About LUFAX Company

We are China's leading financial services enabler for small and micro business owners. Our mission is to enhance the competitiveness and sustainable development capabilities of small and micro enterprises by providing convenient channels for small and micro business owners to obtain inclusive products and services, and empowering institutional partners to efficiently reach and serve small and micro business owners. We provide finance products tailored to meet the many unmet needs of small and micro business owners and other premium borrowers. In the process, we have established cooperative relationships with over 550 financial institutions in China, many of which have been cooperating with us for over 3 years. These financial institutions provide funding and credit enhancement services for the loans we empower, and provide other products to enrich the ecosystem of small and micro business owners we are creating. Through our unique offline-to-online model and a nationwide direct sales team, since our establishment, as of September 30, 2022, we have served a total of about 6.6 million small and micro business owners in China. As of the same date, the retail credit balance we have enabled reached RMB 636.5 billion. As of June 30, 2022, based on the loan balance of inclusive small and micro enterprise loans, we ranked second among non-traditional financial service providers serving small and micro business owners in China.