BANCO DO BRASIL/S (OTCMKTS:BDORY) & Southern First Bancshares (NASDAQ:SFST) Critical Analysis
BANCO DO BRASIL/S (OTCMKTS:BDORY) & Southern First Bancshares (NASDAQ:SFST) Critical Analysis
BANCO DO BRASIL/S (OTCMKTS:BDORY – Get Rating) and Southern First Bancshares (NASDAQ:SFST – Get Rating) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.
Banco do Brasil/S(場外交易代碼：BDORY-GET Rating)和南方第一銀行股份(納斯達克：SFST-GET Rating)都是金融公司，但哪種投資更好？我們將根據這兩家公司的股息、機構所有權、收益、估值、盈利能力、分析師建議和風險的強弱對它們進行比較。
Risk and Volatility
風險和波動性
BANCO DO BRASIL/S has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500. Comparatively, Southern First Bancshares has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500.
Banco do Brasil/S的貝塔係數為0.71，表明其股價的波動性比標準普爾500指數低29%。相比之下，Southern First BancShares的貝塔係數為0.88，這表明其股價的波動性比標準普爾500指數低12%。
Earnings and Valuation
收益和估值
This table compares BANCO DO BRASIL/S and Southern First Bancshares' top-line revenue, earnings per share and valuation.
此表比較了巴西銀行和南方第一銀行的營收、每股收益和估值。
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| BANCO DO BRASIL/S | $24.14 billion | 0.96 | $3.65 billion | $1.61 | 5.04 |
| Southern First Bancshares | $110.27 million | 3.11 | $46.71 million | $5.12 | 8.38 |
| 總收入 | 價格/銷售額比 | 淨收入 | 每股收益 | 市盈率 | |
| 巴西銀行/S | 241.4億美元 | 0.96 | 36.5億美元 | $1.61 | 5.04 |
| 南方第一銀行股份 | 1.1027億美元 | 3.11 | 4,671萬美元 | $5.12 | 8.38 |
Profitability
盈利能力
This table compares BANCO DO BRASIL/S and Southern First Bancshares' net margins, return on equity and return on assets.
此表比較了巴西銀行和南方第一銀行的淨利潤率、股本回報率和資產回報率。
| Net Margins | Return on Equity | Return on Assets | |
| BANCO DO BRASIL/S | 13.00% | 16.44% | 1.23% |
| Southern First Bancshares | 36.78% | 14.93% | 1.37% |
| 淨利潤率 | 股本回報率 | 資產回報率 | |
| 巴西銀行/S | 13.00% | 16.44% | 1.23% |
| 南方第一銀行股份 | 36.78% | 14.93% | 1.37% |
Insider & Institutional Ownership
內部人與機構所有權
79.4% of Southern First Bancshares shares are owned by institutional investors. 7.3% of Southern First Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
南方第一銀行79.4%的股份由機構投資者持有。南方第一銀行7.3%的股份由內部人士持有。強大的機構持股表明，對衝基金、大型基金管理公司和捐贈基金相信，一家公司有望實現長期增長。
Analyst Recommendations
分析師建議
This is a breakdown of current ratings and recommmendations for BANCO DO BRASIL/S and Southern First Bancshares, as reported by MarketBeat.com.
這是MarketBeat.com報道的Banco do Brasil/S和Southern First BancShares目前的評級和推薦細目。
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| BANCO DO BRASIL/S | 0 | 0 | 1 | 0 | 3.00 |
| Southern First Bancshares | 0 | 0 | 1 | 0 | 3.00 |
| 銷售評級 | 保持評級 | 購買評級 | 強勁的買入評級 | 評級分數 | |
| 巴西銀行/S | 0 | 0 | 1 | 0 | 3.00 |
| 南方第一銀行股份 | 0 | 0 | 1 | 0 | 3.00 |
Southern First Bancshares has a consensus target price of $50.00, suggesting a potential upside of 16.55%. Given Southern First Bancshares' higher possible upside, analysts plainly believe Southern First Bancshares is more favorable than BANCO DO BRASIL/S.
Southern First BancShares的一致目標價為50.00美元，暗示潛在上行16.55%。鑑於Southern First BancShares可能的上行空間更大，分析師們顯然認為Southern First BancShares比Banco do Brasil/S更有利。
Summary
摘要
Southern First Bancshares beats BANCO DO BRASIL/S on 9 of the 12 factors compared between the two stocks.
Southern First BancShares在兩隻股票比較的12個因素中有9個超過了Banco do Brasil/S。
About BANCO DO BRASIL/S
關於巴西銀行/S
(Get Rating)
(獲取評級)
Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company's Banking segment offers various products and services, including deposits, loans, and services to retail, wholesale, and public sector markets, as well as to micro-entrepreneurs and the low income population. Its Investments segment engages in the intermediation and distribution of debts in the primary and secondary markets; equity investment activities; and rendering of financial services. The company's Fund Management segment is involved in the purchase, sale, and custody of securities, as well as the management of portfolios, and investment funds and clubs. Its Insurance, Pension and Capitalization segment provides life, property, and automobile insurance products, as well as private pension and capitalization plans. The company's Payment Methods segment is involved in the funding, transmission, processing, and settlement of transactions through electronic means. Its Other segment engages in the provision of credit recovery and consortium administration services; development, manufacturing, leasing, and integration of digital electronic systems and equipment, peripherals, programs, inputs, and computing supplies; intermediation of air tickets; and lodging and organization of events. Banco do Brasil S.A. was founded in 1808 and is headquartered in Brasalia, Brazil.
Banco do Brasil S.A.為巴西和國際的個人、公司和公共部門提供銀行產品和服務。該公司的銀行部門向零售、批發和公共部門市場以及微型企業家和低收入人羣提供各種產品和服務，包括存款、貸款和服務。其投資部門從事一級和二級市場債務的中介和分配；股權投資活動；以及提供金融服務。該公司的基金管理部門涉及證券的購買、銷售和託管，以及投資組合、投資基金和俱樂部的管理。其保險、養老金和資本化部門提供人壽保險、財產和汽車保險產品，以及私人養老金和資本化計劃。該公司的支付方法部門涉及通過電子手段進行交易的資金、傳輸、處理和結算。它的其他部門從事提供信貸回收和財團管理服務；開發、製造、租賃和整合數字電子系統和設備、外圍設備、程序、投入和計算用品；機票中介；以及活動的住宿和組織。巴西銀行成立於1808年，總部設在巴西布拉薩利亞。
About Southern First Bancshares
關於南方第一銀行股份
(Get Rating)
(獲取評級)
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It operates through three segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. It operates through eight retail offices located in Greenville, Charleston, and Columbia; three retail offices located in Raleigh, Greensboro, and Charlotte markets; and one retail office located in Atlanta. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.
南方第一銀行股份有限公司作為南方第一銀行的銀行控股公司，向南卡羅來納州、北卡羅來納州和佐治亞州的公眾提供各種銀行產品和服務。它通過三個部門運作：商業和零售銀行業務、抵押銀行業務和企業運營業務。該公司接受各種存款產品，包括支票賬户、商業支票賬户和儲蓄賬户，以及其他定期存款，包括每日貨幣市場賬户和長期存單。其貸款組合包括商業房地產貸款；建築房地產貸款；各種行業的商業貸款，如製造業、服務業和專業服務領域；消費房地產和房屋淨值貸款；以及其他消費貸款，包括擔保和無擔保分期貸款和循環信貸額度。此外，該公司還提供其他銀行服務，如網上銀行、現金管理、保險箱、直接存款、自動匯票、賬單支付和手機銀行服務。它通過位於格林維爾、查爾斯頓和哥倫比亞的八個零售辦事處，位於羅利、格林斯伯勒和夏洛特市場的三個零售辦事處，以及位於亞特蘭大的一個零售辦事處開展業務。該公司成立於1999年，總部設在南卡羅來納州格林維爾。
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