US Stock MarketDetailed Quotes

OPRT Oportun Financial

Watchlist

3.220
+0.070+2.22%

Close Apr 29 16:00 ET

3.200
-0.020-0.62%

Post 17:40 ET

111.28MMarket Cap-659P/E (TTM)

Oportun Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

Hide blank lines

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

(Q2)Jun 30, 2022

(Q1)Mar 31, 2022

Assets

Cash cash equivalents and federal funds sold

1.08%206.02M

-26.66%199.65M

51.16%202.34M

18.39%201.92M

5.63%203.82M

21.65%272.21M

-62.61%133.86M

-6.89%170.56M

-Cash and cash equivalents

-7.72%91.19M

-53.44%81.89M

9.98%73.37M

-32.58%74.08M

-24.54%98.82M

4.42%175.86M

-51.81%66.71M

-21.76%109.86M

-Restricted cash and investments

9.36%114.83M

22.22%117.76M

92.07%128.96M

110.64%127.85M

69.35%105M

74.08%96.35M

-69.42%67.14M

41.92%60.69M

Receivables

-21.06%8.78M

-0.81%48.19M

45.05%51.82M

-0.48%39.86M

-67.52%11.12M

-2.76%48.58M

-6.20%35.73M

14.56%40.06M

-Accounts receivable

----

-5.18%29.02M

11.22%30.85M

39.12%31.75M

----

87.85%30.61M

112.58%27.74M

71.32%22.82M

-Other receivables

-21.06%8.78M

6.62%19.17M

162.57%20.97M

-52.93%8.11M

-16.56%11.12M

-46.60%17.98M

-68.11%7.99M

-20.37%17.24M

Prepaid assets

-34.80%15.76M

-34.42%16.43M

-5.04%19.33M

-23.38%20.11M

-4.69%24.17M

39.50%25.06M

23.71%20.36M

45.84%26.24M

Net loan

-6.71%2.96B

-1.69%2.94B

4.57%2.99B

22.93%3.01B

33.01%3.18B

51.54%2.99B

65.17%2.85B

46.68%2.45B

-Gross loan

-6.71%2.96B

-1.69%2.94B

4.57%2.99B

22.93%3.01B

33.01%3.18B

51.54%2.99B

65.17%2.85B

46.68%2.45B

Derivative assets

1,183.72%9.31M

--16.05M

--8.68M

----

--725K

----

Net PPE

-31.43%28.1M

-25.16%31.08M

-17.30%35.38M

-16.44%38.67M

-15.20%40.97M

-6.99%41.52M

-7.41%42.78M

-13.45%46.27M

-Gross PPE

-10.95%70.05M

-7.63%71.93M

-3.31%75.29M

-4.89%77.65M

-4.66%78.66M

-0.65%77.87M

-1.55%77.87M

-13.61%81.64M

-Accumulated depreciation

-11.32%-41.95M

-12.39%-40.86M

-13.74%-39.92M

-10.22%-38.98M

-10.25%-37.69M

-7.75%-36.35M

-6.68%-35.1M

13.81%-35.37M

Goodwill and other intangible assets

-17.93%114.74M

-8.47%127.29M

-44.82%133.01M

-41.90%137.86M

-40.56%139.8M

291.03%139.07M

642.31%241.06M

698.62%237.26M

-Goodwill

----

--0

--104.16M

-Other intangible assets

-17.93%114.74M

-8.47%127.29M

-2.84%133.01M

3.58%137.86M

6.57%139.8M

291.03%139.07M

321.56%136.9M

348.00%133.09M

Other assets

18.12%18.72M

-9.37%18.41M

-5.34%16.6M

91.17%33.67M

-18.01%15.85M

--20.31M

--17.54M

--17.61M

Total assets

-5.58%3.41B

-3.11%3.43B

3.64%3.47B

17.03%3.5B

22.64%3.61B

50.77%3.54B

50.80%3.35B

50.22%2.99B

Liabilities

Payables

-7.71%25.01M

13.96%27.6M

17.56%29.01M

-24.75%26.98M

-20.42%27.1M

-6.43%24.22M

19.73%24.67M

77.54%35.86M

-Accounts payable

-24.36%13.7M

30.72%14.79M

70.28%20.22M

126.24%15.76M

55.91%18.12M

43.64%11.31M

125.76%11.88M

27.53%6.97M

-Total tax payable

20.75%7.14M

-32.01%7.02M

-34.94%6.8M

-18.26%9.48M

-29.38%5.91M

41.71%10.32M

52.99%10.46M

88.77%11.6M

-Other payable

35.67%4.17M

124.14%5.79M

-15.46%1.98M

-89.95%1.74M

-78.15%3.07M

-75.89%2.59M

-72.49%2.34M

101.32%17.29M

Current accrued expenses

-5.35%24.79M

-26.95%22.16M

-22.12%24.25M

-2.98%28.08M

-28.17%26.19M

27.15%30.33M

114.44%31.13M

110.35%28.95M

Long term debt and capital lease obligation

-0.93%2.94B

1.37%2.92B

12.99%2.94B

34.11%2.97B

34.37%2.97B

66.61%2.89B

56.56%2.6B

52.52%2.22B

-Long term debt

-0.61%2.91B

1.71%2.89B

13.57%2.9B

35.25%2.94B

35.58%2.93B

68.52%2.85B

58.37%2.56B

54.43%2.17B

-Long term capital lease obligation

-25.22%28.38M

-23.05%30.9M

-21.81%33.12M

-20.66%35.67M

-20.44%37.95M

-7.70%40.15M

-7.27%42.36M

-4.39%44.96M

Non current deferred liabilities

----

-87.00%4.51M

-88.18%5.13M

7.57%30.58M

59.16%39.57M

80.47%34.73M

195.54%43.42M

Employee benefits

22.85%15.36M

-4.23%10.82M

27.28%17.06M

-24.02%14.3M

-65.67%12.5M

-62.27%11.3M

-42.84%13.4M

0.09%18.82M

Other liabilities

3.25%3.78M

--3.14M

--3.35M

----

--3.66M

----

Total liabilities

-1.91%3.01B

-0.08%2.99B

11.54%3.01B

30.02%3.05B

30.88%3.07B

62.86%2.99B

55.53%2.7B

54.11%2.34B

Shareholders'equity

Share capital

0.00%7K

16.67%7K

-common stock

0.00%7K

16.67%7K

Paid-in capital

6.71%584.56M

7.17%579.69M

7.76%575.59M

6.02%558.44M

4.08%547.8M

20.68%540.89M

20.25%534.15M

19.96%526.73M

Retained earnings

-2,949.05%-173.85M

-1,008.95%-132.03M

-192.14%-110.89M

-174.12%-95.99M

-92.72%6.1M

-79.15%14.53M

157.71%120.35M

228.28%129.51M

Less: Treasury stock

0.00%6.31M

Total stockholders'equity

-26.15%404.4M

-19.62%441.36M

-29.28%458.4M

-29.82%456.15M

-9.32%547.6M

7.37%549.11M

33.83%648.2M

37.70%649.94M

Total equity

-26.15%404.4M

-19.62%441.36M

-29.28%458.4M

-29.82%456.15M

-9.32%547.6M

7.37%549.11M

33.83%648.2M

37.70%649.94M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022	(Q2)Jun 30, 2022	(Q1)Mar 31, 2022
Assets
Cash cash equivalents and federal funds sold	1.08%206.02M	1.08%206.02M	-26.66%199.65M	51.16%202.34M	18.39%201.92M	5.63%203.82M	5.63%203.82M	21.65%272.21M	-62.61%133.86M	-6.89%170.56M
-Cash and cash equivalents	-7.72%91.19M	-7.72%91.19M	-53.44%81.89M	9.98%73.37M	-32.58%74.08M	-24.54%98.82M	-24.54%98.82M	4.42%175.86M	-51.81%66.71M	-21.76%109.86M
-Restricted cash and investments	9.36%114.83M	9.36%114.83M	22.22%117.76M	92.07%128.96M	110.64%127.85M	69.35%105M	69.35%105M	74.08%96.35M	-69.42%67.14M	41.92%60.69M
Receivables	-21.06%8.78M	-21.06%8.78M	-0.81%48.19M	45.05%51.82M	-0.48%39.86M	-67.52%11.12M	-67.52%11.12M	-2.76%48.58M	-6.20%35.73M	14.56%40.06M
-Accounts receivable	----	----	-5.18%29.02M	11.22%30.85M	39.12%31.75M	----	----	87.85%30.61M	112.58%27.74M	71.32%22.82M
-Other receivables	-21.06%8.78M	-21.06%8.78M	6.62%19.17M	162.57%20.97M	-52.93%8.11M	-16.56%11.12M	-16.56%11.12M	-46.60%17.98M	-68.11%7.99M	-20.37%17.24M
Prepaid assets	-34.80%15.76M	-34.80%15.76M	-34.42%16.43M	-5.04%19.33M	-23.38%20.11M	-4.69%24.17M	-4.69%24.17M	39.50%25.06M	23.71%20.36M	45.84%26.24M
Net loan	-6.71%2.96B	-6.71%2.96B	-1.69%2.94B	4.57%2.99B	22.93%3.01B	33.01%3.18B	33.01%3.18B	51.54%2.99B	65.17%2.85B	46.68%2.45B
-Gross loan	-6.71%2.96B	-6.71%2.96B	-1.69%2.94B	4.57%2.99B	22.93%3.01B	33.01%3.18B	33.01%3.18B	51.54%2.99B	65.17%2.85B	46.68%2.45B
Derivative assets	1,183.72%9.31M	1,183.72%9.31M	--16.05M	--8.68M	----	--725K	--725K	----	----	----
Net PPE	-31.43%28.1M	-31.43%28.1M	-25.16%31.08M	-17.30%35.38M	-16.44%38.67M	-15.20%40.97M	-15.20%40.97M	-6.99%41.52M	-7.41%42.78M	-13.45%46.27M
-Gross PPE	-10.95%70.05M	-10.95%70.05M	-7.63%71.93M	-3.31%75.29M	-4.89%77.65M	-4.66%78.66M	-4.66%78.66M	-0.65%77.87M	-1.55%77.87M	-13.61%81.64M
-Accumulated depreciation	-11.32%-41.95M	-11.32%-41.95M	-12.39%-40.86M	-13.74%-39.92M	-10.22%-38.98M	-10.25%-37.69M	-10.25%-37.69M	-7.75%-36.35M	-6.68%-35.1M	13.81%-35.37M
Goodwill and other intangible assets	-17.93%114.74M	-17.93%114.74M	-8.47%127.29M	-44.82%133.01M	-41.90%137.86M	-40.56%139.8M	-40.56%139.8M	291.03%139.07M	642.31%241.06M	698.62%237.26M
-Goodwill	----	----	----	----	----	----	----	--0	--104.16M	--104.16M
-Other intangible assets	-17.93%114.74M	-17.93%114.74M	-8.47%127.29M	-2.84%133.01M	3.58%137.86M	6.57%139.8M	6.57%139.8M	291.03%139.07M	321.56%136.9M	348.00%133.09M
Other assets	18.12%18.72M	18.12%18.72M	-9.37%18.41M	-5.34%16.6M	91.17%33.67M	-18.01%15.85M	-18.01%15.85M	--20.31M	--17.54M	--17.61M
Total assets	-5.58%3.41B	-5.58%3.41B	-3.11%3.43B	3.64%3.47B	17.03%3.5B	22.64%3.61B	22.64%3.61B	50.77%3.54B	50.80%3.35B	50.22%2.99B
Liabilities
Payables	-7.71%25.01M	-7.71%25.01M	13.96%27.6M	17.56%29.01M	-24.75%26.98M	-20.42%27.1M	-20.42%27.1M	-6.43%24.22M	19.73%24.67M	77.54%35.86M
-Accounts payable	-24.36%13.7M	-24.36%13.7M	30.72%14.79M	70.28%20.22M	126.24%15.76M	55.91%18.12M	55.91%18.12M	43.64%11.31M	125.76%11.88M	27.53%6.97M
-Total tax payable	20.75%7.14M	20.75%7.14M	-32.01%7.02M	-34.94%6.8M	-18.26%9.48M	-29.38%5.91M	-29.38%5.91M	41.71%10.32M	52.99%10.46M	88.77%11.6M
-Other payable	35.67%4.17M	35.67%4.17M	124.14%5.79M	-15.46%1.98M	-89.95%1.74M	-78.15%3.07M	-78.15%3.07M	-75.89%2.59M	-72.49%2.34M	101.32%17.29M
Current accrued expenses	-5.35%24.79M	-5.35%24.79M	-26.95%22.16M	-22.12%24.25M	-2.98%28.08M	-28.17%26.19M	-28.17%26.19M	27.15%30.33M	114.44%31.13M	110.35%28.95M
Long term debt and capital lease obligation	-0.93%2.94B	-0.93%2.94B	1.37%2.92B	12.99%2.94B	34.11%2.97B	34.37%2.97B	34.37%2.97B	66.61%2.89B	56.56%2.6B	52.52%2.22B
-Long term debt	-0.61%2.91B	-0.61%2.91B	1.71%2.89B	13.57%2.9B	35.25%2.94B	35.58%2.93B	35.58%2.93B	68.52%2.85B	58.37%2.56B	54.43%2.17B
-Long term capital lease obligation	-25.22%28.38M	-25.22%28.38M	-23.05%30.9M	-21.81%33.12M	-20.66%35.67M	-20.44%37.95M	-20.44%37.95M	-7.70%40.15M	-7.27%42.36M	-4.39%44.96M
Non current deferred liabilities	----	----	----	-87.00%4.51M	-88.18%5.13M	7.57%30.58M	7.57%30.58M	59.16%39.57M	80.47%34.73M	195.54%43.42M
Employee benefits	22.85%15.36M	22.85%15.36M	-4.23%10.82M	27.28%17.06M	-24.02%14.3M	-65.67%12.5M	-65.67%12.5M	-62.27%11.3M	-42.84%13.4M	0.09%18.82M
Other liabilities	3.25%3.78M	3.25%3.78M	--3.14M	--3.35M	----	--3.66M	--3.66M	----	----	----
Total liabilities	-1.91%3.01B	-1.91%3.01B	-0.08%2.99B	11.54%3.01B	30.02%3.05B	30.88%3.07B	30.88%3.07B	62.86%2.99B	55.53%2.7B	54.11%2.34B
Shareholders'equity
Share capital	0.00%7K	0.00%7K	0.00%7K	0.00%7K	0.00%7K	16.67%7K	16.67%7K	16.67%7K	16.67%7K	16.67%7K
-common stock	0.00%7K	0.00%7K	0.00%7K	0.00%7K	0.00%7K	16.67%7K	16.67%7K	16.67%7K	16.67%7K	16.67%7K
Paid-in capital	6.71%584.56M	6.71%584.56M	7.17%579.69M	7.76%575.59M	6.02%558.44M	4.08%547.8M	4.08%547.8M	20.68%540.89M	20.25%534.15M	19.96%526.73M
Retained earnings	-2,949.05%-173.85M	-2,949.05%-173.85M	-1,008.95%-132.03M	-192.14%-110.89M	-174.12%-95.99M	-92.72%6.1M	-92.72%6.1M	-79.15%14.53M	157.71%120.35M	228.28%129.51M
Less: Treasury stock	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M
Total stockholders'equity	-26.15%404.4M	-26.15%404.4M	-19.62%441.36M	-29.28%458.4M	-29.82%456.15M	-9.32%547.6M	-9.32%547.6M	7.37%549.11M	33.83%648.2M	37.70%649.94M
Total equity	-26.15%404.4M	-26.15%404.4M	-19.62%441.36M	-29.28%458.4M	-29.82%456.15M	-9.32%547.6M	-9.32%547.6M	7.37%549.11M	33.83%648.2M	37.70%649.94M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall