BANCO DO BRASIL/S (OTCMKTS:BDORY) & Southern First Bancshares (NASDAQ:SFST) Critical Analysis
BANCO DO BRASIL/S (OTCMKTS:BDORY) & Southern First Bancshares (NASDAQ:SFST) Critical Analysis
BANCO DO BRASIL/S (OTCMKTS:BDORY – Get Rating) and Southern First Bancshares (NASDAQ:SFST – Get Rating) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.
Banco do Brasil/S(场外交易代码：BDORY-GET Rating)和南方第一银行股份(纳斯达克：SFST-GET Rating)都是金融公司，但哪种投资更好？我们将根据这两家公司的股息、机构所有权、收益、估值、盈利能力、分析师建议和风险的强弱对它们进行比较。
Risk and Volatility
风险和波动性
BANCO DO BRASIL/S has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500. Comparatively, Southern First Bancshares has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500.
Banco do Brasil/S的贝塔系数为0.71，表明其股价的波动性比标准普尔500指数低29%。相比之下，Southern First BancShares的贝塔系数为0.88，这表明其股价的波动性比标准普尔500指数低12%。
Earnings and Valuation
收益和估值
This table compares BANCO DO BRASIL/S and Southern First Bancshares' top-line revenue, earnings per share and valuation.
此表比较了巴西银行和南方第一银行的营收、每股收益和估值。
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| BANCO DO BRASIL/S | $24.14 billion | 0.96 | $3.65 billion | $1.61 | 5.04 |
| Southern First Bancshares | $110.27 million | 3.11 | $46.71 million | $5.12 | 8.38 |
| 总收入 | 价格/销售额比 | 净收入 | 每股收益 | 市盈率 | |
| 巴西银行/S | 241.4亿美元 | 0.96 | 36.5亿美元 | $1.61 | 5.04 |
| 南方第一银行股份 | 1.1027亿美元 | 3.11 | 4,671万美元 | $5.12 | 8.38 |
Profitability
盈利能力
This table compares BANCO DO BRASIL/S and Southern First Bancshares' net margins, return on equity and return on assets.
此表比较了巴西银行和南方第一银行的净利润率、股本回报率和资产回报率。
| Net Margins | Return on Equity | Return on Assets | |
| BANCO DO BRASIL/S | 13.00% | 16.44% | 1.23% |
| Southern First Bancshares | 36.78% | 14.93% | 1.37% |
| 净利润率 | 股本回报率 | 资产回报率 | |
| 巴西银行/S | 13.00% | 16.44% | 1.23% |
| 南方第一银行股份 | 36.78% | 14.93% | 1.37% |
Insider & Institutional Ownership
内部人与机构所有权
79.4% of Southern First Bancshares shares are owned by institutional investors. 7.3% of Southern First Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
南方第一银行79.4%的股份由机构投资者持有。南方第一银行7.3%的股份由内部人士持有。强大的机构持股表明，对冲基金、大型基金管理公司和捐赠基金相信，一家公司有望实现长期增长。
Analyst Recommendations
分析师建议
This is a breakdown of current ratings and recommmendations for BANCO DO BRASIL/S and Southern First Bancshares, as reported by MarketBeat.com.
这是MarketBeat.com报道的Banco do Brasil/S和Southern First BancShares目前的评级和推荐细目。
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| BANCO DO BRASIL/S | 0 | 0 | 1 | 0 | 3.00 |
| Southern First Bancshares | 0 | 0 | 1 | 0 | 3.00 |
| 销售评级 | 保持评级 | 购买评级 | 强劲的买入评级 | 评级分数 | |
| 巴西银行/S | 0 | 0 | 1 | 0 | 3.00 |
| 南方第一银行股份 | 0 | 0 | 1 | 0 | 3.00 |
Southern First Bancshares has a consensus target price of $50.00, suggesting a potential upside of 16.55%. Given Southern First Bancshares' higher possible upside, analysts plainly believe Southern First Bancshares is more favorable than BANCO DO BRASIL/S.
Southern First BancShares的一致目标价为50.00美元，暗示潜在上行16.55%。鉴于Southern First BancShares可能的上行空间更大，分析师们显然认为Southern First BancShares比Banco do Brasil/S更有利。
Summary
摘要
Southern First Bancshares beats BANCO DO BRASIL/S on 9 of the 12 factors compared between the two stocks.
Southern First BancShares在两只股票比较的12个因素中有9个超过了Banco do Brasil/S。
About BANCO DO BRASIL/S
关于巴西银行/S
(Get Rating)
(获取评级)
Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company's Banking segment offers various products and services, including deposits, loans, and services to retail, wholesale, and public sector markets, as well as to micro-entrepreneurs and the low income population. Its Investments segment engages in the intermediation and distribution of debts in the primary and secondary markets; equity investment activities; and rendering of financial services. The company's Fund Management segment is involved in the purchase, sale, and custody of securities, as well as the management of portfolios, and investment funds and clubs. Its Insurance, Pension and Capitalization segment provides life, property, and automobile insurance products, as well as private pension and capitalization plans. The company's Payment Methods segment is involved in the funding, transmission, processing, and settlement of transactions through electronic means. Its Other segment engages in the provision of credit recovery and consortium administration services; development, manufacturing, leasing, and integration of digital electronic systems and equipment, peripherals, programs, inputs, and computing supplies; intermediation of air tickets; and lodging and organization of events. Banco do Brasil S.A. was founded in 1808 and is headquartered in Brasalia, Brazil.
Banco do Brasil S.A.为巴西和国际的个人、公司和公共部门提供银行产品和服务。该公司的银行部门向零售、批发和公共部门市场以及微型企业家和低收入人群提供各种产品和服务，包括存款、贷款和服务。其投资部门从事一级和二级市场债务的中介和分配；股权投资活动；以及提供金融服务。该公司的基金管理部门涉及证券的购买、销售和托管，以及投资组合、投资基金和俱乐部的管理。其保险、养老金和资本化部门提供人寿保险、财产和汽车保险产品，以及私人养老金和资本化计划。该公司的支付方法部门涉及通过电子手段进行交易的资金、传输、处理和结算。它的其他部门从事提供信贷回收和财团管理服务；开发、制造、租赁和整合数字电子系统和设备、外围设备、程序、投入和计算用品；机票中介；以及活动的住宿和组织。巴西银行成立于1808年，总部设在巴西布拉萨利亚。
About Southern First Bancshares
关于南方第一银行股份
(Get Rating)
(获取评级)
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It operates through three segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. It operates through eight retail offices located in Greenville, Charleston, and Columbia; three retail offices located in Raleigh, Greensboro, and Charlotte markets; and one retail office located in Atlanta. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.
南方第一银行股份有限公司作为南方第一银行的银行控股公司，向南卡罗来纳州、北卡罗来纳州和佐治亚州的公众提供各种银行产品和服务。它通过三个部门运作：商业和零售银行业务、抵押银行业务和企业运营业务。该公司接受各种存款产品，包括支票账户、商业支票账户和储蓄账户，以及其他定期存款，包括每日货币市场账户和长期存单。其贷款组合包括商业房地产贷款；建筑房地产贷款；各种行业的商业贷款，如制造业、服务业和专业服务领域；消费房地产和房屋净值贷款；以及其他消费贷款，包括担保和无担保分期贷款和循环信贷额度。此外，该公司还提供其他银行服务，如网上银行、现金管理、保险箱、直接存款、自动汇票、账单支付和手机银行服务。它通过位于格林维尔、查尔斯顿和哥伦比亚的八个零售办事处，位于罗利、格林斯伯勒和夏洛特市场的三个零售办事处，以及位于亚特兰大的一个零售办事处开展业务。该公司成立于1999年，总部设在南卡罗来纳州格林维尔。
Receive News & Ratings for BANCO DO BRASIL/S Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for BANCO DO BRASIL/S and related companies with MarketBeat.com's FREE daily email newsletter.
接受巴西银行/S日报的新闻和评级-在下面输入您的电子邮件地址，通过MarketBeat.com的免费每日电子邮件时事通讯接收对巴西银行/S银行和相关公司的最新新闻和分析师评级的每日简要摘要。