Moomoo Cash Plus
Invest in featured money market fund
Make the most of your idle cash
Enjoy 6%* p.a. Returns
Flexible Redemption
Shariah-Compliant
0 fees & Invest from RM0.01
Unlock Your Starter Kit
Enjoy Commission-Free trading and take better control of your wealth.
Get up to RM1,500* Rewards and enjoy 6%* p.a. returns for 30 days!
Transfer stocks to moomoo for a chance to win RM5000*.
Exclusive Gifts for New Users
Limited Transfer-In Rewards
*0 commission for 180 days only. Full T&Cs and other fees apply.
*T&Cs apply. Transfer-in Promotion offer valid until 31/7/2026.
What is Cash Plus
Cash Plus is the brand name for Moomoo MY to distribute and market money market funds. Its products primarily invest in cash management tools such as bank deposits and short-term government bonds.
Understanding Cash Plus and Cash Sweep
Cash Sweep is an automated feature offered by some financial institutions where, once enabled, idle cash in an account may be placed into partner bank fixed deposits to earn fixed interest. However, early redemption for stock trading may result in some loss of interest.
By contrast, Cash Plus invests in money market funds, offering market-linked yields (which may vary) and redemption with no penalty. Funds can also be used directly as purchasing power for stock trading.
Fund Allocation
Banking Fixed Deposits
Yield Type
Minimum Investment
Liquidity
Early redemption may forfeit interest
Fixed Yield
Must redeem before trading stocks
Convenience
Cash Plus
Instant redemption, no penalty
RM1,000
RM0.01
Usable as purchasing power
for stocks*
Floating Yield
Money Market Funds
Cash Sweep
Smarter Choice for Investors: Higher Returns & More Flexibility
*After activating SmartSave, Cash Plus deposits can be added to your buying power for trading stocks, IPO shares and repay account deficits in the same currency.
Why Choose Cash Plus
Positive returns on your idle cash
· Enjoy 30-day 6% p.a.* returns.
· No historical negative returns for the money market funds
· Potential Maximum Return of RM1,097.3 from RM30K position within 1 year
Disclosure
*1-year past returns on Maybank Retail Money Market-I fund and United Money Market Fund-Class R as of 23 June 2025. Past performance is not indicative of future performance.
*If the annual returns from your first selected Moomoo Cash Plus fund fall below 6% p.a., Moomoo MY will top up the difference up to 30 days in the form of cash coupons, limited to a subscription of RM30,000.
*After the first subscription, subsidy details will be displayed on the page within 3 days. New user subsidy will be issued by cash coupons 30 days after the first subscription.
*In the 1-year returns projection for Cash Plus, the first 30 days are calculated at a 6% p.a. , with the remaining period calculated at 3.5% p.a.
Activate SmartSave to convert your Cash Plus deposits into flexible trading power for:
· Trading global stocks (MY, US, HK & more markets)
· Subscribing to IPO shares
· Auto-repaying account deficits in the same currency
No Time Lag! Trade stocks any time
Shariah-Compliant
We recognize that investment decisions depend not only on returns, safety, etc., but also are closely related to personal beliefs.
Cash Plus has selected two shariah-compliant money market funds so that every investor can enjoy wealth growth.
0 Fees, No lock-in periods, Starting from RM0.01
· 0 subscription, redemption and platform fees.
· Ultra-Low Threshold. Only need RM0.01 to start.
Invest in Cash Plus with 6 Steps
Cash Plus is the brand name for Moomoo MY to distribute and market money market funds. Its products primarily invest in cash management tools such as bank deposits and short-term government bonds.
Partnering with top fund companies
Over 30 years of professional experience
AUM RM200 billion
AUM RM200 billion
Maybank AM
UOB Asset Management
Eastspring Investments
An Asian Powerhouse Over 35 Years in the Making
AUM S$35.3 billion
Part of Prudential plc with years of investing experience in Asia
USD271 billion global AUM
*Information extracted as of 30/09/2024. Past performance is not indicative of future performance.
FAQS
1. How to earn a 6% p.a. return?
(1) New customers who make their first deposit during the campaign and subscribe to any designated Moomoo Cash Plus fund (United Money Market Fund-Class R/Maybank Retail Money Market-I Fund/Eastspring Investments Islamic Income Fund-Class R) are eligible for a 6% annualized return for 30 days. This benefit applies only to the first fund subscription, with a maximum subscription amount of RM30,000 and a minimum subscription amount of RM0.01.
(2) If two funds are subscribed simultaneously, the one with the higher amount is the "preferred fund" (determined by subscription time, either manual or automatic via SmartSave). The 6% p.a. yield includes the fund’s inherent yield and Moomoo Securities (Malaysia)’s daily additional subsidy. The total additional return will be issued as a cash coupon to your Universal Account within 7 business days after the 30-day period.
(3) If the fund has a negative return, Moomoo Securities (Malaysia) will still calculate the cash subsidy based on a 6% annualized return.
(4) This benefit provides a maximum 30-day 6% annualized return for subscription amount of RM30,000. Principal is not guaranteed.2. When does the Moomoo Cash Plus 6% p.a. returns subsidy start?
The 30-day period is calculated from the date when your first single fund subscription exceeding RM500 is confirmed. Confirmation times vary by fund:
(1) Eastspring Islamic Income Fund-Class R: Subscriptions before 9:00 MYT → confirmed next day; after 9:00 → confirmed on the third day.
(2) The other two funds: Subscriptions before 12:00 MYT → confirmed next day; after 12:00 → confirmed on the third day. (Extended to the next business day for holidays.)3. How is the daily subsidy for new customers calculated based on the 6% p.a. return?
If position amount < RM30,000: Daily new customer subsidy = (6% - Fund’s 7-day annualized return) / 365 × Daily position amount
If position amount ≥ RM30,000: Daily new customer subsidy = (6% - Fund’s 7-day annualized return) / 365 × RM30,000
Example 1: A customer subscribes to Maybank Retail Money Market-I Fund (7-day annualized return: 3.5%) for RM5,000 on February 6, with stock confirmation on February 8. The daily subsidy on February 6 is (6% - 3.5%) / 365 × RM5,000 = RM0.34.
Example 2: A customer subscribes to Maybank Retail Money Market-I Fund (7-day annualized return: 3.5%) for RM30,000 on February 6, with stock confirmation on February 8 The daily subsidy on February 6 is (6% - 3.5%) / 365 × RM30,000 = RM2.05.4. For the same Cash Plus fund, if it is purchased twice, how will the 6% p.a. return subsidy be calculated?
The daily subsidy is calculated based on the daily subscription amount.
For example, a customer subscribed to Cash Plus fund for RM5,000 for the first time. 10 days later, the customer subscribed to the same fund again for RM5,000, therefore, the total position reaches RM10,000. To this kind of circumstances, the daily subsidy for the customer in the first 10 days will be calculated based on RM5,000. In the next 20 days, the daily subsidy will be calculated based on RM10,000.5. Do I need to purchase Cash Plus through the event page?
No. Eligible clients can purchase Moomoo Cash Plus via the moomoo app / in-app channels during the campaign period to obtain the additional subsidy.
6. Can I redeem my funds at any time?
Yes. You may redeem your fund investment at any time, but the 30-day subsidy period for the 6% annualized return will not be suspended. Purchasing the fund activates the 30-day 6% annualized return period, during which you may redeem or increase your position freely. After the 30-day period ends, moomoo Securities (Malaysia) will calculate the total return based on your daily position amount over the 30 days. The subsidy will be transferred to your moomoo Securities (Malaysia) Universal Account within 7 working days.
7. Can I subscribe again after a full withdrawal of my initial subscription?
Your first subscription activates a 30-day return period, which continues even after full redemption. As long as you re-subscribe to the same fund within the 30-day period, you can still enjoy the subsidy for the remaining days.
8. After fully redeeming the fund that first qualified me for the subsidy, can I subscribe again?
Your first subscription activates a 30-day return period, which continues even after full redemption. As long as you re-subscribe to the same fund within the 30-day period, you can still enjoy the subsidy for the remaining days.
9. What happens if the selected fund generates a negative return?
Moomoo MY will calculate the cash reward subsidy based on a 6% p.a.. Customers will still be entitled to the 6% p.a. cash coupon from Moomoo MY, but the investment principal is not guaranteed.
10. Which funds are included in the 6% p.a. return?
The three eligible funds are:
- - United Money Market Fund-Class R
- - Maybank Retail Money Market-I Fund
- - Eastspring Investments Islamic Income Fund-Class R
11. How to check the 6% subsidy returns?
Please log in to the campaign page (activity link: https://www.moomoo.com/my/promotion/cashplus), find the "Cash Plus" section, and click "Return Details" to view the daily subsidy amount. Details will be displayed within 3 days after the first subscription.