MAYBANK (1155): Stocks Analysis and Forecast (2025)

Key Takeaways

• MAYBANK (1155.BMS) is the publicly traded stock of Malayan Banking Berhad, one of Malaysia’s largest financial institutions, offering diversified services across commercial banking, investment services, and insurance with a strong presence in ASEAN.
• It appeals to investors due to solid financial metrics, high institutional confidence, technical stability, and a strong dividend yield, reflecting both growth and income potential amidst a defensive market positioning.
• As of October 31, 2025, the stock is trading at RM9.90 showing price stability with support near RM9.85 and technical indicators suggesting an upside potential if market sentiment improves.
• Maybank reported a Q2 2025 net profit of MYR 2.702 billion with steady revenue growth (+4.27%) and strong earnings per share, reinforcing long-term financial health.
• The bank maintains a semi-annual dividend payout with a trailing yield of 6.11%, driven by consistent profits and a stable payout history, making it attractive for income-focused investors.

What is MAYBANK (1155.BMS) Stock?

MAYBANK (1155.BMS) stock refers to the publicly traded shares of Malayan Banking Berhad, one of Malaysia’s largest and most influential financial institutions. Listed on the Bursa Malaysia Stock Exchange under the ticker 1155.BMS, this stock represents investor interest in a bank that spans multiple financial services sectors, including commercial banking, Islamic banking, investment banking, insurance, and asset management. Headquartered in Kuala Lumpur, Maybank has a well-diversified operating footprint across Malaysia and other ASEAN markets such as Singapore and Indonesia, as well as a global presence.

In the context of MAYBANK stock analysis, investors often evaluate financial indicators such as return on equity (ROE), free cash flow (FCF), and earnings per share (EPS) growth, alongside its revenue contributions from Group Community Financial Services, Global Banking, and Insurance segments. The bank’s expansive client base, strong capital foundation, and consistent dividend payouts make it a focal point in discussions surrounding Malaysia's banking sector.

Why Consider Investing in MAYBANK (1155.BMS) Stock?

Comprehensive Financial Performance: Revenue and Profitability Insights

Maybank (Malayan Banking Berhad) continues to demonstrate solid financial fundamentals. With a total market capitalization of MYR 119.60 billion and a Price-to-Earnings (P/E) ratio of 11.62 based on trailing twelve months (TTM), the stock remains attractively valued compared to many regional peers. The company reported earnings per share (EPS) of MYR 0.852 (TTM), an improvement over the past year's EPS of MYR 0.836, indicating a stable earnings trend.

Additionally, Maybank offers a robust dividend yield of approximately 6.06%, making it a strong candidate for dividend-focused investors. The bank has maintained consistent cash dividends, with recent payouts of MYR 0.3 and MYR 0.32 per share in 2025. This suggests reliable income backed by steady profits, a key criterion for long-term wealth accumulation.

Strategic Industry Position and Outlook for Growth

As one of Malaysia's largest and oldest financial institutions, founded in 1960, Maybank operates in several ASEAN countries and beyond. The company is well diversified across community financial services, global banking, and insurance & takaful. With Malaysia’s economy expected to benefit from stable domestic consumption and anticipated 2026 Budget allocations in sectors like housing and SMEs, Maybank stands prepared to capture resultant financing and banking opportunities.

The banking sector, labeled in concept themes as a "Defensive Shield," is typically seen as safer during economic uncertainty. That perception is reinforced as Maybank acts as a financial anchor in Malaysia’s economy, having facilitated over RM4 trillion in transactions recently—demonstrating its operational scale.

Analysts remain bullish: out of 18 ratings in the recent quarter, 66.67% rated MAYBANK as “Buy” or “Strong Buy,” with target prices ranging between MYR 8.60 to MYR 13.00 and a consensus average of MYR 10.90. Such projections reflect confidence in Maybank's growth and resilience.

Institutional Confidence and Capital Movement Analysis

Approximately 69.93% of Maybank’s shares are held by institutions, showcasing a strong vote of confidence. Major stakeholders include Permodalan Nasional Berhad (holding 41%) and Employees Provident Fund (11.12%), both indicating long-term commitment from Malaysia’s sovereign and retirement funds.

Recent capital flow data reveals positive momentum, particularly among mid-size and retail investors. For instance, on October 30, net inflow reached MYR 38.37 million, with institutional participation making up over 42.96% of that day's transaction volume. This suggests growing interest among large players—often translating to increased stock price stability and long-term support.

Technical Indicators: Momentum and Stability Check

Technically, Maybank's price has remained in a narrow upward channel between MYR 9.85 – MYR 9.90 over the past week. The stock’s Relative Strength Index (RSI) at 46.49 indicates it's neither overbought nor oversold—still in a neutral zone with potential for upward movement.

The MACD indicator—a tool used to understand market momentum—has shown a narrowing of the negative histogram, from -0.054 to -0.028 over two weeks, suggesting decreasing bearish momentum. This shift can often precede positive price action. Also, Maybank trades slightly below its 20-day moving average and comfortably within its Bollinger Bands, suggesting low volatility with potential for breakout if new catalysts emerge.

High Dividend Yield as a Defensive Strategy in Volatile Markets

Maybank’s forward dividend yield of over 6% acts like a “yield cushion” in uncertain market conditions. Just like putting a sturdy mattress under a trampoline ensures a soft landing, consistent dividends provide a buffer against market downturns. This is particularly relevant when macro uncertainties like inflation or interest rate direction cloud investor sentiment.

With Malaysia’s central bank likely to remain cautious on policy shifts and global rates remaining a key topic, Maybank’s strong dividend track record positions it as an attractive investment for those seeking both income and conservative growth.

How to Buy MAYBANK (1155.BMS) Stock in Malaysia

Step 1: Open a Trading Account

To start investing in MAYBANK (stock code: 1155.BMS), the first step is to open a trading account with a licensed brokerage such as moomoo. Malaysian citizens will need to provide a valid MyKad and proof of residential address, such as a recent utility bill or bank statement. Foreign nationals must present a valid passport and a legal document verifying their Malaysian or international address. Account approval typically takes 1–3 working days, depending on document verification and platform processing efficiency.

Step 2: Fund Your Account

Once your trading account is active, you’ll need to deposit funds before purchasing MAYBANK shares. Most Malaysian brokerages support multiple funding methods, including bank transfers, FPX real-time payments from local banks, and select e-wallet or online banking options. Ensure that your bank account is linked to your trading account to smoothen the deposit and withdrawal process. Depending on your funding method, deposits can be instantaneous or take up to one business day.

Step 3: Do Your Research on MAYBANK (1155.BMS)

Before investing, it’s essential to analyze the performance and outlook of MAYBANK, Malaysia’s largest bank. As of October 31, 2025, the stock is trading at RM9.90 with a stable dividend yield of approximately 6.18%. Key valuation metrics include a PE ratio of 11.84 and PB ratio of 1.27, indicating a moderate valuation within the banking sector. Review recent trends such as institutional shareholding changes, technical indicators (e.g., RSI, MACD), and financial results. For example, MAYBANK’s strong net income of RM10.29 billion and consistent dividend history make it a favorite for income investors.

Step 4: Place an Order

To buy MAYBANK stock, log in to your moomoo app or chosen brokerage platform. Search for “MAYBANK” or the stock code “1155.BMS”. Select the stock and choose your order type—either a market order (executes at the current price) or a limit order (executes at a specified price). Input the number of shares you wish to purchase and review all order details before confirmation. Once the trade is executed, it will be reflected in your portfolio under the “Holdings” or “Positions” tab.

Maybank (1155.BMS) Stock Price Performance

What is Maybank Stock Price?

As of October 31, 2025, Malayan Banking Berhad (Maybank) closed at RM9.90 per share, marking a minor uptick of 0.10% from its previous close of RM9.89. Though slight, this movement reflects steady investor sentiment, bolstered by Maybank’s strong fundamentals and resilient quarterly earnings. Year-to-date, the stock remains relatively stable despite economic headwinds such as interest rate uncertainties and global inflationary pressures hitting the regional banking industry.

Historical Maybank Stock Price Movements Analysis

Over the past 30 trading days, Maybank has traded within a tight channel between RM9.83 and RM9.97, mirroring its historical low volatility, with a beta of just 0.18. On the candlestick (K-line) chart, the stock exhibits a mild ascending triangle pattern — a technical signal where the stock forms higher lows while the highs hover near resistance. This typically suggests accumulating bullish momentum. Support seems firm around RM9.85, while resistance is shaping near RM9.93. MACD is turning positive, RSI sits at 46.49, and moving averages (MA5 and MA10) are converging. These suggest consolidation but with emerging upside potential in the coming weeks, assuming volume and market sentiment sustain.

Maybank (1155.BMS) Forecast

Looking ahead, analysts have set an average 12-month target price of RM10.90, with bullish projections going as high as RM13.00. With annual earnings growing 7.90% and free cash flow soaring over 200%, Maybank is poised for long-term strength, especially if economic growth in Malaysia and ASEAN accelerates. However, challenges like credit cycle tightening and softer consumer lending may temper gains short-term. Upcoming earnings on November 21 will be pivotal in shaping near-term direction, as investors look for clues on loan growth resilience and net interest margins amid macro shifts.

Malayan Banking Bhd (1155.BMS) Earnings

Does Malayan Banking Bhd (1155.BMS) Release Reports Regularly?

Yes, Malayan Banking Bhd (Maybank) consistently publishes its quarterly earnings reports. These reports provide crucial insights into the bank’s financial performance, enabling investors to evaluate its growth trends, profitability, and operational efficiency across each financial period.

When is the Next Malayan Banking Bhd Earnings Date?

The upcoming earnings release for Maybank is expected in November 2025, covering the results of Q3 FY2025. While the exact date has yet to be officially confirmed, past quarterly trends suggest mid to late November.

What Were Malayan Banking Bhd Earnings Last Quarter?

In Q2 2025, Maybank reported steady financial growth across most metrics. Key figures are summarized below:

Source: Maybank Quarterly Financials via official filings, accessed October 30, 2025

• EPS grew by 3.77% YoY, reflecting improved earnings efficiency despite margin pressure.
• Revenue rose moderately, driven by higher interest income and regional loan growth.
• Net profit margin declined slightly amid elevated operating costs.
• Debt-to-Asset ratio improved marginally from the previous quarter, indicating a healthier balance sheet.

What Was Discussed in the Latest Malayan Banking Bhd Earnings Call?

During the 2025 Q2 Maybank Earnings Call, management emphasized the group’s strong operating cash flow of MYR 15.689 billion and robust asset base exceeding MYR 1.07 trillion. The leadership highlighted ongoing digital transformation and stable loan growth across ASEAN markets. Inflationary headwinds and interest rate movements were noted as key risks, yet the bank reaffirmed its full-year guidance.

Does MAYBANK (1155.BMS) Pay Dividends?

Yes, Malayan Banking Berhad (MAYBANK), one of Malaysia's largest financial institutions, is a consistent dividend-paying stock with a long-standing track record. As a cornerstone in the domestic and Southeast Asian banking landscape, MAYBANK dividend distributions play a notable role in contributing to income-focused investment strategies. With operations across multiple countries and a diversified portfolio covering conventional banking, Islamic banking, investment services, insurance, and asset management, MAYBANK sustains its strong capital position—enabling it to reward shareholders with regular cash dividends twice a year.

Over time, MAYBANK has demonstrated stability in maintaining its dividend policy, even amid varying economic conditions. This reliability has made it a favored choice for investors seeking steady income within the financial services sector. The Maybank dividend yield remains an important benchmark on the Bursa Malaysia, setting the bank apart from many competitors. The following sections unpack the dividend payout details and compare Maybank’s dividend strategy with other stocks in the Malaysian banking sector.

Dividend Summary of MAYBANK

MAYBANK (1155.BMS) currently offers an attractive dividend proposition. With a trailing twelve-month (TTM) dividend yield around 6.11%, it continues to outperform many financial peers on the Malaysia stock exchange. The dividend is distributed semi-annually, typically in March and September, making it ideal for long-term investors seeking regular cash returns. The latest interim dividends declared for FY2025 stand at RM 0.30 and RM 0.32 per share, maintaining its reputation as a stable dividend-paying entity.

• Dividend Yield (TTM): 6.11%
• Dividend Frequency: Semi-Annual
• Payout Ratio (TTM): 71.55%
• 5-Year Average Yield: 5.94%
• Dividend Growth Rate (Annualized): 3.45%

Dividend History of MAYBANK

Source: moomoo internal data

MAYBANK Dividend in Comparison with Other Malaysian Banks

Among Malaysia’s leading financial institutions, MAYBANK dividend yield consistently ranks at the top. The bank delivers a 6.11% yield, notably exceeding the average yield of approximately 4.78% among Bursa Malaysia’s top capitalized banking firms like Public Bank Berhad and CIMB Group Holdings. In contrast to Public Bank’s more conservative payout policies and lower yield profile, MAYBANK exhibits a more shareholder-generous approach. Its higher payout ratio, stable revenue streams, and diversified services portfolio enable reliable dividend distributions, reinforcing its reputation as a dividend stalwart in the Malaysian financial sector.

Given that MAYBANK is also the second-largest holding in the iShares MSCI Malaysia ETF, its consistent dividends significantly contribute to the ETF’s yield as well. For long-term yield-seeking investors, Maybank remains a preferred stock in Malaysia’s dividend universe.

Risk Assessment for MAYBANK (1155.BMS) Stock

Over the past quarter, Maybank (Malayan Banking Bhd) has demonstrated stable business fundamentals, supported by consistent earnings growth and robust cash generation. From July to September 2025, the company reported modest revenue growth year-over-year in Q2 (+4.27%) and net profit growth of +1.95% to MYR 2.7 billion. Free cash flow also surged significantly to MYR 15.47 billion, marking a staggering 202.96% YoY increase, enhancing Maybank’s buffer against external shocks. These improvements are set against the backdrop of a steady PE ratio (TTM) at 11.61 (as of 31 October 2025), indicating relatively fair valuation amidst its peers in Malaysia’s Financial Services sector.

However, risks remain. Industry-wide, Malaysian financial institutions face moderate market risks due to fluctuating domestic currency (MYR/USD averaging 4.21–4.23) and evolving monetary policy expectations tied to global rate shifts, particularly from the US Federal Reserve. While banks like Maybank are traditionally seen as defensive plays, sectoral sensitivity to macroeconomic shifts—like tightening liquidity or regulatory amendments—can still impact interest margins. Maybank’s high debt-asset ratio of 90.92% (2025 Q2) underscores its reliance on leverage for operations, typical of banks but still a potential vulnerability in tight credit conditions.

Company-specific risks lie in investor concentration and institutional activity. Recent data indicates a decrease in total institutional ownership (down 2.723% as of July 2025), with significant sell-offs from top holders like Permodalan Nasional Berhad (-1.287%) and the Employees Provident Fund (-1.726%). While operationally strong, Maybank’s liquidity (low turnover rate averaging 0.11%) and slow price momentum (trading in a tight MYR 9.85–9.91 range) increase volatility exposure for retail investors. Coupled with relatively neutral technical signals (MACD trending downward, RSI 6 near mid-40s), this suggests potential stagnation or retracement in the short term.

Conclusion

In summary, MAYBANK (1155.BMS) stands out as a fundamentally strong stock within Malaysia's financial services sector. It has delivered consistent earnings growth, boasts a robust dividend yield of over 6%, and benefits from institutional confidence and a diversified geographical footprint across ASEAN markets. The stock’s moderate valuation (PE around 11.6) and strong free cash flow performance (over MYR 15 billion in Q2 2025) reinforce its status as both a reliable income-generating asset and a defensive play amid uncertain market conditions.

For investors, MAYBANK presents an attractive opportunity for long-term portfolio inclusion, especially if you prioritize steady dividends and conservative capital growth. Given its technical indicators showing neutral momentum and stable price support around RM9.85, this stock could be primed for gradual appreciation, particularly following its upcoming earnings report in November 2025. Actionable steps include monitoring macroeconomic developments (such as interest rate trends), staying updated on institutional moves, and considering dollar-cost averaging strategies to mitigate entry risk. Overall, MAYBANK remains a resilient and rewarding choice for both beginner and seasoned investors seeking stability and passive income.