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Oxford Bank (OTCMKTS:OXBC) Vs. VersaBank (NASDAQ:VBNK) Financial Survey

Oxford Bank (OTCMKTS:OXBC) Vs. VersaBank (NASDAQ:VBNK) Financial Survey

牛津银行(OTCMKTS: OXBC)vs.VersaBank(纳斯达克股票代码:VBNK)财务调查
Defense World ·  2023/01/24 01:21

Oxford Bank (OTCMKTS:OXBC – Get Rating) and VersaBank (NASDAQ:VBNK – Get Rating) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, risk and dividends.

牛津银行(OTCMKTS:OXBC-GET Rating)和凡尔萨银行(VersaBank:VBNK-GET Rating)都是小盘股金融公司,但哪一家更好?我们将根据分析师的建议、盈利能力、估值、机构所有权、收益、风险和股息对这两家公司进行比较。

Risk & Volatility

风险与波动性

Oxford Bank has a beta of 0.43, meaning that its stock price is 57% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.

牛津银行的贝塔系数为0.43,这意味着其股价的波动性比标准普尔500指数低57%。相比之下,VersaBank的贝塔系数为0.44,这意味着其股价的波动性比标准普尔500指数低56%。

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Profitability

盈利能力

This table compares Oxford Bank and VersaBank's net margins, return on equity and return on assets.

此表比较了牛津银行和VersaBank的净利润率、股本回报率和资产回报率。

Net Margins Return on Equity Return on Assets
Oxford Bank N/A N/A N/A
VersaBank 17.14% 6.54% 0.79%
净利润率 股本回报率 资产回报率
牛津银行 不适用 不适用 不适用
VersaBank 17.14% 6.54% 0.79%

Insider & Institutional Ownership

内部人与机构所有权

4.6% of Oxford Bank shares are held by institutional investors. Comparatively, 30.2% of VersaBank shares are held by institutional investors. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
牛津银行4.6%的股份由机构投资者持有。相比之下,机构投资者持有VersaBank 30.2%的股份。强大的机构持股表明,捐赠基金、对冲基金和大型基金管理公司相信,一只股票的长期表现将好于大盘。

Analyst Ratings

分析师评级

This is a breakdown of recent ratings and recommmendations for Oxford Bank and VersaBank, as provided by MarketBeat.

这是MarketBeat提供的牛津银行和VersaBank最近的评级和推荐细目。

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oxford Bank 0 0 0 0 N/A
VersaBank 0 0 2 0 3.00
销售评级 保持评级 购买评级 强劲的买入评级 评级分数
牛津银行 0 0 0 0 不适用
VersaBank 0 0 2 0 3.00

VersaBank has a consensus price target of $9.00, indicating a potential upside of 15.09%. Given VersaBank's higher probable upside, analysts clearly believe VersaBank is more favorable than Oxford Bank.

VersaBank的普遍目标价为9.00美元,表明潜在上行空间为15.09%。鉴于VersaBank的上行可能性更高,分析师显然认为VersaBank比牛津银行更有利。

Valuation & Earnings

估值与收益

This table compares Oxford Bank and VersaBank's top-line revenue, earnings per share (EPS) and valuation.

该表格比较了牛津银行和VersaBank的营收、每股收益(EPS)和估值。

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Oxford Bank N/A N/A $10.56 million $3.04 10.10
VersaBank $102.93 million 2.07 $17.60 million $0.61 12.82
总收入 价格/销售额比 净收入 每股收益 市盈率
牛津银行 不适用 不适用 1056万美元 $3.04 10.10
VersaBank 1.0293亿美元 2.07 1,760万美元 $0.61 12.82

VersaBank has higher revenue and earnings than Oxford Bank. Oxford Bank is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

VersaBank的收入和收益高于牛津银行。牛津银行的市盈率低于VersaBank,这表明它目前是两只股票中更负担得起的一只。

Summary

摘要

VersaBank beats Oxford Bank on 10 of the 11 factors compared between the two stocks.

在比较两只股票的11个因素中,VersaBank有10个胜过牛津银行。

About Oxford Bank

关于牛津银行

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Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

牛津银行公司为密歇根州的各种客户提供银行产品和服务。它的存款产品包括储蓄、支票和个人退休账户,以及存单。该公司的贷款组合包括住房抵押贷款、房屋净值、汽车、学生、定期贷款、商业房地产和小企业管理贷款,以及信用额度。它还提供现金管理、商务卡、远程存款捕获、工资单、透支保护、电汇、夜间存管和公证服务,以及保险箱和交互式柜员机服务;在线、电话和移动银行服务;借记卡和信用卡;以及保险产品。该公司在克拉克斯顿、戴维森、德莱顿、猎户座、奥顿维尔、牛津和奥克兰设有分支机构。牛津银行公司成立于1884年,总部设在密歇根州牛津。

About VersaBank

关于VersaBank

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(获取评级)

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the US banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

VersaBank从事金融服务的提供。它通过数字银行和DRTC运营。数字银行部门利用其金融技术提供企业对企业模式,以解决美国银行市场的问题。DRTC部分指的是已开发的IT安全软件和功能。该公司由David·罗伊·泰勒于1993年1月18日创立,总部设在加拿大伦敦。

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接受牛津银行日报的新闻和评级-在下面输入您的电子邮件地址,通过MarketBeat.com的免费每日电子邮件时事通讯接收对牛津银行和相关公司的最新新闻和分析师评级的每日简明摘要。

声明:本内容仅用作提供资讯及教育之目的,不构成对任何特定投资或投资策略的推荐或认可。 更多信息
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