Banco Santander (Brasil) (NYSE:BSBR – Get Rating) and VersaBank (NASDAQ:VBNK – Get Rating) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, earnings, profitability, risk and valuation.

Profitability

This table compares Banco Santander (Brasil) and VersaBank's net margins, return on equity and return on assets.

Insider & Institutional Ownership

14.5% of Banco Santander (Brasil) shares are owned by institutional investors. Comparatively, 30.2% of VersaBank shares are owned by institutional investors. 0.1% of Banco Santander (Brasil) shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Dividends

Risk & Volatility

Banco Santander (Brasil) has a beta of 0.84, suggesting that its stock price is 16% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings for Banco Santander (Brasil) and VersaBank, as reported by MarketBeat.com.

Banco Santander (Brasil) currently has a consensus price target of $5.00, indicating a potential downside of 9.58%. VersaBank has a consensus price target of $9.00, indicating a potential upside of 14.94%. Given VersaBank's stronger consensus rating and higher probable upside, analysts plainly believe VersaBank is more favorable than Banco Santander (Brasil).

Valuation and Earnings

This table compares Banco Santander (Brasil) and VersaBank's gross revenue, earnings per share (EPS) and valuation.

Banco Santander (Brasil) has higher revenue and earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Banco Santander (Brasil), indicating that it is currently the more affordable of the two stocks.

Summary

VersaBank beats Banco Santander (Brasil) on 10 of the 16 factors compared between the two stocks.

About Banco Santander (Brasil)

(Get Rating)

Banco Santander (Brasil) SA engages in the provision of banking and financial services. It operates through the following segments: Commercial Bank and Global Wholesale Banking. The Commercial Bank segment focuses on loans, cards, mortgages, consumer financing, payroll, agribusiness, micro credit, and corporate and private banking. The Global Wholesale Banking segment offers financial services and structured solutions to its customers. The company was founded on August 9, 1985 and is headquartered in São Paulo, Brazil.

About VersaBank

(Get Rating)

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the US banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

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