兩家公司進行比較。

Risk & Volatility

風險與波動性

Oxford Bank has a beta of 0.43, meaning that its stock price is 57% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.

牛津銀行的貝塔係數為0.43,這意味着其股價的波動性比標準普爾500指數低57%。相比之下,VersaBank的貝塔係數為0.44,這意味着其股價的波動性比標準普爾500指數低56%。

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Profitability

盈利能力

This table compares Oxford Bank and VersaBank's net margins, return on equity and return on assets.

此表比較了牛津銀行和VersaBank的淨利潤率、股本回報率和資產回報率。

Net Margins Return on Equity Return on Assets
Oxford Bank N/A N/A N/A
VersaBank 17.14% 6.54% 0.79%
淨利潤率 股本回報率 資產回報率
牛津銀行 不適用 不適用 不適用
VersaBank 17.14% 6.54% 0.79%

Insider & Institutional Ownership

內部人與機構所有權

4.6% of Oxford Bank shares are held by institutional investors. Comparatively, 30.2% of VersaBank shares are held by institutional investors. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
牛津銀行4.6%的股份由機構投資者持有。相比之下,機構投資者持有VersaBank 30.2%的股份。強大的機構持股表明,捐贈基金、對衝基金和大型基金管理公司相信,一隻股票的長期表現將好於大盤。

Analyst Ratings

分析師評級

This is a breakdown of recent ratings and recommmendations for Oxford Bank and VersaBank, as provided by MarketBeat.

這是MarketBeat提供的牛津銀行和VersaBank最近的評級和推薦細目。

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oxford Bank 0 0 0 0 N/A
VersaBank 0 0 2 0 3.00
銷售評級 保持評級 購買評級 強勁的買入評級 評級分數
牛津銀行 0 0 0 0 不適用
VersaBank 0 0 2 0 3.00

VersaBank has a consensus price target of $9.00, indicating a potential upside of 15.09%. Given VersaBank's higher probable upside, analysts clearly believe VersaBank is more favorable than Oxford Bank.

VersaBank的普遍目標價為9.00美元,表明潛在上行空間為15.09%。鑑於VersaBank的上行可能性更高,分析師顯然認為VersaBank比牛津銀行更有利。

Valuation & Earnings

估值與收益

This table compares Oxford Bank and VersaBank's top-line revenue, earnings per share (EPS) and valuation.

該表格比較了牛津銀行和VersaBank的營收、每股收益(EPS)和估值。

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Oxford Bank N/A N/A $10.56 million $3.04 10.10
VersaBank $102.93 million 2.07 $17.60 million $0.61 12.82
總收入 價格/銷售額比 淨收入 每股收益 市盈率
牛津銀行 不適用 不適用 1056萬美元 $3.04 10.10
VersaBank 1.0293億美元 2.07 1,760萬美元 $0.61 12.82

VersaBank has higher revenue and earnings than Oxford Bank. Oxford Bank is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

VersaBank的收入和收益高於牛津銀行。牛津銀行的市盈率低於VersaBank,這表明它目前是兩隻股票中更負擔得起的一隻。

Summary

摘要

VersaBank beats Oxford Bank on 10 of the 11 factors compared between the two stocks.

在比較兩隻股票的11個因素中,VersaBank有10個勝過牛津銀行。

About Oxford Bank

關於牛津銀行

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(獲取評級)

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

牛津銀行公司為密歇根州的各種客户提供銀行產品和服務。它的存款產品包括儲蓄、支票和個人退休賬户,以及存單。該公司的貸款組合包括住房抵押貸款、房屋淨值、汽車、學生、定期貸款、商業房地產和小企業管理貸款,以及信用額度。它還提供現金管理、商務卡、遠程存款捕獲、工資單、透支保護、電匯、夜間存管和公證服務,以及保險箱和交互式櫃員機服務;在線、電話和移動銀行服務;借記卡和信用卡;以及保險產品。該公司在克拉克斯頓、戴維森、德萊頓、獵户座、奧頓維爾、牛津和奧克蘭設有分支機構。牛津銀行公司成立於1884年,總部設在密歇根州牛津。

About VersaBank

關於VersaBank

(Get Rating)

(獲取評級)

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the US banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

VersaBank從事金融服務的提供。它通過數字銀行和DRTC運營。數字銀行部門利用其金融技術提供企業對企業模式,以解決美國銀行市場的問題。DRTC部分指的是已開發的IT安全軟件和功能。該公司由David·羅伊·泰勒於1993年1月18日創立,總部設在加拿大倫敦。

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接受牛津銀行日報的新聞和評級-在下面輸入您的電子郵件地址,通過MarketBeat.com的免費每日電子郵件時事通訊接收對牛津銀行和相關公司的最新新聞和分析師評級的每日簡明摘要。

声明:本內容僅用作提供資訊及教育之目的,不構成對任何特定投資或投資策略的推薦或認可。 更多信息
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