Zhejiang Merchants Bank Co., Ltd. is a joint-stock commercial bank headquartered in Zhejiang. The bank operates through four business divisions: the corporate banking segment covers the provision of financial products and services to corporate customers, government agencies and financial institutions, these products and services include corporate loans and advances, trade finance, deposit products and other types of corporate intermediary business The retail banking segment covers the provision of financial products and services to individual customers, including personal loans and advances, deposit products, bank card business and other types of personal intermediary services; the capital business segment covers money market transactions, repo transactions, debt instruments investment, proprietary or valet financial derivatives business, and other business segments.