10baggerbammOP : so by a third if I am wrong and it drops $1 buy another third don't scream and holler at me cuz I'm telling you fair warning if we have another small regional Bank collapse like silicon valley or like community Bank of New York again it will wreak havoc on the regionals and Commercial real estate again the holdings here you need to look at the composition it is not your shopping malls it is not your strip malls it is not your office buildings there's data centers in this portfolio completely different other than the problem areas within today's society. but again if for some reason we get an event or causes it to drop a dollar take your other third and by there the last third is upon confirmation of a rate cut buy your last third then regardless of where the price is when he cuts buy it so that's the game plan I bought a little bit this morning and I believe that the upside here is going to be tremendous I think there's a short-term pop that potentially could be coming because we are technically oversold and that's my morning update and that's my two cents good luck to everyone