US Stock MarketDetailed Quotes

CZFS Citizens Financial Services

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  • 49.200
  • +3.300+7.19%
Close Mar 28 16:00 ET
  • 49.200
  • 0.0000.00%
Post 16:00 ET
231.58MMarket Cap12.12P/E (TTM)

Citizens Financial Services Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
(Q2)Jun 30, 2022
(Q1)Mar 31, 2022
Total revenue
12.21%91.87M
17.29%25.34M
21.02%26.07M
0.84%20.2M
8.35%20.25M
4.41%81.87M
11.49%21.61M
10.78%21.54M
5.89%20.03M
-9.59%18.69M
Net interest income
10.27%78.85M
12.73%21.45M
18.01%22.03M
-0.16%17.61M
9.82%17.77M
8.79%71.51M
13.40%19.03M
13.07%18.66M
9.52%17.64M
-0.99%16.18M
-Net interest income
51.95%125.71M
58.23%38.11M
68.09%36.31M
37.18%26.5M
39.83%24.79M
13.58%82.73M
30.77%24.09M
18.31%21.6M
7.50%19.32M
-2.54%17.73M
-Interest income from loans and lease
56.30%116.08M
63.26%35.64M
74.12%33.77M
40.87%24.12M
41.64%22.55M
11.89%74.27M
29.92%21.83M
17.52%19.4M
4.58%17.12M
-4.64%15.92M
-Interest income from deposits
84.00%736K
308.96%274K
332.79%264K
-18.59%127K
-38.79%71K
-10.51%400K
-40.18%67K
-48.31%61K
40.54%156K
9.43%116K
-Interest income from securities
10.30%8.9M
0.41%2.2M
6.06%2.27M
10.49%2.26M
28.20%2.17M
34.01%8.07M
45.55%2.19M
31.13%2.14M
37.16%2.04M
21.59%1.7M
-Total interest expense
317.52%46.86M
229.52%16.66M
386.38%14.29M
429.74%8.89M
352.48%7.03M
57.96%11.22M
208.99%5.06M
67.64%2.94M
-9.93%1.68M
-16.24%1.55M
-Interest expense for deposit
333.28%31.7M
327.82%12.18M
449.51%10.1M
304.13%5.48M
208.94%3.94M
25.34%7.32M
120.36%2.85M
29.25%1.84M
-11.08%1.36M
-20.21%1.28M
-Interest expense for long term debt and capital securities
288.00%15.16M
102.76%4.48M
280.80%4.19M
958.70%3.41M
1,010.79%3.09M
208.12%3.91M
541.86%2.21M
233.03%1.1M
-4.73%322K
8.59%278K
Non interest income
25.59%13.01M
50.97%3.89M
40.61%4.04M
8.23%2.59M
-1.07%2.49M
-18.31%10.36M
-0.81%2.58M
-2.11%2.87M
-14.86%2.39M
-42.00%2.52M
-Total premiums earned
47.18%1.25M
44.24%313K
126.39%489K
10.38%234K
5.31%218K
-53.39%852K
17.30%217K
30.91%216K
30.06%212K
-84.26%207K
-Fees and commissions
3.52%8.33M
10.65%2.12M
9.10%2.34M
-4.63%1.92M
-1.16%1.96M
11.03%8.04M
0.68%1.92M
19.00%2.14M
14.54%2.01M
10.56%1.98M
-Other non interest income
-9.23%767K
-8.68%200K
16.29%307K
-51.14%86K
-6.45%174K
-39.56%845K
9.50%219K
-26.26%264K
-60.80%176K
-52.43%186K
-Gain loss on sale of assets
42,000.00%1.26M
2,242.50%857K
655.71%529K
147.31%44K
-388.33%-173K
-100.16%-3K
-117.78%-40K
-86.77%70K
-127.35%-93K
-91.89%60K
-Dividend income
125.84%1.41M
50.94%403K
108.24%379K
245.56%311K
273.81%314K
64.81%623K
206.90%267K
116.67%182K
-15.09%90K
-16.83%84K
Credit losses provision
-228.46%-5.53M
22.48%-200K
34.48%-475K
-978.44%-4.85M
0
-8.58%-1.68M
-258K
-81.25%-725K
10.00%-450K
61.54%-250K
Non interest expense
25.11%55.55M
40.18%15.92M
36.22%15.82M
9.63%12.28M
12.74%11.53M
6.86%44.4M
4.36%11.36M
11.67%11.61M
8.53%11.2M
2.86%10.23M
Occupancy and equipment
33.54%4.95M
56.98%1.51M
63.82%1.48M
6.09%976K
6.83%986K
6.26%3.7M
12.15%960K
5.88%901K
7.98%920K
-0.32%923K
Professional expense and contract services expense
19.56%1.96M
115.00%688K
-13.95%506K
-1.78%387K
12.39%381K
7.54%1.64M
-14.21%320K
89.68%588K
-0.25%394K
-24.33%339K
Selling and administrative expenses
27.67%38.25M
36.19%11.65M
46.34%10.38M
13.03%8.61M
13.18%7.98M
7.98%29.96M
21.47%8.56M
0.85%7.09M
9.42%7.62M
5.12%7.05M
-General and administrative expense
27.67%38.25M
36.19%11.65M
46.34%10.38M
13.03%8.61M
13.18%7.98M
7.98%29.96M
21.47%8.56M
0.85%7.09M
9.42%7.62M
5.12%7.05M
Depreciation amortization depletion
139.10%373K
327.78%154K
292.50%157K
-22.50%31K
-22.50%31K
-18.75%156K
-21.74%36K
-16.67%40K
-18.37%40K
-18.37%40K
-Depreciation and amortization
139.10%373K
327.78%154K
292.50%157K
-22.50%31K
-22.50%31K
-18.75%156K
-21.74%36K
-16.67%40K
-18.37%40K
-18.37%40K
Other non-interest expense
12.09%10.02M
29.21%1.92M
10.36%3.3M
2.02%2.27M
14.78%2.16M
3.96%8.94M
-42.07%1.49M
38.65%2.99M
8.06%2.23M
3.41%1.88M
Income from associates and other participating interests
Special income (charges)
-3,074.32%-9.27M
0
-623K
-8.4M
-244K
-292K
-292K
0
0
0
Less:Restructuring and mergern&acquisition
3,074.32%9.27M
--0
--623K
--8.4M
--244K
--292K
--292K
--0
--0
--0
Other non-operating income (expenses)
Income before tax
-39.39%21.52M
-4.92%9.22M
-0.57%9.15M
-163.60%-5.33M
3.21%8.48M
0.50%35.5M
14.16%9.7M
6.45%9.2M
3.52%8.38M
-18.52%8.21M
Income tax
-42.44%3.7M
-7.78%1.68M
-3.38%1.6M
-180.16%-1.19M
9.31%1.61M
3.81%6.44M
17.50%1.83M
4.88%1.66M
2.14%1.48M
-8.91%1.47M
Earnings from equity interest net of tax
Net income
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
-20.36%6.74M
Net Income continuous operations
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
-20.36%6.74M
Minority interest income
Net income attributable to the parent company
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
-20.36%6.74M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
-20.36%6.74M
Basic earnings per share
-44.00%4.06
-18.79%1.6
-14.36%1.61
-158.72%-1.01
2.25%1.7129
0.18%7.25
14.20%1.9703
7.29%1.88
4.31%1.72
-20.15%1.6751
Diluted earnings per share
-44.00%4.06
-18.79%1.6
-14.36%1.61
-158.72%-1.01
2.25%1.7129
0.18%7.25
14.20%1.9703
7.29%1.88
4.31%1.72
-20.15%1.6751
Dividend per share
3.12%1.9452
3.10%0.49
3.10%0.49
3.13%0.485
3.13%0.4802
3.16%1.8864
3.15%0.4752
3.15%0.4752
3.17%0.4703
3.17%0.4656
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022(Q2)Jun 30, 2022(Q1)Mar 31, 2022
Total revenue 12.21%91.87M17.29%25.34M21.02%26.07M0.84%20.2M8.35%20.25M4.41%81.87M11.49%21.61M10.78%21.54M5.89%20.03M-9.59%18.69M
Net interest income 10.27%78.85M12.73%21.45M18.01%22.03M-0.16%17.61M9.82%17.77M8.79%71.51M13.40%19.03M13.07%18.66M9.52%17.64M-0.99%16.18M
-Net interest income 51.95%125.71M58.23%38.11M68.09%36.31M37.18%26.5M39.83%24.79M13.58%82.73M30.77%24.09M18.31%21.6M7.50%19.32M-2.54%17.73M
-Interest income from loans and lease 56.30%116.08M63.26%35.64M74.12%33.77M40.87%24.12M41.64%22.55M11.89%74.27M29.92%21.83M17.52%19.4M4.58%17.12M-4.64%15.92M
-Interest income from deposits 84.00%736K308.96%274K332.79%264K-18.59%127K-38.79%71K-10.51%400K-40.18%67K-48.31%61K40.54%156K9.43%116K
-Interest income from securities 10.30%8.9M0.41%2.2M6.06%2.27M10.49%2.26M28.20%2.17M34.01%8.07M45.55%2.19M31.13%2.14M37.16%2.04M21.59%1.7M
-Total interest expense 317.52%46.86M229.52%16.66M386.38%14.29M429.74%8.89M352.48%7.03M57.96%11.22M208.99%5.06M67.64%2.94M-9.93%1.68M-16.24%1.55M
-Interest expense for deposit 333.28%31.7M327.82%12.18M449.51%10.1M304.13%5.48M208.94%3.94M25.34%7.32M120.36%2.85M29.25%1.84M-11.08%1.36M-20.21%1.28M
-Interest expense for long term debt and capital securities 288.00%15.16M102.76%4.48M280.80%4.19M958.70%3.41M1,010.79%3.09M208.12%3.91M541.86%2.21M233.03%1.1M-4.73%322K8.59%278K
Non interest income 25.59%13.01M50.97%3.89M40.61%4.04M8.23%2.59M-1.07%2.49M-18.31%10.36M-0.81%2.58M-2.11%2.87M-14.86%2.39M-42.00%2.52M
-Total premiums earned 47.18%1.25M44.24%313K126.39%489K10.38%234K5.31%218K-53.39%852K17.30%217K30.91%216K30.06%212K-84.26%207K
-Fees and commissions 3.52%8.33M10.65%2.12M9.10%2.34M-4.63%1.92M-1.16%1.96M11.03%8.04M0.68%1.92M19.00%2.14M14.54%2.01M10.56%1.98M
-Other non interest income -9.23%767K-8.68%200K16.29%307K-51.14%86K-6.45%174K-39.56%845K9.50%219K-26.26%264K-60.80%176K-52.43%186K
-Gain loss on sale of assets 42,000.00%1.26M2,242.50%857K655.71%529K147.31%44K-388.33%-173K-100.16%-3K-117.78%-40K-86.77%70K-127.35%-93K-91.89%60K
-Dividend income 125.84%1.41M50.94%403K108.24%379K245.56%311K273.81%314K64.81%623K206.90%267K116.67%182K-15.09%90K-16.83%84K
Credit losses provision -228.46%-5.53M22.48%-200K34.48%-475K-978.44%-4.85M0-8.58%-1.68M-258K-81.25%-725K10.00%-450K61.54%-250K
Non interest expense 25.11%55.55M40.18%15.92M36.22%15.82M9.63%12.28M12.74%11.53M6.86%44.4M4.36%11.36M11.67%11.61M8.53%11.2M2.86%10.23M
Occupancy and equipment 33.54%4.95M56.98%1.51M63.82%1.48M6.09%976K6.83%986K6.26%3.7M12.15%960K5.88%901K7.98%920K-0.32%923K
Professional expense and contract services expense 19.56%1.96M115.00%688K-13.95%506K-1.78%387K12.39%381K7.54%1.64M-14.21%320K89.68%588K-0.25%394K-24.33%339K
Selling and administrative expenses 27.67%38.25M36.19%11.65M46.34%10.38M13.03%8.61M13.18%7.98M7.98%29.96M21.47%8.56M0.85%7.09M9.42%7.62M5.12%7.05M
-General and administrative expense 27.67%38.25M36.19%11.65M46.34%10.38M13.03%8.61M13.18%7.98M7.98%29.96M21.47%8.56M0.85%7.09M9.42%7.62M5.12%7.05M
Depreciation amortization depletion 139.10%373K327.78%154K292.50%157K-22.50%31K-22.50%31K-18.75%156K-21.74%36K-16.67%40K-18.37%40K-18.37%40K
-Depreciation and amortization 139.10%373K327.78%154K292.50%157K-22.50%31K-22.50%31K-18.75%156K-21.74%36K-16.67%40K-18.37%40K-18.37%40K
Other non-interest expense 12.09%10.02M29.21%1.92M10.36%3.3M2.02%2.27M14.78%2.16M3.96%8.94M-42.07%1.49M38.65%2.99M8.06%2.23M3.41%1.88M
Income from associates and other participating interests
Special income (charges) -3,074.32%-9.27M0-623K-8.4M-244K-292K-292K000
Less:Restructuring and mergern&acquisition 3,074.32%9.27M--0--623K--8.4M--244K--292K--292K--0--0--0
Other non-operating income (expenses)
Income before tax -39.39%21.52M-4.92%9.22M-0.57%9.15M-163.60%-5.33M3.21%8.48M0.50%35.5M14.16%9.7M6.45%9.2M3.52%8.38M-18.52%8.21M
Income tax -42.44%3.7M-7.78%1.68M-3.38%1.6M-180.16%-1.19M9.31%1.61M3.81%6.44M17.50%1.83M4.88%1.66M2.14%1.48M-8.91%1.47M
Earnings from equity interest net of tax
Net income -38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M-20.36%6.74M
Net Income continuous operations -38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M-20.36%6.74M
Minority interest income
Net income attributable to the parent company -38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M-20.36%6.74M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders -38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M-20.36%6.74M
Basic earnings per share -44.00%4.06-18.79%1.6-14.36%1.61-158.72%-1.012.25%1.71290.18%7.2514.20%1.97037.29%1.884.31%1.72-20.15%1.6751
Diluted earnings per share -44.00%4.06-18.79%1.6-14.36%1.61-158.72%-1.012.25%1.71290.18%7.2514.20%1.97037.29%1.884.31%1.72-20.15%1.6751
Dividend per share 3.12%1.94523.10%0.493.10%0.493.13%0.4853.13%0.48023.16%1.88643.15%0.47523.15%0.47523.17%0.47033.17%0.4656
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------

Analysis

Analyst Rating

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Price Target

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