US Stock MarketDetailed Quotes

CZFS Citizens Financial Services

Watchlist
  • 40.000
  • -2.170-5.15%
Close Apr 26 16:00 ET
  • 41.040
  • +1.040+2.60%
Post 19:30 ET
188.28MMarket Cap10.42P/E (TTM)

Citizens Financial Services Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
(Q2)Jun 30, 2022
Assets
Cash cash equivalents and federal funds sold
3.76%33.44M
76.31%56.89M
76.31%56.89M
64.03%47.9M
72.43%49.52M
-74.14%32.23M
-82.45%32.27M
-82.45%32.27M
-74.21%29.2M
-76.16%28.72M
-Cash and cash equivalents
3.76%33.44M
76.31%56.89M
76.31%56.89M
64.03%47.9M
72.43%49.52M
-74.14%32.23M
-82.45%32.27M
-82.45%32.27M
-74.21%29.2M
-76.16%28.72M
Receivables
47.66%10.6M
50.61%11.04M
50.61%11.04M
57.81%10.33M
58.04%9.28M
32.55%7.18M
40.06%7.33M
40.06%7.33M
25.10%6.54M
5.57%5.87M
-Accounts receivable
47.66%10.6M
50.61%11.04M
50.61%11.04M
57.81%10.33M
58.04%9.28M
32.55%7.18M
40.06%7.33M
40.06%7.33M
25.10%6.54M
5.57%5.87M
Net loan
30.28%2.23B
31.04%2.24B
31.04%2.24B
30.11%2.24B
36.55%2.16B
16.90%1.71B
19.48%1.71B
19.48%1.71B
20.45%1.72B
12.51%1.58B
-Gross loan
30.38%2.25B
30.86%2.26B
30.86%2.26B
29.97%2.26B
36.40%2.18B
16.55%1.72B
19.34%1.73B
19.34%1.73B
20.27%1.74B
12.40%1.6B
-Allowance for loans and lease losses
41.63%21.6M
14.02%21.15M
14.02%21.15M
17.30%21.46M
23.23%21.65M
-13.14%15.25M
7.21%18.55M
7.21%18.55M
5.52%18.29M
3.77%17.57M
Securities and investments
-8.72%406.52M
-5.02%419.54M
-5.02%419.54M
-6.22%419.67M
-6.24%436.16M
-4.00%445.34M
6.52%441.71M
6.52%441.71M
12.08%447.48M
25.34%465.19M
-Available for sale securities
-13.78%1.66M
-12.23%1.94M
-12.23%1.94M
-17.68%1.86M
-19.92%1.85M
-21.32%1.92M
-2.73%2.21M
-2.73%2.21M
1.71%2.26M
7.50%2.31M
-Short term investments
-8.69%404.87M
-4.98%417.6M
-4.98%417.6M
-6.16%417.81M
-6.17%434.32M
-3.91%443.42M
6.57%439.51M
6.57%439.51M
12.13%445.22M
25.44%462.88M
Derivative assets
4.65%14.86M
-17.54%13.69M
-17.54%13.69M
2.66%18.14M
12.00%16.4M
--14.2M
313.84%16.6M
313.84%16.6M
--17.67M
--14.64M
Bank owned life insurance
24.88%49.42M
26.79%49.9M
26.79%49.9M
26.70%49.59M
28.96%50.19M
2.23%39.57M
2.21%39.36M
2.21%39.36M
28.24%39.14M
28.23%38.92M
Net PPE
19.87%21.08M
21.37%21.38M
21.37%21.38M
23.34%21.42M
22.35%21.38M
4.37%17.59M
3.54%17.62M
3.54%17.62M
0.97%17.37M
1.35%17.48M
-Gross PPE
----
14.22%39.21M
14.22%39.21M
----
----
----
4.34%34.33M
4.34%34.33M
----
----
-Accumulated depreciation
----
-6.67%-17.82M
-6.67%-17.82M
----
----
----
-5.20%-16.71M
-5.20%-16.71M
----
----
Goodwill and other intangible assets
174.01%89.21M
173.85%89.41M
173.85%89.41M
170.63%88.62M
170.61%88.83M
-1.11%32.56M
-1.08%32.65M
-1.08%32.65M
-0.93%32.75M
-0.77%32.83M
-Goodwill
173.32%85.76M
173.32%85.76M
173.32%85.76M
170.14%84.76M
170.14%84.76M
0.00%31.38M
0.00%31.38M
0.00%31.38M
0.00%31.38M
0.00%31.38M
-Other intangible assets
192.13%3.45M
186.95%3.65M
186.95%3.65M
181.98%3.87M
180.95%4.07M
-23.66%1.18M
-21.82%1.27M
-21.82%1.27M
-18.25%1.37M
-15.01%1.45M
Other assets
91.80%51.9M
128.95%59.07M
128.95%59.07M
11.52%43.07M
45.02%43.8M
-19.58%27.06M
75.54%25.8M
75.54%25.8M
93.87%38.62M
37.36%30.2M
Total assets
25.08%2.92B
27.51%2.98B
27.51%2.98B
25.94%2.96B
30.68%2.89B
7.23%2.34B
8.84%2.33B
8.84%2.33B
14.78%2.35B
10.46%2.21B
Liabilities
Total deposits
27.96%2.3B
25.88%2.32B
25.88%2.32B
24.96%2.34B
20.62%2.27B
-4.23%1.8B
0.44%1.84B
0.44%1.84B
7.34%1.87B
11.67%1.88B
Payables
133.20%4.12M
248.86%4.3M
248.86%4.3M
195.66%2.73M
298.59%2.26M
147.62%1.77M
73.28%1.23M
73.28%1.23M
12.03%922K
-28.26%566K
-Accounts payable
133.20%4.12M
248.86%4.3M
248.86%4.3M
195.66%2.73M
298.59%2.26M
147.62%1.77M
73.28%1.23M
73.28%1.23M
12.03%922K
-28.26%566K
Long term debt and capital lease obligation
-1.56%283.57M
25.17%322.04M
25.17%322.04M
22.10%316.15M
187.86%318.2M
322.29%288.06M
247.78%257.28M
247.78%257.28M
231.10%258.92M
12.99%110.54M
-Long term debt
-1.56%283.57M
25.17%322.04M
25.17%322.04M
22.10%316.15M
187.86%318.2M
322.29%288.06M
247.78%257.28M
247.78%257.28M
231.10%258.92M
12.99%110.54M
Derivative product liabilities
5.64%8.7M
-18.55%7.92M
-18.55%7.92M
--10.69M
--9.3M
--8.23M
362.92%9.73M
362.92%9.73M
----
----
Other liabilities
60.42%39.16M
91.90%39.92M
91.90%39.92M
7.06%31.82M
16.81%32.72M
-10.00%24.41M
12.86%20.8M
12.86%20.8M
62.94%29.73M
56.72%28.01M
Total liabilities
24.33%2.64B
26.36%2.7B
26.36%2.7B
24.94%2.7B
30.27%2.63B
7.44%2.12B
10.45%2.13B
10.45%2.13B
17.41%2.16B
12.17%2.02B
Shareholders'equity
Share capital
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
0.89%4.43M
0.89%4.43M
0.89%4.43M
0.89%4.43M
0.89%4.43M
-common stock
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
0.89%4.43M
0.89%4.43M
0.89%4.43M
0.89%4.43M
0.89%4.43M
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
76.99%143.23M
77.03%143.23M
77.03%143.23M
77.20%143.3M
77.21%143.35M
3.23%80.93M
3.21%80.91M
3.21%80.91M
3.19%80.87M
3.16%80.89M
Retained earnings
3.53%177.69M
4.88%172.98M
4.88%172.98M
5.53%167.74M
5.99%162.5M
13.76%171.63M
12.95%164.92M
12.95%164.92M
12.80%158.95M
12.97%153.32M
Less: Treasury stock
-1.15%16.79M
-1.07%16.79M
-1.07%16.79M
-0.54%16.87M
-1.41%16.8M
5.15%16.98M
5.12%16.97M
5.12%16.97M
8.19%16.97M
8.52%17.04M
Gains losses not affecting retained earnings
0.53%-26.62M
24.83%-24.91M
24.83%-24.91M
-2.20%-36.64M
-16.65%-30.98M
-81.25%-26.76M
-21,281.29%-33.14M
-21,281.29%-33.14M
-3,800.21%-35.86M
-1,749.63%-26.56M
Total stockholders'equity
32.56%282.67M
39.73%279.67M
39.73%279.67M
37.22%262.69M
34.97%263.23M
5.18%213.24M
-5.81%200.15M
-5.81%200.15M
-8.39%191.43M
-4.59%195.03M
Total equity
32.56%282.67M
39.73%279.67M
39.73%279.67M
37.22%262.69M
34.97%263.23M
5.18%213.24M
-5.81%200.15M
-5.81%200.15M
-8.39%191.43M
-4.59%195.03M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022(Q2)Jun 30, 2022
Assets
Cash cash equivalents and federal funds sold 3.76%33.44M76.31%56.89M76.31%56.89M64.03%47.9M72.43%49.52M-74.14%32.23M-82.45%32.27M-82.45%32.27M-74.21%29.2M-76.16%28.72M
-Cash and cash equivalents 3.76%33.44M76.31%56.89M76.31%56.89M64.03%47.9M72.43%49.52M-74.14%32.23M-82.45%32.27M-82.45%32.27M-74.21%29.2M-76.16%28.72M
Receivables 47.66%10.6M50.61%11.04M50.61%11.04M57.81%10.33M58.04%9.28M32.55%7.18M40.06%7.33M40.06%7.33M25.10%6.54M5.57%5.87M
-Accounts receivable 47.66%10.6M50.61%11.04M50.61%11.04M57.81%10.33M58.04%9.28M32.55%7.18M40.06%7.33M40.06%7.33M25.10%6.54M5.57%5.87M
Net loan 30.28%2.23B31.04%2.24B31.04%2.24B30.11%2.24B36.55%2.16B16.90%1.71B19.48%1.71B19.48%1.71B20.45%1.72B12.51%1.58B
-Gross loan 30.38%2.25B30.86%2.26B30.86%2.26B29.97%2.26B36.40%2.18B16.55%1.72B19.34%1.73B19.34%1.73B20.27%1.74B12.40%1.6B
-Allowance for loans and lease losses 41.63%21.6M14.02%21.15M14.02%21.15M17.30%21.46M23.23%21.65M-13.14%15.25M7.21%18.55M7.21%18.55M5.52%18.29M3.77%17.57M
Securities and investments -8.72%406.52M-5.02%419.54M-5.02%419.54M-6.22%419.67M-6.24%436.16M-4.00%445.34M6.52%441.71M6.52%441.71M12.08%447.48M25.34%465.19M
-Available for sale securities -13.78%1.66M-12.23%1.94M-12.23%1.94M-17.68%1.86M-19.92%1.85M-21.32%1.92M-2.73%2.21M-2.73%2.21M1.71%2.26M7.50%2.31M
-Short term investments -8.69%404.87M-4.98%417.6M-4.98%417.6M-6.16%417.81M-6.17%434.32M-3.91%443.42M6.57%439.51M6.57%439.51M12.13%445.22M25.44%462.88M
Derivative assets 4.65%14.86M-17.54%13.69M-17.54%13.69M2.66%18.14M12.00%16.4M--14.2M313.84%16.6M313.84%16.6M--17.67M--14.64M
Bank owned life insurance 24.88%49.42M26.79%49.9M26.79%49.9M26.70%49.59M28.96%50.19M2.23%39.57M2.21%39.36M2.21%39.36M28.24%39.14M28.23%38.92M
Net PPE 19.87%21.08M21.37%21.38M21.37%21.38M23.34%21.42M22.35%21.38M4.37%17.59M3.54%17.62M3.54%17.62M0.97%17.37M1.35%17.48M
-Gross PPE ----14.22%39.21M14.22%39.21M------------4.34%34.33M4.34%34.33M--------
-Accumulated depreciation -----6.67%-17.82M-6.67%-17.82M-------------5.20%-16.71M-5.20%-16.71M--------
Goodwill and other intangible assets 174.01%89.21M173.85%89.41M173.85%89.41M170.63%88.62M170.61%88.83M-1.11%32.56M-1.08%32.65M-1.08%32.65M-0.93%32.75M-0.77%32.83M
-Goodwill 173.32%85.76M173.32%85.76M173.32%85.76M170.14%84.76M170.14%84.76M0.00%31.38M0.00%31.38M0.00%31.38M0.00%31.38M0.00%31.38M
-Other intangible assets 192.13%3.45M186.95%3.65M186.95%3.65M181.98%3.87M180.95%4.07M-23.66%1.18M-21.82%1.27M-21.82%1.27M-18.25%1.37M-15.01%1.45M
Other assets 91.80%51.9M128.95%59.07M128.95%59.07M11.52%43.07M45.02%43.8M-19.58%27.06M75.54%25.8M75.54%25.8M93.87%38.62M37.36%30.2M
Total assets 25.08%2.92B27.51%2.98B27.51%2.98B25.94%2.96B30.68%2.89B7.23%2.34B8.84%2.33B8.84%2.33B14.78%2.35B10.46%2.21B
Liabilities
Total deposits 27.96%2.3B25.88%2.32B25.88%2.32B24.96%2.34B20.62%2.27B-4.23%1.8B0.44%1.84B0.44%1.84B7.34%1.87B11.67%1.88B
Payables 133.20%4.12M248.86%4.3M248.86%4.3M195.66%2.73M298.59%2.26M147.62%1.77M73.28%1.23M73.28%1.23M12.03%922K-28.26%566K
-Accounts payable 133.20%4.12M248.86%4.3M248.86%4.3M195.66%2.73M298.59%2.26M147.62%1.77M73.28%1.23M73.28%1.23M12.03%922K-28.26%566K
Long term debt and capital lease obligation -1.56%283.57M25.17%322.04M25.17%322.04M22.10%316.15M187.86%318.2M322.29%288.06M247.78%257.28M247.78%257.28M231.10%258.92M12.99%110.54M
-Long term debt -1.56%283.57M25.17%322.04M25.17%322.04M22.10%316.15M187.86%318.2M322.29%288.06M247.78%257.28M247.78%257.28M231.10%258.92M12.99%110.54M
Derivative product liabilities 5.64%8.7M-18.55%7.92M-18.55%7.92M--10.69M--9.3M--8.23M362.92%9.73M362.92%9.73M--------
Other liabilities 60.42%39.16M91.90%39.92M91.90%39.92M7.06%31.82M16.81%32.72M-10.00%24.41M12.86%20.8M12.86%20.8M62.94%29.73M56.72%28.01M
Total liabilities 24.33%2.64B26.36%2.7B26.36%2.7B24.94%2.7B30.27%2.63B7.44%2.12B10.45%2.13B10.45%2.13B17.41%2.16B12.17%2.02B
Shareholders'equity
Share capital 16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M0.89%4.43M0.89%4.43M0.89%4.43M0.89%4.43M0.89%4.43M
-common stock 16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M0.89%4.43M0.89%4.43M0.89%4.43M0.89%4.43M0.89%4.43M
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital 76.99%143.23M77.03%143.23M77.03%143.23M77.20%143.3M77.21%143.35M3.23%80.93M3.21%80.91M3.21%80.91M3.19%80.87M3.16%80.89M
Retained earnings 3.53%177.69M4.88%172.98M4.88%172.98M5.53%167.74M5.99%162.5M13.76%171.63M12.95%164.92M12.95%164.92M12.80%158.95M12.97%153.32M
Less: Treasury stock -1.15%16.79M-1.07%16.79M-1.07%16.79M-0.54%16.87M-1.41%16.8M5.15%16.98M5.12%16.97M5.12%16.97M8.19%16.97M8.52%17.04M
Gains losses not affecting retained earnings 0.53%-26.62M24.83%-24.91M24.83%-24.91M-2.20%-36.64M-16.65%-30.98M-81.25%-26.76M-21,281.29%-33.14M-21,281.29%-33.14M-3,800.21%-35.86M-1,749.63%-26.56M
Total stockholders'equity 32.56%282.67M39.73%279.67M39.73%279.67M37.22%262.69M34.97%263.23M5.18%213.24M-5.81%200.15M-5.81%200.15M-8.39%191.43M-4.59%195.03M
Total equity 32.56%282.67M39.73%279.67M39.73%279.67M37.22%262.69M34.97%263.23M5.18%213.24M-5.81%200.15M-5.81%200.15M-8.39%191.43M-4.59%195.03M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List
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