Yearly Fund P/L Review

Since invested in the following fund in May last year, my total return is about SGD 1100. The first two has an average 7-d return is about 3.5 - 4% no negative so far. If I include cash fund coupon given by Moomoo, there should be in total about SGD 1600. This is not bad compared to most high interest saving account in bank Government bond and T-Bill which may hold your money for 6 months to 1 year.

Which one surprised/upset you the most?
Another advantage of Fullerton SGD and CSOP USD is redemption is instant (T+0 day) meaning you can invest immediately upon redeemed. Such liquidity is important to  me because l may need the money urgently to invest in options.
Based on the recent CPI data and JPOW's speech, interest rate hike will continue hence fund earning which is based on interest rate will increase. I will continue to hold these MMF.
BNP Paribas USD which gives 7-d average earn 4.5% (latest) surprises me. Although it's not instant redemption (T+5 days), the fund gives positive earning rate so far. It's traded in USD hence you should consider the risk for USD depreciating against your currency. Investing in fund can allow you to exposure based on region and sector too. Do your own due diligence if you want to invest the fund. 😎