US Stock MarketDetailed Quotes

VBNK VersaBank

Watchlist
  • 10.190
  • +0.210+2.10%
Trading Apr 29 12:10 ET
264.57MMarket Cap8.16P/E (TTM)

VersaBank Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
(Q1)Jan 31, 2023
(FY)Oct 31, 2022
(Q4)Oct 31, 2022
(Q3)Jul 31, 2022
(Q2)Apr 30, 2022
Assets
Cash cash equivalents and federal funds sold
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-67.38%88.58M
-67.38%88.58M
-71.65%84.21M
-27.26%198.16M
-Cash and cash equivalents
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-67.38%88.58M
-67.38%88.58M
-71.65%84.21M
-27.26%198.16M
Receivables
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
--18.48M
--18.48M
83.29%16.41M
63.80%13.36M
-Accounts receivable
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
--18.48M
--18.48M
83.29%16.41M
63.80%13.36M
Net loan
23.09%3.96B
28.60%3.83B
28.60%3.83B
30.04%3.64B
39.41%3.4B
45.87%3.22B
41.60%2.98B
41.60%2.98B
44.07%2.8B
33.91%2.44B
-Gross loan
23.08%3.97B
28.60%3.83B
28.60%3.83B
30.06%3.65B
39.43%3.41B
45.88%3.22B
41.69%2.98B
41.69%2.98B
44.03%2.8B
33.87%2.44B
-Allowance for loans and lease losses
4.24%2.39M
31.99%2.51M
31.99%2.51M
58.74%2.7M
64.77%2.53M
57.32%2.29M
--1.9M
--1.9M
-1.91%1.7M
-6.30%1.53M
Securities and investments
163.70%133.96M
18.51%168.89M
18.51%168.89M
36.59%183.9M
4,160.76%40.61M
5,230.54%50.8M
--142.52M
--142.52M
14,027.49%134.64M
0.00%953K
-Available for sale securities
163.70%133.96M
18.51%168.89M
18.51%168.89M
36.59%183.9M
4,160.76%40.61M
5,230.54%50.8M
--142.52M
--142.52M
14,027.49%134.64M
0.00%953K
Derivative assets
1,097.96%587K
--1.52M
--1.52M
--1.12M
--103K
--49K
--0
--0
----
----
Net PPE
157.70%27.44M
-9.34%9.96M
-9.34%9.96M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
--10.99M
--10.99M
-8.16%11.26M
-10.17%11.34M
-Gross PPE
157.70%27.44M
-1.49%21.95M
-1.49%21.95M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
--22.28M
--22.28M
-8.16%11.26M
-10.17%11.34M
-Accumulated depreciation
----
-6.15%-11.99M
-6.15%-11.99M
----
----
----
---11.29M
---11.29M
----
----
Goodwill and other intangible assets
-45.09%8.45M
-4.41%8.55M
-4.41%8.55M
80.14%16.31M
74.86%16.03M
65.73%15.38M
--8.94M
--8.94M
-4.46%9.05M
-4.09%9.17M
-Goodwill
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
--5.75M
--5.75M
0.00%5.75M
0.00%5.75M
-Other intangible assets
-72.04%2.69M
-12.37%2.79M
-12.37%2.79M
219.92%10.55M
201.05%10.28M
172.95%9.63M
--3.19M
--3.19M
-11.36%3.3M
-10.28%3.41M
Other assets
55.95%20.2M
35.01%22.13M
35.01%22.13M
-12.76%14.02M
-16.02%13.59M
-23.29%12.95M
-59.54%16.39M
-59.54%16.39M
50.17%16.07M
55.17%16.19M
Total assets
22.03%4.31B
28.65%4.2B
28.65%4.2B
29.44%3.98B
38.53%3.73B
46.22%3.53B
35.23%3.27B
35.23%3.27B
34.54%3.08B
25.82%2.69B
Liabilities
Total deposits
24.38%3.64B
32.96%3.53B
32.96%3.53B
34.46%3.33B
46.27%3.11B
58.39%2.93B
43.40%2.66B
43.40%2.66B
36.16%2.48B
26.54%2.12B
Payables
36.36%9.97M
27.40%17.15M
27.40%17.15M
2.77%11.79M
-14.51%6.82M
-10.07%7.31M
--13.46M
--13.46M
-89.66%11.47M
-92.69%7.98M
-Accounts payable
37.60%7.54M
26.35%9.68M
26.35%9.68M
-12.65%7.27M
-30.84%4.05M
-10.93%5.48M
--7.66M
--7.66M
-92.37%8.32M
-94.57%5.85M
-Total tax payable
32.64%2.43M
28.79%7.47M
28.79%7.47M
43.40%4.53M
30.43%2.77M
-7.39%1.83M
--5.8M
--5.8M
53.77%3.16M
46.72%2.13M
Long term provisions
17.18%155.58M
21.93%153.77M
21.93%153.77M
26.05%160.15M
31.11%141.76M
15.98%132.78M
--126.11M
--126.11M
--127.05M
--108.12M
Long term debt and capital lease obligation
-0.10%106.95M
1.10%110.62M
1.10%110.62M
2.11%105.53M
5.41%108.65M
4.28%107.06M
14.85%109.42M
14.85%109.42M
2.37%103.35M
3.25%103.08M
-Long term debt
0.57%103.36M
1.81%106.85M
1.81%106.85M
2.92%101.59M
6.22%104.53M
5.16%102.77M
10.16%104.95M
10.16%104.95M
3.16%98.71M
4.26%98.41M
-Long term capital lease obligation
-16.32%3.59M
-15.66%3.77M
-15.66%3.77M
-15.07%3.94M
-11.68%4.12M
-13.13%4.3M
--4.47M
--4.47M
-11.98%4.64M
-14.21%4.67M
Non current deferred liabilities
0.71%709K
-7.00%731K
-7.00%731K
-14.30%659K
-16.13%681K
-17.66%704K
--786K
--786K
-8.45%769K
-5.80%812K
Other liabilities
21.15%8.74M
10.14%8.82M
10.14%8.82M
-12.15%9.66M
15.65%6.75M
37.28%7.21M
-94.05%8.01M
-94.05%8.01M
245.44%10.99M
78.87%5.83M
Total liabilities
23.27%3.92B
31.18%3.82B
31.18%3.82B
32.51%3.62B
43.48%3.37B
53.03%3.18B
39.96%2.92B
39.96%2.92B
34.17%2.73B
24.22%2.35B
Shareholders'equity
Share capital
-1.74%228.47M
-4.66%228.47M
-4.66%228.47M
-5.44%228.19M
-5.16%228.88M
-3.65%232.51M
-0.70%239.63M
-0.70%239.63M
45.15%241.32M
45.15%241.32M
-common stock
-1.85%214.82M
-4.94%214.82M
-4.94%214.82M
-5.77%214.54M
-5.46%215.23M
-3.87%218.87M
-6.36%225.98M
-6.36%225.98M
49.18%227.67M
49.18%227.67M
-Preferred stock
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
--13.65M
--13.65M
0.00%13.65M
0.00%13.65M
Paid-in capital
35.29%2.65M
55.89%2.51M
55.89%2.51M
96.72%2.34M
180.65%2.15M
473.31%1.96M
1,011.72%1.61M
1,011.72%1.61M
720.00%1.19M
427.59%765K
Retained earnings
35.33%157.85M
33.57%146.04M
33.57%146.04M
29.20%134.46M
26.30%125.4M
22.42%116.64M
20.62%109.34M
20.62%109.34M
21.54%104.07M
22.63%99.29M
Gains losses not affecting retained earnings
1.39%73K
32.32%131K
32.32%131K
-22.39%52K
118.60%94K
453.85%72K
2,575.00%99K
2,575.00%99K
3,250.00%67K
1,533.33%43K
Total stockholders'equity
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
5.59%350.68M
5.59%350.68M
37.54%346.65M
38.02%341.41M
Total equity
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
5.59%350.68M
5.59%350.68M
37.54%346.65M
38.02%341.41M
Currency Unit
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Jan 31, 2024(FY)Oct 31, 2023(Q4)Oct 31, 2023(Q3)Jul 31, 2023(Q2)Apr 30, 2023(Q1)Jan 31, 2023(FY)Oct 31, 2022(Q4)Oct 31, 2022(Q3)Jul 31, 2022(Q2)Apr 30, 2022
Assets
Cash cash equivalents and federal funds sold -36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M-67.38%88.58M-67.38%88.58M-71.65%84.21M-27.26%198.16M
-Cash and cash equivalents -36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M-67.38%88.58M-67.38%88.58M-71.65%84.21M-27.26%198.16M
Receivables 34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M--18.48M--18.48M83.29%16.41M63.80%13.36M
-Accounts receivable 34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M--18.48M--18.48M83.29%16.41M63.80%13.36M
Net loan 23.09%3.96B28.60%3.83B28.60%3.83B30.04%3.64B39.41%3.4B45.87%3.22B41.60%2.98B41.60%2.98B44.07%2.8B33.91%2.44B
-Gross loan 23.08%3.97B28.60%3.83B28.60%3.83B30.06%3.65B39.43%3.41B45.88%3.22B41.69%2.98B41.69%2.98B44.03%2.8B33.87%2.44B
-Allowance for loans and lease losses 4.24%2.39M31.99%2.51M31.99%2.51M58.74%2.7M64.77%2.53M57.32%2.29M--1.9M--1.9M-1.91%1.7M-6.30%1.53M
Securities and investments 163.70%133.96M18.51%168.89M18.51%168.89M36.59%183.9M4,160.76%40.61M5,230.54%50.8M--142.52M--142.52M14,027.49%134.64M0.00%953K
-Available for sale securities 163.70%133.96M18.51%168.89M18.51%168.89M36.59%183.9M4,160.76%40.61M5,230.54%50.8M--142.52M--142.52M14,027.49%134.64M0.00%953K
Derivative assets 1,097.96%587K--1.52M--1.52M--1.12M--103K--49K--0--0--------
Net PPE 157.70%27.44M-9.34%9.96M-9.34%9.96M-8.63%10.29M-6.47%10.61M-7.81%10.65M--10.99M--10.99M-8.16%11.26M-10.17%11.34M
-Gross PPE 157.70%27.44M-1.49%21.95M-1.49%21.95M-8.63%10.29M-6.47%10.61M-7.81%10.65M--22.28M--22.28M-8.16%11.26M-10.17%11.34M
-Accumulated depreciation -----6.15%-11.99M-6.15%-11.99M---------------11.29M---11.29M--------
Goodwill and other intangible assets -45.09%8.45M-4.41%8.55M-4.41%8.55M80.14%16.31M74.86%16.03M65.73%15.38M--8.94M--8.94M-4.46%9.05M-4.09%9.17M
-Goodwill 0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M--5.75M--5.75M0.00%5.75M0.00%5.75M
-Other intangible assets -72.04%2.69M-12.37%2.79M-12.37%2.79M219.92%10.55M201.05%10.28M172.95%9.63M--3.19M--3.19M-11.36%3.3M-10.28%3.41M
Other assets 55.95%20.2M35.01%22.13M35.01%22.13M-12.76%14.02M-16.02%13.59M-23.29%12.95M-59.54%16.39M-59.54%16.39M50.17%16.07M55.17%16.19M
Total assets 22.03%4.31B28.65%4.2B28.65%4.2B29.44%3.98B38.53%3.73B46.22%3.53B35.23%3.27B35.23%3.27B34.54%3.08B25.82%2.69B
Liabilities
Total deposits 24.38%3.64B32.96%3.53B32.96%3.53B34.46%3.33B46.27%3.11B58.39%2.93B43.40%2.66B43.40%2.66B36.16%2.48B26.54%2.12B
Payables 36.36%9.97M27.40%17.15M27.40%17.15M2.77%11.79M-14.51%6.82M-10.07%7.31M--13.46M--13.46M-89.66%11.47M-92.69%7.98M
-Accounts payable 37.60%7.54M26.35%9.68M26.35%9.68M-12.65%7.27M-30.84%4.05M-10.93%5.48M--7.66M--7.66M-92.37%8.32M-94.57%5.85M
-Total tax payable 32.64%2.43M28.79%7.47M28.79%7.47M43.40%4.53M30.43%2.77M-7.39%1.83M--5.8M--5.8M53.77%3.16M46.72%2.13M
Long term provisions 17.18%155.58M21.93%153.77M21.93%153.77M26.05%160.15M31.11%141.76M15.98%132.78M--126.11M--126.11M--127.05M--108.12M
Long term debt and capital lease obligation -0.10%106.95M1.10%110.62M1.10%110.62M2.11%105.53M5.41%108.65M4.28%107.06M14.85%109.42M14.85%109.42M2.37%103.35M3.25%103.08M
-Long term debt 0.57%103.36M1.81%106.85M1.81%106.85M2.92%101.59M6.22%104.53M5.16%102.77M10.16%104.95M10.16%104.95M3.16%98.71M4.26%98.41M
-Long term capital lease obligation -16.32%3.59M-15.66%3.77M-15.66%3.77M-15.07%3.94M-11.68%4.12M-13.13%4.3M--4.47M--4.47M-11.98%4.64M-14.21%4.67M
Non current deferred liabilities 0.71%709K-7.00%731K-7.00%731K-14.30%659K-16.13%681K-17.66%704K--786K--786K-8.45%769K-5.80%812K
Other liabilities 21.15%8.74M10.14%8.82M10.14%8.82M-12.15%9.66M15.65%6.75M37.28%7.21M-94.05%8.01M-94.05%8.01M245.44%10.99M78.87%5.83M
Total liabilities 23.27%3.92B31.18%3.82B31.18%3.82B32.51%3.62B43.48%3.37B53.03%3.18B39.96%2.92B39.96%2.92B34.17%2.73B24.22%2.35B
Shareholders'equity
Share capital -1.74%228.47M-4.66%228.47M-4.66%228.47M-5.44%228.19M-5.16%228.88M-3.65%232.51M-0.70%239.63M-0.70%239.63M45.15%241.32M45.15%241.32M
-common stock -1.85%214.82M-4.94%214.82M-4.94%214.82M-5.77%214.54M-5.46%215.23M-3.87%218.87M-6.36%225.98M-6.36%225.98M49.18%227.67M49.18%227.67M
-Preferred stock 0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M--13.65M--13.65M0.00%13.65M0.00%13.65M
Paid-in capital 35.29%2.65M55.89%2.51M55.89%2.51M96.72%2.34M180.65%2.15M473.31%1.96M1,011.72%1.61M1,011.72%1.61M720.00%1.19M427.59%765K
Retained earnings 35.33%157.85M33.57%146.04M33.57%146.04M29.20%134.46M26.30%125.4M22.42%116.64M20.62%109.34M20.62%109.34M21.54%104.07M22.63%99.29M
Gains losses not affecting retained earnings 1.39%73K32.32%131K32.32%131K-22.39%52K118.60%94K453.85%72K2,575.00%99K2,575.00%99K3,250.00%67K1,533.33%43K
Total stockholders'equity 10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M5.59%350.68M5.59%350.68M37.54%346.65M38.02%341.41M
Total equity 10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M5.59%350.68M5.59%350.68M37.54%346.65M38.02%341.41M
Currency Unit CADCADCADCADCADCADCADCADCADCAD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------

Analysis

Analyst Rating

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Price Target

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