About PSBC Company

China's postal savings can be traced back to the postal savings business established in 1919, and has a history of 100 years. In March 2007, China Postal Savings Bank Co., Ltd. was established on the basis of reforming the original postal savings management system. In January 2012, the Bank was restructured as a company limited by shares. The Bank was listed on the Hong Kong Stock Exchange in September 2016. Listed on the Shanghai Stock Exchange in December 2019. The Bank has nearly 40,000 business outlets, serving more than 660 million individual customers, and is positioned to serve the “three rural areas”, urban and rural residents, and small and medium-sized enterprises. Relying on the unique model and resource endowment of “ownership+agency”, the Bank is committed to providing services to the most dynamic customer groups in China's economic transformation and accelerating the transformation to a new retail bank driven by data, channel collaboration, batch and zero linkage, and efficient operation. The Bank has excellent asset quality and significant growth potential, and is a leading large retail bank in China. The Bank insists on serving the real economy, actively implementing national strategies, and actively fulfilling social responsibilities. Adhere to the customer as the center, build an online and offline interconnected and integrated financial service system to provide customers with high-quality, convenient and efficient comprehensive financial services. Adhere to risk-based, adhere to a prudent and prudent risk appetite, comprehensively enhance risk leadership capabilities, and continuously improve a “comprehensive, full, and full staff” comprehensive risk management system. Adhere to the business philosophy of “understanding the market and being one step ahead”, be brave in innovation and transformation, deepen capacity building, and achieve our own high-quality development. Since its establishment 17 years ago, the Bank's market position and influence have become more and more prominent. Fitch and Moody's respectively gave the Bank an A+ and A1 ratings consistent with China's sovereignty; S&P Global gave the Bank an A rating; the S&P Credit Rating gave the Bank an AaAsPC rating; and China Chengxin International gave the Bank an AAA rating. In 2023, the Bank's Tier 1 capital ranked 12th in the “Top 1000 Global Banks” ranking by “The Banker” (TheBanker). Facing the new requirements for financial work in the new era and the new journey, the Bank thoroughly implements the new development concept, closely follows the theme of high-quality development, adheres to the general tone of steady progress, comprehensively deepens reform and innovation, resolutely carries out the economic responsibilities, political responsibilities and social responsibilities of major state-owned banks, and does five major articles on technology finance, green finance, inclusive finance, pension finance, and digital finance, continuously improving the quality and efficiency of serving the real economy, focusing on improving customer service capabilities, and implementing the “5+1” strategic path 1 to accelerate the “5+1” strategic path 1” Finance The five major differentiated growth poles of small and micro finance, active credit, wealth management, and financial markets strive to become a first-class large-scale retail bank with customer trust, distinctive characteristics, steady and secure, innovation-driven, and excellent value.