The Bank is one of the earliest local joint-stock commercial banks established in western China and the upper reaches of the Yangtze River. Its predecessor was the Chongqing City Cooperative Bank, which was jointly formed in 1996 by 37 city credit cooperatives and city credit unions. The name was changed to Chongqing Commercial Bank Co., Ltd. in 1998 and Chongqing Bank Co., Ltd. in 2007. In 2013, the Bank was listed on the Hong Kong Stock Exchange, becoming the first mainland city commercial bank to be listed in Hong Kong. On February 5, 2021, the Bank was listed on the Shanghai Stock Exchange, becoming the third “A+H” listed commercial bank in the country and the first “A+H” listed commercial bank in the Yangtze River Economic Belt. With the strategic vision of “building a first-class listed commercial bank that 'sticks to the roots, distinctive features, safety and stability, and excellent value'” as its strategic vision, the Bank promotes the three tasks of “service improvement, digital transformation, and characteristic development”, and constructs the three major systems of “technology empowerment, talent empowerment, and management empowerment”, forming a new “1-3-3” strategic development pattern to promote the entire bank to achieve high-quality development. As of June 30, 2023, the Bank has 173 business outlets, covering “one city and three provinces”, including all districts and counties in Chongqing and the provinces of Sichuan, Guizhou, and Shaanxi, etc., and holds Chongqing Yuyu Financial Leasing Co., Ltd. and Xingyi Wanfeng Village Bank Co., Ltd.; the Group has total assets of 727.61 billion yuan, total deposits of 406.177 billion yuan, total loans of 378.412 billion yuan, a non-performing loan ratio of 1.21%, and the provision coverage rate is 251.88%. The main operating indicators have all met regulatory requirements. The Bank has always adhered to the market position of “local banks, banks for small and micro enterprises, banks for citizens”, adheres to the original intention of serving the local economy, small and micro enterprises, and urban and rural residents, and continuously optimizes and enhances financial service capabilities through reforms, structural adjustments, promotion of transformation, and quality improvement. During the reporting period, the Bank focused on major strategies and important industries, actively served the real economy, increased credit support in areas such as the Chengdu and Chongqing Shuangcheng Economic Zone, the Western Land and Sea Corridor, and Chongqing's “33618” Modern Manufacturing Industry Cluster. It provided more than 70 billion yuan in credit support to industrial development in the Shuangcheng Economic Zone, and launched innovative business of nearly 7 billion yuan around the construction of a new land and sea corridor in the west. Focusing on inclusive finance and rural revitalization, it continued to meet the financial service needs of small and micro enterprises, individual businesses, agricultural farmers and new citizens. The “two” loans increased by 336 billion yuan over the end of the previous year ; Focusing on improving consumer credit and service, giving full play to the advantages of the product system, the “Czech e-Loan” balance increased by 55.72% compared to the end of the previous year; focusing on digital transformation and technology-driven to achieve full coverage of intelligent wide area networks. It is also the first local legal bank in the country to have innovative applications selected for four consecutive years in the People's Bank of China's Fintech Innovation Supervision Pilot; focusing on brand building and image improvement, it has been ranked in the top 300 for 7 consecutive years in the ranking of the “Banker” magazine.
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