Go ahead and spoil your mother with this idea — financial security
A mother is always concerned about many things, including children's education, family spending, retirement, and healthcare. She deserves a gift to secure her financial future.
It's time to make an investment plan with love and a thankful heart for her.![]()
[ Quickly prepare Mother's Day Gift - only 2 steps ]
Step2: Develop an investment strategy and choose funds for your mom according to herage, goal, and tolerance for risk.
Note: listen to your mom and try to understand her intentions, needs and wants.![]()
[ Don't know how to make a suitable investment strategy for your mom? Find inspiration inlifecycle investing ]
Investment strategy needs to be keyed to one's life cycle. A 34-year-old and a 68-year-old saving for retirement should use different financial instruments. —— Burton Gordon Malkiel
Malkiel, a Princeton University economist, believes that a younger investor with long-term financial goals could take on more risk than an older one. Therefore, lifecycle investing could help investors adjust asset allocations as time goes by.
Nowadays, the strategy has been improved. Sometimes, people would be divided into three stages in the investor lifecycle:
Note: Investors who want to pick out suitable funds can't just base on age, but also examine their attitude towards risk and goals.
There is no perfect investment strategy, and neither is lifecycle investing.
If you don't have time to track the daily market indices, automatic investment plans (AIP) could help you easy investing.
Investors with the following features can consider AIP:
· Investors with long-term goals such as saving up for pension and children's education;
· Investors who want to mitigate investment risks;
· Investors who have limited time for wealthmanagement; and
· Inexperienced investors who want to earn profits from markets by diluting the risk in the long term.
· Investors with long-term goals such as saving up for pension and children's education;
· Investors who want to mitigate investment risks;
· Investors who have limited time for wealthmanagement; and
· Inexperienced investors who want to earn profits from markets by diluting the risk in the long term.
Automating investing removes the need to manually move the funds, which is really suit for your mom. Set the fund transfer instructions once and let investments run on auto-pilot mode.
Try it on moomoo now! Gift the woman in your life something extra special.
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
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Jamesim : Happy mother's day
be wealthy :
like the book A Random Walk Down Wall Street
老Uncle : health is wealth too. Gdbye
@ Old ahmah
Moomoo Learn SGOP be wealthy: That’s right
103891473 : Happy mother day
FBI888 : Happy Mother's Day,
.
c_mk 老Uncle:
富贵健康 : All the mothers in
here, Happy Mother's Day 
remembers that when I was a child, I lived with my grandmother and uncle. My mother always saved food and saved money to buy a house of her own, but the house price and land kept rising. Every year, I have heard my mother talk to her friends about the rise in land prices, and it is difficult to buy. It was at that time that I already understood that investing in land was the top priority. I could not buy land, so I went to buy a second-hand house or a new village. The second thing is that my mother said that when she was young, the price of gold was only more than 100 yuan. When I was seven or eight years old, the price of gold was more than 300 yuan. When I was a teenager, I heard my mother talk about gold again. So my mother let me know that the price of gold is rising. My mother is very kind. I love my mother, I 
all mothers health and longevity.
oppa pempek : Happy mother's dayyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy.com!
