Deposit
What deposit methods does moomoo support
How to deposit funds via ACH
How to deposit funds via wire transfer
FAQ about Authentication for ACH Transfers
How long does it take for my deposit to settle
How to cancel an ACH deposit request
What to do with failed ACH deposits
What is instant buying power
Why can’t I use my instant buying power
How can I increase my instant buying power limits
Will my deposits be reversed if I enter the wrong remittance details
How to check my deposit status
Is there any fee for a deposit
Which currency can I deposit
Withdrawal
Bank Account
Currency Exchange
Instant buying power is granted to your stock trading account while your ACH deposit is on the way. It helps you start investing right away.
For risk control reasons, you can only trade US underlying stocks and subscribe to US IPO stocks with instant buying power. Instant buying power dot not apply to US options and other products.
No interest is charged for using instant buying power.
If you have a loan from Futu when you receive instant buying power, it will be used to offset the corresponding interest-bearing amount of the loan in the short term, which means you have used the instant buying power instantly.
Note:
• When you trade using Instant Buying Power, your account balance may be negative. When your deposit arrives, the corresponding negative balance will be offset.
You can check your maximum instant buying power by going to [Deposit > Deposit via ACH > Instant Buying Power].
1. If the net worth of your stock trading account is 0, your maximum instant buying power will be up to $1,000.
2. If the net worth of your stock trading account is more than 0, your maximum instant buying power will be up to $10,000 depending on the actual net worth of your stock trading account.
The instant buying power will be withdrawn automatically after your ACH deposit lands in your account or seven business days after you initiated the ACH deposit.
If the bank rejects your ACH deposit request after you are granted instant buying power, you may be deemed as committing a breach. Depending on the breach, your maximum instant buying power may be reduced, and your access to instant buying power may be unavailable.
Moomoo is a professional trading app offered by Moomoo Technologies Inc. In the U.S., investment products and services on moomoo are offered by Moomoo Financial Inc., Member FINRA/SIPC.
Any illustrations, scenarios, or specific securities referenced herein are strictly for illustrative purposes. Past investment performance does not guarantee future results. Investing involves risk and the potential to lose principal.