-
市場
-
產品
-
資訊
-
Moo社區
-
課堂
-
查看更多
-
功能介紹
-
費用費用透明,無最低余額限制
投資選擇、功能介紹、費用相關信息由Moomoo Financial Inc.提供
- English
- 中文繁體
- 中文简体
- 深色
- 淺色
The 3 Best Bank Stocks to Buy Now
The 3 Best Bank Stocks to Buy Now
InvestorPlace - Stock Market News, Stock Advice & Trading Tips
The Globe and Mail published an article on Sept. 23 that discussed the terrifying — and highly profitable — journey of a bank stock. The bank in question was Royal Bank of Canada (NYSE:RY), Canada's largest company and arguably one of North America's best bank stocks to buy.
Although the article is behind a paywall — I'm a subscriber — I can give readers the gist of Globe contributor John Heinzl's article.
Heinzl assumes that an investor bought 10,000 Canadian dollars of Royal Bank stock on Sept. 21, 2002, and held it for the next 20 years, adding no additional contributions over the two decades. While it got hit on two occasions: Late 2008 into 2009 (financial crises) and March 2020 (Covid-19), it ultimately delivered an annualized total return of 12.45% over 20 years.
Your 10,000 Canadian Dollars would be worth 104,618 Canadian dollars. The SPDR S&P 500 ETF Trust (NYSEARCA:SPY) had an annualized total return of 9.7% over the same period, 280 basis points less.
Canadian investors love their bank stocks because of the dividends. American investors aren't much different.
Here are three bank stocks to buy that will deliver income and capital appreciation over the next 20 years.
CM Canadian Imperial Bank of Commerce $43.35 RYF Invesco S&P 500 Equal Weight Financials ETF $50.88 SIVB SVB Financial $331.71Canadian Imperial Bank of Commerce (CM)
While I considered selecting Royal Bank as one of my three bank stocks to buy, I went with Canadian Imperial Bank of Commerce (NYSE:CM), the underdog amongst Canada's Big Five banks.
Canadian Imperial Bank of Commerce, or CIBC for short, is relatively unknown to American investors. Canada's fourth-largest bank, its U.S. business took a big step forward in 2017 when it acquired Chicago-based PrivateBancorp for $5.0 billion in cash and stock. It was rebranded under the CIBC name shortly after the acquisition's closing.
As a result of the acquisition, the U.S. now accounts for 20% of the bank's overall earnings. Its goal is to get the number up to 25% over the next few years.
As Michael Sprung, President of Sprung Investment Management, pointed out recently on BNN Bloomberg TV, CIBC trades at a price-to-book ratio that is less than every other one of Canada's major banks — This includes National Bank of Canada (OTCMKTS:NTIOF) along with the Big Five — and yields a high 5.4%.
The six analysts who cover CM stock in the U.S. give it an average rating of overweight — three buy, two overweight, and one hold — with an average target price of $65.42. This represents 47% upside to where the stock is currently trading.
If banks are your thing, CIBC is a Canadian diamond in the rough.
Invesco S&P 500 Equal Weight Financials ETF (RYF)
I wanted to include a U.S.-listed equal-weight bank ETF, but as far as I know, there isn't one. Bank of Montreal's Canadian ETF business has an equal-weight bank fund — BMO Equal Weight US Banks Index ETF — but it's listed on the Toronto Stock Exchange. The ETF holds 16 bank stocks, including my favorite U.S. bank, which I'll discuss below.
As a result, I've selected the Invesco S&P 500 Equal Weight Financials ETF (NYSEARCA:RYF), which tracks the performance of the S&P 500 Equal Weight Financials Index. The index has 66 financial services stocks from the S&P 500. Bank stocks account for 27.16% of the ETF's $398.8 million total net assets.
As for the size of bank stock, the average market capitalization is $56.0 billion, with large caps accounting for 45%, and mid-caps making up the remaining 55%. The top 10 holdings of this ETF include two bank stocks — M&T Bank (NYSE:MTB) and Regions Financial (NYSE:RF).
When picking winners in the financials, healthcare, and technology sectors, you're often better to buy an ETF and let a rising tide lift all boats.
As for why I picked an equal-weight financial services ETF, the market cap-weighted version of the S&P 500 — The Financial Select Sector SPDR Fund (NYSEARCA:XLF) — has Berkshire Hathaway (NYSE:BRK-B), JPMorgan Chase & Co. (NYSE:JPM), and Bank of America (NYSE:BAC) accounting for more than 30% of its total net assets.
I don't have a problem with any of the three stocks, but you've got to be confident they will be the winners over the next 20 years because if they're not, you will badly underperform the S&P 500.
SVB Financial (SIVB)
SVB Financial (NASDAQ:SIVB) has been hit the hardest of my three top bank stocks to buy picks. It's down more than 51% year-to-date compared to -23.9% for CIBC and -20.5% for RYF.
Investors have been especially harsh with SIVB stock because of the bank holding company's business model. It focuses on innovators and entrepreneurs, with much of its business done with private companies. In 2022, the correction of the public markets, combined with fears of recession, has put severe downward pressure on the private markets and valuations. That led to less business for the bank.
SVB reported Q2 2022 results that were less than analyst estimates. Revenues were $1.53 billion, $100 less than the consensus, while earnings per share were $5.60, 27% less than analyst expectations.
"Challenges in the public markets are affecting liquidity flows to private companies, and that impact is being felt down the line in private company valuations, hiring, and performance expectations," said Greg Becker, President and CEO of SVB Financial Group.
As a result of lowered expectations, its shares are trading near a 52-week low. The last time they traded this low was December 2020.
Unless you believe that the innovation economy is dead, SIVB stock provides aggressive investors with an excellent entry point for long-term gains.
In December 2013, I included SVB Financial in a list of The 5 Best Stocks to Buy for the Next 20 Years. It's up 227%, 2.5x JPMorgan's cumulative return over the same period. I expect it to do the same over the next 8-10 years.
On the date of publication, Will Ashworth did not have (either directly or indirectly) any positions in the securities mentioned in this article. The opinions expressed in this article are those of the writer, subject to the InvestorPlace.com Publishing Guidelines.
Will Ashworth has written about investments full-time since 2008. Publications where he's appeared include InvestorPlace, The Motley Fool Canada, Investopedia, Kiplinger, and several others in both the U.S. and Canada. He particularly enjoys creating model portfolios that stand the test of time. He lives in Halifax, Nova Scotia.
The post The 3 Best Bank Stocks to Buy Now appeared first on InvestorPlace.
InvestorPlace-股票市場新聞、股票建議和交易提示
《環球郵報》9月1日發表了一篇文章。23討論了可怕的-而且利潤豐厚的-銀行股之旅。有問題的銀行是加拿大皇家銀行(紐約證券交易所:雷利),加拿大最大的公司,也可以說是北美最值得買入的銀行股之一。
雖然這篇文章是在付費牆後面--我是訂閱者--但我可以給讀者提供地球儀撰稿人John Heinzl的文章。
Heinzl假設一名投資者在9月9日購買了10,000加元的皇家銀行股票。21,2002年,並在接下來的20年裡一直持有它,在這20年中沒有增加任何額外的捐款。雖然它曾受到兩次沖擊:2008年末至2009年(金融危機)和2020年3月(新冠肺炎),但它最終在20年內實現了12.45%的年化總回報率。
你的10,000加元將相當於104,618加元。這個SPDR標準普爾500指數ETF信託(NYSEArca:標普500ETF)同期的年化總回報率為9.7%,少280個基點。
加拿大投資者喜歡他們的銀行股,因為他們的股息。美國投資者也沒有太大不同。
這裡有三隻銀行股可以購買,它們將在未來20年帶來收入和資本增值。
Cm加拿大帝國商業銀行$43.35Ryf Invesco標準普爾500等權金融ETF$50.88 SIVB SVB Financial$331.71加拿大帝國商業銀行(CM)
雖然我考慮選擇皇家銀行作為我購買的三隻銀行股之一,但我還是選擇了加拿大帝國商業銀行(紐約證券交易所:釐米),在加拿大五大銀行中處於劣勢。
美國投資者對加拿大帝國商業銀行(Canada Imperial Bank of Commerce,簡稱CIBC)知之甚少。加拿大的第四大銀行,其美國業務在2017年向前邁出了一大步,以50億美元現金和股票。在收購完成後不久,該公司以加拿大帝國商業銀行的名義更名。
作為收購的結果,美國現在佔到了20%佔銀行總收益的比例。它的目標是在未來幾年內將這一數位提高到25%。
正如春泉投資管理公司的總裁最近指出的那樣,BNN彭博電視臺,加拿大帝國商業銀行的市淨率低於加拿大其他任何一家主要銀行--包括加拿大國民銀行(OTCMKTS:NTIOF)和五大股指一起,收益率高達5.4%。
這個六位分析師負責美國CM股票的投資者給出的平均評級為增持--3個買入,2個加碼,1個持有--平均目標價為65.42美元。這意味著該股目前的交易價格上漲了47%。
如果你喜歡銀行,那麼加拿大帝國商業銀行就是一顆未加工的加拿大鑽石。
景順標準普爾500等權重金融ETF(RYF)
我想納入一隻在美國上市的同等權重銀行ETF,但據我所知,還沒有一隻。蒙特利爾銀行的加拿大ETF業務擁有一隻同等權重的銀行基金--蒙特利爾銀行等權重美國銀行指數ETF-但它在多倫多證券交易所上市。ETF持有16只銀行股,包括我最喜歡的美國銀行,我將在下面討論這一點。
因此,我選擇了景順標準普爾500等權重金融ETF(NYSEArca:RYF),它跟蹤標準普爾500等權重金融指數。該指數有66來自標準普爾500指數的金融服務類股。銀行股佔該ETF總淨資產3.988億美元的27.16%。
至於銀行股的規模,平均市值為560億美元,大盤股佔45%,中盤股佔其餘55%。這只ETF的前十大持股包括兩只銀行股--M&T銀行(紐約證券交易所:山地車)和地區金融(紐約證券交易所:射頻)。
在挑選金融、醫療和科技類股的贏家時,你最好買一隻ETF,讓上漲的潮水把所有的船都抬高。
至於我為什麼選擇同等權重的金融服務ETF,這是市值加權版本的標準普爾500指數-金融精選行業SPDR基金(NYSEArca:XLF)-有伯克希爾哈撒韋(紐約證券交易所:BRK-B),摩根大通。(紐約證券交易所:JPM),以及美國銀行(紐約證券交易所:BAC)佔比超過30%佔其總淨資產的比例。
我對這三隻股票中的任何一隻都沒有問題,但你必須相信它們將是未來20年的贏家,因為如果它們不是贏家,你的表現將嚴重遜於標準普爾500指數。
SVB Financial(SIVB)
SVB財經(納斯達克:SIVB)在我購買的三隻最適合購買的銀行股中,受到的打擊最大。今年到目前為止,它的跌幅超過了51%,相比之下,加拿大帝國商業銀行下跌了23.9%,Ryf下跌了20.5%。
由於銀行控股公司SIVB的商業模式,投資者對SIVB的股票尤其苛刻。它專注於創新者和企業家,其大部分業務都是與私營企業。2022年,公開市場的回調,加上對經濟衰退的擔憂,給私人市場和估值帶來了嚴重的下行壓力。這導致該銀行的業務減少。
SVB公佈的2022年第二季度業績低於分析師預期。營收為15.3億美元,比普遍預期少100美元,每股收益為5.60美元,比分析師預期低27%。
“公開市場的挑戰正在影響流向民營企業的流動性,這種影響在未來的民營企業估值、招聘和業績預期中都能感受到。”說格雷格·貝克爾,總裁,SVB金融集團首席執行官。
由於預期降低,其股價目前接近52周低點。上一次它們的交易價格如此之低是在2020年12月。
除非你認為創新經濟已經死了,否則SIVB的股票為激進的投資者提供了一個絕佳的長期收益切入點。
2013年12月,我將SVB Financial列入了一份未來20年最值得購買的5只股票。它是向上的227%,是摩根大通同期累計回報率的2.5倍。我預計它在未來8-10年內也會做同樣的事情。
在出版之日,威爾·阿什沃斯沒有(直接或間接)持有本文所述證券的任何頭寸。本文中表達的觀點是作者的觀點,受InvestorPlace.com出版指南。
威爾·阿什沃斯自2008年以來一直全職撰寫有關投資的文章。他現身的出版物包括InvestorPlace、The Motley Fool Canada、Investopedia、Kiplinger以及美國和加拿大的其他幾家出版物。他尤其喜歡創建經得起時間考驗的投資組合模型。他住在新斯科舍省的哈雷法克斯。
現在,最值得購買的3只銀行股的帖子首先出現在InvestorPlace上。
moomoo是Moomoo Technologies Inc.公司提供的金融資訊和交易應用程式。
在美國,moomoo上的投資產品和服務由Moomoo Financial Inc.提供,一家受美國證券交易委員會(SEC)監管的持牌主體。 Moomoo Financial Inc.是金融業監管局(FINRA)和證券投資者保護公司(SIPC)的成員。
在新加坡,moomoo上的投資產品和服務是通過Moomoo Financial Singapore Pte. Ltd.提供,該公司受新加坡金融管理局(MAS)監管(牌照號碼︰CMS101000) ,持有資本市場服務牌照 (CMS) ,持有財務顧問豁免(Exempt Financial Adviser)資質。本內容未經新加坡金融管理局的審查。
在澳大利亞,moomoo上的金融產品和服務是通過Futu Securities (Australia) Ltd提供,該公司是受澳大利亞證券和投資委員會(ASIC)監管的澳大利亞金融服務許可機構(AFSL No. 224663)。請閱讀並理解我們的《金融服務指南》、《條款與條件》、《隱私政策》和其他披露文件,這些文件可在我們的網站 https://www.moomoo.com/au中獲取。
在加拿大,透過moomoo應用程式提供的僅限訂單執行的券商服務由Moomoo Financial Canada Inc.提供,並受加拿大投資監管機構(CIRO)監管。
在馬來西亞,moomoo上的投資產品和服務是透過Moomoo Securities Malaysia Sdn. Bhd. 提供,該公司受馬來西亞證券監督委員會(SC)監管(牌照號碼︰eCMSL/A0397/2024) ,持有資本市場服務牌照 (CMSL) 。本內容未經馬來西亞證券監督委員會的審查。
Moomoo Technologies Inc., Moomoo Financial Inc., Moomoo Financial Singapore Pte. Ltd.,Futu Securities (Australia) Ltd, Moomoo Financial Canada Inc和Moomoo Securities Malaysia Sdn. Bhd., 是關聯公司。
風險及免責聲明
moomoo是Moomoo Technologies Inc.公司提供的金融資訊和交易應用程式。
在美國,moomoo上的投資產品和服務由Moomoo Financial Inc.提供,一家受美國證券交易委員會(SEC)監管的持牌主體。 Moomoo Financial Inc.是金融業監管局(FINRA)和證券投資者保護公司(SIPC)的成員。
在新加坡,moomoo上的投資產品和服務是通過Moomoo Financial Singapore Pte. Ltd.提供,該公司受新加坡金融管理局(MAS)監管(牌照號碼︰CMS101000) ,持有資本市場服務牌照 (CMS) ,持有財務顧問豁免(Exempt Financial Adviser)資質。本內容未經新加坡金融管理局的審查。
在澳大利亞,moomoo上的金融產品和服務是通過Futu Securities (Australia) Ltd提供,該公司是受澳大利亞證券和投資委員會(ASIC)監管的澳大利亞金融服務許可機構(AFSL No. 224663)。請閱讀並理解我們的《金融服務指南》、《條款與條件》、《隱私政策》和其他披露文件,這些文件可在我們的網站 https://www.moomoo.com/au中獲取。
在加拿大,透過moomoo應用程式提供的僅限訂單執行的券商服務由Moomoo Financial Canada Inc.提供,並受加拿大投資監管機構(CIRO)監管。
在馬來西亞,moomoo上的投資產品和服務是透過Moomoo Securities Malaysia Sdn. Bhd. 提供,該公司受馬來西亞證券監督委員會(SC)監管(牌照號碼︰eCMSL/A0397/2024) ,持有資本市場服務牌照 (CMSL) 。本內容未經馬來西亞證券監督委員會的審查。
Moomoo Technologies Inc., Moomoo Financial Inc., Moomoo Financial Singapore Pte. Ltd.,Futu Securities (Australia) Ltd, Moomoo Financial Canada Inc和Moomoo Securities Malaysia Sdn. Bhd., 是關聯公司。
- 分享到weixin
- 分享到qq
- 分享到facebook
- 分享到twitter
- 分享到微博
- 粘贴板
使用瀏覽器的分享功能,分享給你的好友吧