About BCQ Company

The Bank is one of the earliest local joint-stock commercial banks established in western China and the upper reaches of the Yangtze River. Its predecessor was Chongqing City Cooperative Bank, which was formed by 37 city credit cooperatives and urban credit unions in 1996. The name was changed to Chongqing Commercial Bank Co., Ltd. in 1998, and Bank of Chongqing Co., Ltd. in 2007. In 2013, the Bank was listed on the Hong Kong Stock Exchange, becoming the first mainland city commercial bank listed in Hong Kong. In 2021, the Bank was listed on the Shanghai Stock Exchange, becoming the third “A+H” listed commercial bank in the country and the first “A+H” listed city in the Yangtze River Economic Belt. With the strategic vision of “building a first-class listed commercial bank that sticks to its roots, has distinctive characteristics, safety and stability, and excellent value”, the Bank promotes the three major tasks of “service improvement, digital transformation, and characteristic development”, and builds three major systems of “technological empowerment, talent empowerment, and management empowerment”, forming a new “1-3-3” strategic development pattern to promote high-quality development throughout the bank. As of December 31, 2023, the Bank has 183 business outlets, covering “one city and three provinces”, including all districts and counties in Chongqing, Sichuan, Guizhou, Shaanxi and other provinces, holding Chongqing Yuyu Financial Leasing Co., Ltd. and Xingyi Wanfeng Village Bank Co., Ltd.; the total assets of the Group were 759.884 billion yuan, total deposits were 414.813 billion yuan, total loans were 392,935 billion yuan, the non-performing loan ratio was 1.34%, and the provision coverage rate was 234.18%. The main operating indicators all met regulatory requirements. The Bank has always adhered to the strategic position of “local banks, banks for small and micro enterprises, and banks for citizens”, adheres to the original intention of serving the local economy, serving small and micro enterprises, and serving urban and rural residents, and continuously optimizes and enhances financial service capabilities by focusing on reforms, restructuring, promoting transformation, and improving quality. During the reporting period, the Bank focused on major strategies and important industries, actively served the real economy, provided more than 130 billion yuan in credit support to the fields of connectivity, modern industry, and ecological livability in the Chengdu and Chongqing region; led the establishment of a new land and sea channel financial services consortium, investing nearly 13 billion yuan in trade finance and foreign currency bonds; actively integrated into the Chongqing Green Finance Reform and Innovation Pilot Zone and climate investment and financing pilot construction; and continued to promote the implementation of environmental rights pledged financing services such as pollution rights and forest rights. The scale of green loans increased by 30.56% over the end of the previous year; the scale of green loans increased by 30.56% over the end of the previous year. Xing, The balance of inclusive small and micro loans increased 15.19% compared to the end of the previous year, and the balance of agricultural loans increased 15.81% from the end of the previous year; focusing on improving consumer credit and services, giving full play to the advantages of the product system, the self-operated online consumer loan product “JET e-Loan”, and the balance has continuously doubled in the past three years; focusing on digital transformation and technology-driven, becoming the first local legal bank in the country to have innovative applications selected for 4 consecutive years in the People's Bank of China's fintech innovation supervision pilot; focusing on brand building and image improvement, receiving the Standard & Poor BBB-International Investment Rating for 7 consecutive years. The outlook is “stable”. 》It has been in the top 300 for 8 consecutive years in the magazine Qianjia Bank rankings.