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Referral Promotion(2023/11/24-2024/03/31) Terms and conditions

These Terms and Conditions govern the promotion below and by participating in the promotion you certify that you understand and agree to such Terms and Conditions.


1. Promotion: Become a moomoo Ambassador!

You can become a moomoo ambassador and light up the Ambassador Badge!

Share your unique referral link with friends. If they open a brokerage account at Moomoo Financial Inc. (“MFI”) using your referral link and deposit $100, the Ambassador Badge will light up and you will become a moomoo Ambassador.


2. Promotion Period

This promotion is valid from 24th November 2023 0:00 AM ET - 31st March 2024 11:59 AM ET


3. Eligibility

All existing MFI account holders are eligible to participate in the Promotion.


4. Referral Rewards

4.1 Regular rewards 

You (the 'Referrers' ) are eligible for: 

  • Two $50 cash rewards ($100 in total) for each person you refer (the 'Referree' ) who successfully opens a brokerage account at MFI, using your referral link, and who deposits at least $100 during the Promotion Period. Of the two cash rewards, one can be used immediately and the other can be used after 30 days.

  • Three additional $50 cash rewards (totaling $150 for a grand total of $250 in cash rewards) for each Referree who deposits at least $5,000 during the Promotion Period. Of the three cash rewards earned by Referrers, one can be used immediately, one can be used after 30 days, and the other one can be used after 60 days.

  • 5.1% APY on your uninvested cash in the MFI Cash Sweep Program if you meet the requirements of the offer. For more details: https://www.moomoo.com/us/support/topic4_319

4.2 Referrees must be persons who have not previously opened a brokerage account at MFI and who are U.S. residents over the age of 18 with a valid SSN.

4.3 Referrers are eligible for rewards by refering 5 Referrees successfully. The sixth referee you refer during the event period will not win you a reward.

4.4 The date the cash rewards become available for use will be shown on the card voucher you obtain.

4.5 The Referree is eligible for new guest bonus. See Welcome Bonus for more details here.


5. About cash rewards

5.1 Cash rewards are valid for 24 months from the date of issuance of the reward. 

5.2 Cash rewards are available to MFI customers and can be used toward securities transactions other than options. Cash Rewards represent the value of a potential credit to a brokerage account and are not discounts on your purchase orders. Cash Rewards may be taxable to you. 

5.3 Cash Rewards do not have any buying power until the face value of the Cash Reward is credited to your brokerage account. After the first eligible order (buy-to-open orders only, $500 or more) is settled, a cash reward amount equal to the face value of the coupon is credited to the user's brokerage account within three trading days. Users can check the status of cash rewards via "Transfer" - "Funds details", or "Notification". The use of cash rewards depends on the order amount, product type, applicable market, and other conditions. 

5.4 Cash rewards can be used only once per order. Cash rewards can be used in conjunction with the commission discount or the zero commission coupon.

5.5 By default, cash rewards with the earliest expiration will be used first. If two or more cash rewards have the same expiration date, by default, the cash rewards with the higher denomination will be used first.

5.6 To use moomoo's desktop platform and mobile app's features and benefits from your computer or mobile devices, you need the most up-to-date version of your web browser and moomoo app. For the best experience, update your browser and moomoo app to the latest version.

5.7 Cash rewards are not registered, non-transferable, irrecoverable once lost, and can be used only once.

5.8 Cash rewards are promotion rewards, and moomoo reserves the right to reclaim cash rewards acquired via inappropriate means, such as exploiting system vulnerabilities, hacking, and false pretenses.

5.9 Moomoo reserves the sole discretion to interpret the terms and conditions of this promotion

5.10 You must have a brokerage account with Moomoo Financial Inc. to redeem cash rewards. Cash rewards may be redeemed only through the moomoo app and have no other value.


6. About 5.1% APY and the Cash Sweep Program

6.1 Interest rates change for a variety of reasons and MFI reserves the right to change the interest rate available to Cash Sweep Program participants at any time and without notice. 

6.2 Please note, current MFI customers enrolled in the cash sweep program that do not satisfy the conditions as listed in the terms and conditions for the Existing Customer Cash Sweep Offer at here will stay at the default cash sweep rate of 0.03%.

6.3 The Moomoo Financial Inc. (MFI) Cash Sweep Program is a feature of the brokerage account. Interest is earned on the uninvested cash swept from your MFI brokerage account to program banks. Program banks then pay interest on your swept cash, minus any fees paid to MFI. The APY might change at any time at the program banks' or Moomoo Financial's discretion. Additionally, any fees Moomoo Financial receives may vary and is subject to change. Neither Moomoo Financial Inc. nor any of its affiliates are banks. For more information on the cash sweep program, visit here.
"Uninvested cash" is unrestricted cash or a free credit balance that's intended for investing that has not yet been invested or spent.


7. Reward Delivery

7.1 Rewards will be delivered to the Referrer's account within 5 trading days after the Referree's deposit reaches the specified amount.

7.2 Rewards will be delivered on trading days of the US stock market. In case of a holiday, rewards will be delivered on the first trading day after the holiday.


8. Terms and Conditions

8.1 This program is open to U.S. residents, who are at least 18 years of age with a valid Social Security Number. Employees, contractors, or persons similarly associated with Moomoo Financial Inc. or a Moomoo Financial Inc. affiliate, members of their household and employees of any securities regulatory organization or exchange are not eligible for this program. 

8.2 This Event is offered by Moomoo Technologies Inc. The moomoo app is an app that offers access to licensed brokerages. In the US, securities products available through the Moomoo App are offered by Moomoo Financial Inc., a broker-dealer registered with the SEC and member FINRA/SIPC. For further information about Moomoo Financial Inc., see FINRA BrokerCheck. For further information about SIPC coverage for accounts at Moomoo Financial Inc, see www.sipc.org or request an explanatory brochure from Moomoo Financial Inc.

8.3 This offer is only valid for existing qualifying clients who successfully refer a new Moomoo Financial Inc. account. Bonuses will be credited only if the referred Moomoo Financial Inc. brokerage account is approved and the reward is claimed through the moomoo platform. Limit one offer per qualified referral with a maximum of one account per referred client. The rewards will be credited to the enrolled account within approximately 5 trading days after the reward is claimed.

8.4 Neither receipt of a share of stock through this program nor identification of a particular security in communications related to this program constitutes a solicitation of the security or a recommendation to buy, sell, or hold the security. Moomoo Financial Inc. And Moomoo do not provide investment advice and do not hereby recommend any security or transaction.

8.5 The interest rate available through the Cash Sweep Program may change at any time and without notice. The terms and conditions of the Cash Sweep Program are incorporated into the terms and conditions of the Existing Customer Cash Sweep Offer.

8.6 At its sole discretion, Moomoo Financial Inc. reserves the right to adjust the incentive program parameters.

8.7 Each user is limited to using one account, one mobile phone number, and one device to participate in promotions. Abnormal behavior (including but not limited to using mobile phone device emulators and artificially modifying mobile phone device numbers) may automatically disqualify or suspend users' eligibility for participating in the promotion.

8.8 Moomoo Technologies Inc. reserves the right to terminate this promotion at any time without notice. This promotion and the products and services available through Moomoo Financial Inc. and Moomoo Technologies Inc. are not available to all customers or in all geographic areas or in any jurisdiction where it is unlawful for them to offer such products and services.

8.9 Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a bonus before enrolling. For taxable accounts, the value of all Moomoo Financial Inc. offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. A special transaction code will be needed awards can be identified and picked up on the clients 1099-Misc.  Moomoo Financial Inc. and Moomoo Technologies Inc. do not take responsibility for any tax related to this referral program.

8.10 The promotion is restricted to unique device (mobile or computer) identifiers, as determined by Moomoo Financial Inc. and its affiliates. Each device is eligible to participate only once in the promotion above.

8.11 Other Terms and Conditions of moomoo apply, please see moomoo.com.

8.12 Translations from English are provided for convenience only. In case of any ambiguity or dispute over the terms or rules of this promotion, the terms and conditions of the English language version will control.

8.13 By participating in the promotion, you certify that you have read and understood the rules of this promotion as well as the terms and agreements of Moomoo Financial Inc. And Moomoo Technologies Inc.


8.15 The customer agreement for Moomoo Financial Inc. is available at https://www.moomoo.com/us/support/topic4_123.


These Terms and Conditions contain a pre-dispute arbitration clause and class action waiver. By participating in the promotion, you certify that you agree to the following:

• All parties to these Terms and Conditions are giving up their right to sue each other in court. including the right to jury trial, except as provided by the rules of the arbitration forum in which a claim is filed.

• Arbitration awards are generally final and binding; a party’s ability to have a court reverse or modify an arbitration award is very limited.

• The ability of the parties to obtain documents, witness statements, and other discovery is generally more limited in arbitration than in court proceedings.The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date.

The panel of arbitrators may include a minority of arbitrators who were or are affiliated with the securities industry. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court.

The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into these Terms and Conditions.

• No person will bring a putative or certified class action to arbitration, nor seek to enforce any predispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate will not constitute a waiver of any rights except to the extent stated herein. You agree that any controversy between Moomoo Financial Inc., Moomoo technologies Inc., their affiliates, any of their respective officers, directors, employees, or agents and you (including any of my officers, directors, employees, or agents) arising out of or relating to these Terms and Conditions, our relationship, any Brokerage Services provided by you, or the use of the App or your website, and whether arising before or after the date of these terms and conditions, shall be arbitrated and conducted under the provisions of the Code of Arbitration of the FINRA. If any party unsuccessfully resists confirmation or enforcement of an arbitration award rendered under these Terms and Conditions, then that party shall pay all costs, attorneys’ fees, and expenses incurred by the other party or parties in confirming or enforcing the award. Arbitration must be initiated by service upon the other party of a written demand for arbitration or notice of intention to arbitrate. Judgment, upon any award rendered by the arbitrator, may be entered in any court having jurisdiction.