US Stock MarketDetailed Quotes

XYF X Financial

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  • 3.846
  • +0.056+1.48%
Close Apr 26 16:00 ET
185.19MMarket Cap1.14P/E (TTM)

X Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
(Q2)Jun 30, 2022
(Q1)Mar 31, 2022
(FY)Dec 31, 2021
(Q4)Dec 31, 2021
Assets
Cash cash equivalents and federal funds sold
40.07%3.86B
32.64%3.67B
12.72%3.24B
11.43%2.78B
11.43%2.78B
-1.35%2.75B
-10.88%2.77B
10.31%2.87B
-0.56%2.49B
-0.56%2.49B
-Cash and cash equivalents
42.54%3.26B
28.60%3.08B
26.19%2.81B
13.78%2.37B
13.78%2.37B
-7.05%2.28B
-3.34%2.39B
10.77%2.22B
26.04%2.09B
26.04%2.09B
-Restricted cash and investments
28.05%599.7M
58.36%594.74M
-33.45%431.67M
-0.64%404.69M
-0.64%404.69M
40.71%468.35M
-40.48%375.56M
8.76%648.65M
-52.21%407.28M
-52.21%407.28M
Receivables
88.78%1.74B
104.38%1.49B
71.20%1.27B
43.78%1.2B
43.78%1.2B
3.80%922.24M
-0.31%730.81M
26.16%742.76M
70.59%834.24M
70.59%834.24M
-Accounts receivable
88.78%1.74B
104.38%1.49B
71.20%1.27B
54.06%1.16B
54.06%1.16B
3.80%922.24M
-0.31%730.81M
26.16%742.76M
77.87%755.37M
77.87%755.37M
-Other receivables
----
----
----
-54.76%35.68M
-54.76%35.68M
----
----
----
22.53%78.87M
22.53%78.87M
Prepaid assets
----
----
----
9.65%22.51M
9.65%22.51M
----
----
----
-64.96%20.53M
-64.96%20.53M
Net loan
14.24%4.53B
10.92%4.32B
9.15%3.9B
36.55%3.94B
36.55%3.94B
79.25%3.97B
94.17%3.89B
51.27%3.57B
0.58%2.89B
0.58%2.89B
-Gross loan
14.24%4.53B
10.92%4.32B
9.15%3.9B
37.61%4.05B
37.61%4.05B
79.25%3.97B
94.17%3.89B
51.27%3.57B
-1.03%2.94B
-1.03%2.94B
-Allowance for loans and lease losses
----
----
----
92.42%106.48M
92.42%106.48M
----
----
----
-46.04%55.34M
-46.04%55.34M
Securities and investments
55.04%259.07M
36.58%201.93M
53.72%180.54M
132.51%192.62M
132.51%192.62M
67.52%167.1M
50.97%147.85M
136.54%117.44M
1,280.73%82.84M
1,280.73%82.84M
-Available for sale securities
55.04%259.07M
36.58%201.93M
53.72%180.54M
132.51%192.62M
132.51%192.62M
67.52%167.1M
117.64%147.85M
136.54%117.44M
--82.84M
--82.84M
Long term equity investment
-7.81%522.41M
-8.77%517.02M
-10.53%504.38M
-11.44%495.99M
-11.44%495.99M
97.76%566.69M
99.32%566.69M
99.03%563.76M
89.45%560.04M
89.45%560.04M
Derivative assets
----
----
----
--0
--0
--0
--427K
-20.13%58.56M
-96.03%11.82M
-96.03%11.82M
Net PPE
60.27%8.55M
37.55%7.47M
22.33%5.92M
-5.28%5.86M
-5.28%5.86M
-13.06%5.33M
-32.61%5.43M
-48.07%4.84M
-44.43%6.19M
-44.43%6.19M
-Gross PPE
----
----
----
8.69%49.91M
8.69%49.91M
----
----
----
-4.86%45.92M
-4.86%45.92M
-Accumulated depreciation
----
----
----
-10.87%-44.05M
-10.87%-44.05M
----
----
----
-7.01%-39.73M
-7.01%-39.73M
Goodwill and other intangible assets
-1.72%36.51M
-1.12%35.93M
-0.45%36.16M
-73.14%36.55M
-73.14%36.55M
0.73%37.15M
-0.86%36.34M
-1.77%36.32M
-53.95%136.05M
-53.95%136.05M
-Other intangible assets
----
----
----
-73.14%36.55M
-73.14%36.55M
----
----
----
-53.95%136.05M
-53.95%136.05M
Other assets
-34.50%86.64M
-7.53%89.3M
11.69%121.8M
106.58%78.26M
106.58%78.26M
-74.24%132.28M
-77.82%96.57M
-75.30%109.05M
-39.78%37.88M
-39.78%37.88M
Total assets
28.69%11.16B
23.91%10.42B
13.24%9.33B
20.36%8.84B
20.36%8.84B
20.26%8.67B
17.06%8.41B
17.56%8.24B
-2.07%7.34B
-2.07%7.34B
Liabilities
Total deposits
-1.99%19.7M
-1.99%19.7M
-1.99%19.7M
-6.24%19.7M
-6.24%19.7M
-4.34%20.1M
-4.34%20.1M
-6.39%20.1M
-2.14%21.01M
-2.14%21.01M
Payables
22.53%3.99B
19.08%3.75B
8.65%3.28B
49.91%3.67B
49.91%3.67B
46.20%3.25B
24.63%3.15B
5.10%3.02B
-34.67%2.45B
-34.67%2.45B
-Accounts payable
----
----
----
134.81%195.09M
134.81%195.09M
----
----
----
-34.38%83.08M
-34.38%83.08M
-Total tax payable
41.56%699.81M
44.49%648.91M
38.13%570.84M
56.16%525.78M
56.16%525.78M
107.43%494.36M
152.77%449.12M
140.02%413.27M
125.98%336.69M
125.98%336.69M
-Dividends payable
--58.69M
--58.69M
----
----
----
----
----
----
----
----
-Other payable
17.00%3.23B
12.67%3.04B
3.98%2.71B
45.39%2.95B
45.39%2.95B
38.86%2.76B
14.93%2.7B
-3.50%2.61B
-41.58%2.03B
-41.58%2.03B
Current accrued expenses
51.08%71.09M
39.28%50.99M
28.37%31.53M
50.30%110.2M
50.30%110.2M
86.94%47.05M
33.06%36.61M
26.07%24.56M
-30.18%73.32M
-30.18%73.32M
Current debt and capital lease obligation
518.01%557.5M
3,213.55%662.71M
287.20%462.71M
-57.83%70.21M
-57.83%70.21M
20.20%90.21M
-88.57%20M
-6.68%119.5M
-52.50%166.5M
-52.50%166.5M
-Current debt
518.01%557.5M
3,213.55%662.71M
287.20%462.71M
-57.83%70.21M
-57.83%70.21M
20.20%90.21M
-88.57%20M
-6.68%119.5M
-52.50%166.5M
-52.50%166.5M
Long term debt and capital lease obligation
----
----
----
-8.32%11.3M
-8.32%11.3M
----
----
----
-26.91%12.33M
-26.91%12.33M
-Long term capital lease obligation
----
----
----
-8.32%11.3M
-8.32%11.3M
----
----
----
-26.91%12.33M
-26.91%12.33M
Non current deferred liabilities
1,680.37%42.82M
397.83%8.73M
--618K
--721.68K
--721.68K
--2.41M
--1.75M
----
----
----
Derivative product liabilities
--0
--0
-89.98%61.33M
-80.94%107.89M
-80.94%107.89M
-56.71%319.49M
-7.68%473.15M
127.68%611.76M
333.87%565.95M
333.87%565.95M
Other liabilities
87.09%764.35M
58.54%552.23M
36.47%427.53M
20.85%97.83M
20.85%97.83M
33.56%408.54M
-11.88%348.32M
-21.71%313.28M
50.21%80.95M
50.21%80.95M
Total liabilities
31.41%5.44B
24.58%5.04B
4.27%4.28B
21.35%4.08B
21.35%4.08B
22.15%4.14B
10.68%4.05B
10.72%4.11B
-23.88%3.37B
-23.88%3.37B
Shareholders'equity
Share capital
0.00%207K
0.00%207K
0.00%207K
0.00%206.79K
0.00%206.79K
0.00%207K
0.00%207K
0.00%207K
1.93%206.79K
1.93%206.79K
-common stock
0.00%207K
0.00%207K
0.00%207K
0.00%206.79K
0.00%206.79K
0.00%207K
0.00%207K
0.00%207K
1.93%206.79K
1.93%206.79K
Paid-in capital
0.26%3.21B
0.69%3.21B
0.86%3.2B
1.00%3.19B
1.00%3.19B
2.54%3.2B
2.53%3.19B
2.67%3.17B
2.98%3.16B
2.98%3.16B
Retained earnings
90.03%2.56B
94.88%2.21B
100.59%1.91B
100.14%1.62B
100.14%1.62B
97.86%1.35B
183.05%1.14B
433.29%950.79M
5,672.45%810.86M
5,672.45%810.86M
Less: Treasury stock
37.23%131.55M
3,902.45%132.2M
--121.5M
--124.6M
--124.6M
--95.87M
--3.3M
----
--0
--0
Gains losses not affecting retained earnings
1.07%77.27M
113.74%83.57M
1,538.74%56.34M
907.97%63.6M
907.97%63.6M
362.08%76.45M
168.03%39.1M
-86.87%3.44M
-70.04%6.31M
-70.04%6.31M
Total stockholders'equity
26.21%5.72B
23.29%5.38B
22.17%5.04B
19.52%4.75B
19.52%4.75B
18.59%4.53B
23.68%4.36B
25.25%4.13B
29.34%3.98B
29.34%3.98B
Non controlling interests
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Total equity
26.21%5.72B
23.29%5.38B
22.17%5.04B
19.52%4.75B
19.52%4.75B
18.59%4.53B
23.68%4.36B
25.25%4.13B
29.29%3.98B
29.29%3.98B
Currency Unit
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022(Q2)Jun 30, 2022(Q1)Mar 31, 2022(FY)Dec 31, 2021(Q4)Dec 31, 2021
Assets
Cash cash equivalents and federal funds sold 40.07%3.86B32.64%3.67B12.72%3.24B11.43%2.78B11.43%2.78B-1.35%2.75B-10.88%2.77B10.31%2.87B-0.56%2.49B-0.56%2.49B
-Cash and cash equivalents 42.54%3.26B28.60%3.08B26.19%2.81B13.78%2.37B13.78%2.37B-7.05%2.28B-3.34%2.39B10.77%2.22B26.04%2.09B26.04%2.09B
-Restricted cash and investments 28.05%599.7M58.36%594.74M-33.45%431.67M-0.64%404.69M-0.64%404.69M40.71%468.35M-40.48%375.56M8.76%648.65M-52.21%407.28M-52.21%407.28M
Receivables 88.78%1.74B104.38%1.49B71.20%1.27B43.78%1.2B43.78%1.2B3.80%922.24M-0.31%730.81M26.16%742.76M70.59%834.24M70.59%834.24M
-Accounts receivable 88.78%1.74B104.38%1.49B71.20%1.27B54.06%1.16B54.06%1.16B3.80%922.24M-0.31%730.81M26.16%742.76M77.87%755.37M77.87%755.37M
-Other receivables -------------54.76%35.68M-54.76%35.68M------------22.53%78.87M22.53%78.87M
Prepaid assets ------------9.65%22.51M9.65%22.51M-------------64.96%20.53M-64.96%20.53M
Net loan 14.24%4.53B10.92%4.32B9.15%3.9B36.55%3.94B36.55%3.94B79.25%3.97B94.17%3.89B51.27%3.57B0.58%2.89B0.58%2.89B
-Gross loan 14.24%4.53B10.92%4.32B9.15%3.9B37.61%4.05B37.61%4.05B79.25%3.97B94.17%3.89B51.27%3.57B-1.03%2.94B-1.03%2.94B
-Allowance for loans and lease losses ------------92.42%106.48M92.42%106.48M-------------46.04%55.34M-46.04%55.34M
Securities and investments 55.04%259.07M36.58%201.93M53.72%180.54M132.51%192.62M132.51%192.62M67.52%167.1M50.97%147.85M136.54%117.44M1,280.73%82.84M1,280.73%82.84M
-Available for sale securities 55.04%259.07M36.58%201.93M53.72%180.54M132.51%192.62M132.51%192.62M67.52%167.1M117.64%147.85M136.54%117.44M--82.84M--82.84M
Long term equity investment -7.81%522.41M-8.77%517.02M-10.53%504.38M-11.44%495.99M-11.44%495.99M97.76%566.69M99.32%566.69M99.03%563.76M89.45%560.04M89.45%560.04M
Derivative assets --------------0--0--0--427K-20.13%58.56M-96.03%11.82M-96.03%11.82M
Net PPE 60.27%8.55M37.55%7.47M22.33%5.92M-5.28%5.86M-5.28%5.86M-13.06%5.33M-32.61%5.43M-48.07%4.84M-44.43%6.19M-44.43%6.19M
-Gross PPE ------------8.69%49.91M8.69%49.91M-------------4.86%45.92M-4.86%45.92M
-Accumulated depreciation -------------10.87%-44.05M-10.87%-44.05M-------------7.01%-39.73M-7.01%-39.73M
Goodwill and other intangible assets -1.72%36.51M-1.12%35.93M-0.45%36.16M-73.14%36.55M-73.14%36.55M0.73%37.15M-0.86%36.34M-1.77%36.32M-53.95%136.05M-53.95%136.05M
-Other intangible assets -------------73.14%36.55M-73.14%36.55M-------------53.95%136.05M-53.95%136.05M
Other assets -34.50%86.64M-7.53%89.3M11.69%121.8M106.58%78.26M106.58%78.26M-74.24%132.28M-77.82%96.57M-75.30%109.05M-39.78%37.88M-39.78%37.88M
Total assets 28.69%11.16B23.91%10.42B13.24%9.33B20.36%8.84B20.36%8.84B20.26%8.67B17.06%8.41B17.56%8.24B-2.07%7.34B-2.07%7.34B
Liabilities
Total deposits -1.99%19.7M-1.99%19.7M-1.99%19.7M-6.24%19.7M-6.24%19.7M-4.34%20.1M-4.34%20.1M-6.39%20.1M-2.14%21.01M-2.14%21.01M
Payables 22.53%3.99B19.08%3.75B8.65%3.28B49.91%3.67B49.91%3.67B46.20%3.25B24.63%3.15B5.10%3.02B-34.67%2.45B-34.67%2.45B
-Accounts payable ------------134.81%195.09M134.81%195.09M-------------34.38%83.08M-34.38%83.08M
-Total tax payable 41.56%699.81M44.49%648.91M38.13%570.84M56.16%525.78M56.16%525.78M107.43%494.36M152.77%449.12M140.02%413.27M125.98%336.69M125.98%336.69M
-Dividends payable --58.69M--58.69M--------------------------------
-Other payable 17.00%3.23B12.67%3.04B3.98%2.71B45.39%2.95B45.39%2.95B38.86%2.76B14.93%2.7B-3.50%2.61B-41.58%2.03B-41.58%2.03B
Current accrued expenses 51.08%71.09M39.28%50.99M28.37%31.53M50.30%110.2M50.30%110.2M86.94%47.05M33.06%36.61M26.07%24.56M-30.18%73.32M-30.18%73.32M
Current debt and capital lease obligation 518.01%557.5M3,213.55%662.71M287.20%462.71M-57.83%70.21M-57.83%70.21M20.20%90.21M-88.57%20M-6.68%119.5M-52.50%166.5M-52.50%166.5M
-Current debt 518.01%557.5M3,213.55%662.71M287.20%462.71M-57.83%70.21M-57.83%70.21M20.20%90.21M-88.57%20M-6.68%119.5M-52.50%166.5M-52.50%166.5M
Long term debt and capital lease obligation -------------8.32%11.3M-8.32%11.3M-------------26.91%12.33M-26.91%12.33M
-Long term capital lease obligation -------------8.32%11.3M-8.32%11.3M-------------26.91%12.33M-26.91%12.33M
Non current deferred liabilities 1,680.37%42.82M397.83%8.73M--618K--721.68K--721.68K--2.41M--1.75M------------
Derivative product liabilities --0--0-89.98%61.33M-80.94%107.89M-80.94%107.89M-56.71%319.49M-7.68%473.15M127.68%611.76M333.87%565.95M333.87%565.95M
Other liabilities 87.09%764.35M58.54%552.23M36.47%427.53M20.85%97.83M20.85%97.83M33.56%408.54M-11.88%348.32M-21.71%313.28M50.21%80.95M50.21%80.95M
Total liabilities 31.41%5.44B24.58%5.04B4.27%4.28B21.35%4.08B21.35%4.08B22.15%4.14B10.68%4.05B10.72%4.11B-23.88%3.37B-23.88%3.37B
Shareholders'equity
Share capital 0.00%207K0.00%207K0.00%207K0.00%206.79K0.00%206.79K0.00%207K0.00%207K0.00%207K1.93%206.79K1.93%206.79K
-common stock 0.00%207K0.00%207K0.00%207K0.00%206.79K0.00%206.79K0.00%207K0.00%207K0.00%207K1.93%206.79K1.93%206.79K
Paid-in capital 0.26%3.21B0.69%3.21B0.86%3.2B1.00%3.19B1.00%3.19B2.54%3.2B2.53%3.19B2.67%3.17B2.98%3.16B2.98%3.16B
Retained earnings 90.03%2.56B94.88%2.21B100.59%1.91B100.14%1.62B100.14%1.62B97.86%1.35B183.05%1.14B433.29%950.79M5,672.45%810.86M5,672.45%810.86M
Less: Treasury stock 37.23%131.55M3,902.45%132.2M--121.5M--124.6M--124.6M--95.87M--3.3M------0--0
Gains losses not affecting retained earnings 1.07%77.27M113.74%83.57M1,538.74%56.34M907.97%63.6M907.97%63.6M362.08%76.45M168.03%39.1M-86.87%3.44M-70.04%6.31M-70.04%6.31M
Total stockholders'equity 26.21%5.72B23.29%5.38B22.17%5.04B19.52%4.75B19.52%4.75B18.59%4.53B23.68%4.36B25.25%4.13B29.34%3.98B29.34%3.98B
Non controlling interests --0--0--0--0--0--0--0--0--0--0
Total equity 26.21%5.72B23.29%5.38B22.17%5.04B19.52%4.75B19.52%4.75B18.59%4.53B23.68%4.36B25.25%4.13B29.29%3.98B29.29%3.98B
Currency Unit CNYCNYCNYCNYCNYCNYCNYCNYCNYCNY
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion with Explanatory Notes--

Analysis

Analyst Rating

No Data

Price Target

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