Reviewing Metromile (NASDAQ:MILE) & American International Group (NYSE:AIG)
Reviewing Metromile (NASDAQ:MILE) & American International Group (NYSE:AIG)
Metromile (NASDAQ:MILE – Get Rating) and American International Group (NYSE:AIG – Get Rating) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, profitability, institutional ownership, dividends and risk.
米高梅(纳斯达克：MILL-GET评级)和美国国际集团(纽约证券交易所：AIG-GET评级)都是金融公司，但哪一家更好？我们将根据这两家公司的估值、分析师建议、收益、盈利能力、机构所有权、股息和风险的强弱对它们进行比较。
Volatility and Risk
波动性和风险
Metromile has a beta of 0.46, suggesting that its share price is 54% less volatile than the S&P 500. Comparatively, American International Group has a beta of 1.17, suggesting that its share price is 17% more volatile than the S&P 500.
MetroMille的贝塔系数为0.46，这表明其股价的波动性比标准普尔500指数低54%。相比之下，美国国际集团的贝塔系数为1.17，这表明其股价的波动性比标准普尔500指数高出17%。
Analyst Recommendations
分析师建议
This is a summary of current recommendations and price targets for Metromile and American International Group, as provided by MarketBeat.com.
这是由MarketBeat.com提供的对大都会和美国国际集团的当前建议和目标价的摘要。
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Metromile | 0 | 1 | 0 | 0 | 2.00 |
| American International Group | 0 | 5 | 2 | 0 | 2.29 |
| 销售评级 | 保持评级 | 购买评级 | 强劲的买入评级 | 评级分数 | |
| Metromily | 0 | 1 | 0 | 0 | 2.00 |
| 美国国际集团 | 0 | 5 | 2 | 0 | 2.29 |
Institutional & Insider Ownership
机构与内部人持股
62.5% of Metromile shares are owned by institutional investors. Comparatively, 90.2% of American International Group shares are owned by institutional investors. 0.3% of American International Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Metromil62.5%的股份由机构投资者持有。相比之下，美国国际集团90.2%的股份由机构投资者持有。美国国际集团0.3%的股份由内部人士持有。强大的机构持股表明，大型基金管理公司、对冲基金和捐赠基金相信，一只股票有望实现长期增长。
Earnings & Valuation
收益与估值
This table compares Metromile and American International Group's revenue, earnings per share and valuation.
这张表格比较了麦德迈和美国国际集团的收入、每股收益和估值。
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Metromile | $104.90 million | 1.31 | -$216.46 million | ($1.81) | -0.58 |
| American International Group | $52.06 billion | 0.73 | $9.39 billion | $15.23 | 3.27 |
| 总收入 | 价格/销售额比 | 净收入 | 每股收益 | 市盈率 | |
| Metromily | 1.049亿美元 | 1.31 | -2.1646亿美元 | ($1.81) | -0.58 |
| 美国国际集团 | 520.6亿美元 | 0.73 | 93.9亿美元 | $15.23 | 3.27 |
American International Group has higher revenue and earnings than Metromile. Metromile is trading at a lower price-to-earnings ratio than American International Group, indicating that it is currently the more affordable of the two stocks.
美国国际集团的收入和收益比Metromily更高。麦德迈的市盈率低于美国国际集团，这表明它目前是两只股票中价格更实惠的一只。
Profitability
盈利能力
This table compares Metromile and American International Group's net margins, return on equity and return on assets.
该表比较了麦德迈和美国国际集团的净利润率、股本回报率和资产回报率。
| Net Margins | Return on Equity | Return on Assets | |
| Metromile | -130.53% | -57.64% | -35.26% |
| American International Group | 22.23% | 7.12% | 0.73% |
| 净利润率 | 股本回报率 | 资产回报率 | |
| Metromily | -130.53% | -57.64% | -35.26% |
| 美国国际集团 | 22.23% | 7.12% | 0.73% |
Summary
摘要
American International Group beats Metromile on 12 of the 14 factors compared between the two stocks.
美国国际集团(AIG)在比较两只股票的14个因素中有12个超过了Metromil.
About Metromile
关于Metromily
(Get Rating)
(获取评级)
Metromile, Inc. provides insurance policies for automobile owners in the United States. It operates through two segments, Insurance Services and Enterprise Business Solutions. The company offers pay-per-mile auto insurance policies. It also provides The Pulse, a device that plugs into the diagnostic port of its customer's car and transmits data, such as miles driven, driving habits, phone use, speeding, hard braking, accelerating, cornering, and location over wireless cellular networks. In addition, the company offers access to its technology under software as a service arrangement, as well as professional services to third-party customers. Metromile, Inc. was founded in 2011 and is headquartered in San Francisco, California.
麦德迈公司为美国的车主提供保险。它通过两个部门运作，即保险服务和企业业务解决方案。该公司提供按英里付费的汽车保险单。它还提供Pulse，这是一种插入客户汽车诊断端口的设备，可以通过无线蜂窝网络传输数据，如行驶里程、驾驶习惯、电话使用、超速、紧急刹车、加速、转弯和位置。此外，该公司还根据软件即服务安排提供对其技术的访问，以及向第三方客户提供专业服务。麦德迈公司成立于2011年，总部设在加利福尼亚州旧金山。
About American International Group
关于美国国际集团
(Get Rating)
(获取评级)
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuities, and retail mutual funds; and financial planning and advisory services; record-keeping, plan administrative, and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. The company was founded in 1919 and is headquartered in New York, New York.
美国国际集团公司为北美和国际上的商业、机构和个人客户提供保险产品。该公司的一般保险部门提供一般责任、环境、商业汽车责任、工人赔偿、伤亡和危机管理保险产品；商业、工业和能源相关财产保险；以及航空航天、政治风险、贸易信贷、投资组合解决方案、农作物和海上保险。它还为一系列业务和风险提供专业责任保险产品，包括董事和高级管理人员、合并和收购、忠诚度、雇佣行为、受托责任、网络风险、绑架和赎金以及错误和不作为保险。此外，这一细分市场还提供个人汽车和财产保险，如汽车、房主、雨伞、游艇、美术和收藏品；自愿和赞助商支付的人身事故；补充保健产品；延长保修保险产品；以及旅行保险产品。其人寿和退休部门提供可变年金、指数和固定年金以及零售共同基金；以及财务规划和咨询服务；记录保存、计划管理和合规服务；以及定期人寿保险和万能人寿保险。它还提供稳定的价值包装产品，以及结构性结算和养老金风险转移年金；以及公司和银行拥有的人寿保险和担保投资合同。这一细分市场通过独立的营销组织、独立的保险代理、财务顾问、直销、银行和经纪自营商销售其产品。该公司成立于1919年，总部设在纽约。
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