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How long does it take for my deposit to settle

1. Deposit via ACH

A deposit via ACH normally takes up to five business days to settle. Public holidays may delay an ACH transfer.


Deposit initiation time: before Monday 5:00 PM ET

Estimated settlement time: by Friday 10:30 AM ET.

Deposit initiation time: after Monday 5:00 PM ET

Estimated settlement time: by next Monday 10:30 AM ET.



• Pursuant to the AML policy, you are not allowed to withdraw an ACH deposit within four business days after it settles.

• It is normally very quick to complete account verification. In some cases, you might be required to upload your ID photos.

• We provide a maximum of $1,000 initial instant buying power, and we will make it up to $10,000 based on your asset conditions.

2. Deposit via Wire Transfer

A deposit via wire transfer normally takes about 1-3 business days to land in your brokerage account, depending on your remitting bank.

Moomoo is a professional trading app offered by Moomoo Technologies Inc. In the U.S., investment products and services on moomoo are offered by Moomoo Financial Inc., Member FINRA/SIPC.

Any illustrations, scenarios, or specific securities referenced herein are strictly for illustrative purposes. Past investment performance does not guarantee future results. Investing involves risk and the potential to lose principal.