REF Holdings Limited is a Hong Kong investment holding company mainly engaged in providing financial printing services for the financial sector in Hong Kong. The company's main business includes providing printing, translation and media distribution services. Printing services mainly include typesetting, proofreading, design, printing, ordering and distribution of listing documents, financial reports, compliance documents and other documents. Translation services mainly include Chinese-English translation of all kinds of printed documents. The media distribution division mainly includes uploading documents to the Internet or publishing them in newspapers. The company mainly does business in Hong Kong.