Words sent to young people who “don't want to get promoted” from an old man who is late with asset formation

The idea that “if you focus on work-life balance, you can't get promoted” is becoming obsolete.

That said, it's easier to get results if you put a lot of power into your work, and it's certainly easier for such people to advance in their careers.

They are compatible.

Like “time-saving dad manager” or “bachelorette female corporate executive officer.”

The article argues that “it's tough not to get ahead when you think about life events such as marriage and childbirth,” but I think young people are also aware of such things and are shifting in the direction of giving up “life events such as marriage and childbirth.”

When I searched for data, I found one from the Cabinet Office Gender Equality Bureau, and while there are many reports from ministries and agencies in PDF, I'm thankful that they are displayed in a browser.

It seems that private sector surveys also show a downward trend in desire to get married.

The way we live and work is diversifying, and it's no wonder that smart young people choose “not to advance in their careers, not to get married and have children.”

Actually, considering economic rationality, I think ?$#@$ is the strongest option.

However, the cost of finding the marriage partner you want is high, isn't it?

Also, there are still many individuals who have the desire to “have children,” so it's very sad that there are people who give up on it for financial reasons.

I am married and have 2 children, so I need to face “education expenses,” which are one of the three major life expenses (housing expenses, education expenses, retirement expenses).

Without this, expenses of tens of millions of yen would disappear from my life, but I would never want a life without children.

However, it is certain that “education expenses” are quite heavy, so I don't easily recommend “kids are good ~ everyone should have children.”

Naturally, “having children” means there are many things to think about and use time other than education expenses.

The Tokyo Metropolitan Government will make high school tuition free, and I feel that there are places in other countries where even university tuition fees are free.

However, even if “education expenses” are drastically reduced, if there is anxiety about “living expenses,” it will still be difficult to take the option of having children.

I want the country to do its best, but after all, it is necessary for each individual to improve their financial literacy and create their own lives independently.

In that case, I think investment is essential.

I first seriously thought about money and started investing last year at age 41, so I envy people who can start early.

For the common people, the “investment period” is a strong ally of asset formation.

I think “I'm glad I was able to think properly now.”

So “don't aim for promotion” and “focus on work-life balance” is fine, but let's still have a plan where we can live is advice from an old man who has delayed asset formation.