A Regular Savings Plan (RSP) is a low-threshold investment tool that allows you to automatically invest funds on a recurring schedule. This handy feature uses fractional shares trading to help lower the average amount you spend on investments and reduce the impact of volatility. The investment threshold for US stock RSP can be as low as $10, making it an effective way to build wealth over time.
A Regular Savings Plan (RSP) has the following benefits.
Lower cost for buying quality stocks
Regular Savings Plan (RSP) has a relatively lower investment cost and supports a list of stocks, which are mostly Nasdaq-listed and may pay dividends regularly. The entry threshold for stock RSP is as low as $10 per month, so you can get started building a diversified investment portfolio with fractional shares trading.
Flexibility
With an RSP, you can choose any amount and frequency at which you’d like to invest, whether it's daily, weekly, or monthly. You can also adjust, pause, or delete your RSP at any time.
Help manage volatility
Regularly investing a fixed amount can help reduce the impact of short-term market fluctuations over time, as you can buy more shares when the stock price falls, and fewer shares when it rises.
Frees up your time
As RSP is a fixed amount invested on a regular basis, you don't need to keep an eye on the market constantly. Simply pick your desired stocks, and how often you'd like to invest, and we'll handle the rest.
A Regular Savings Plan (RSP) with Moomoo SG offers you the most flexible investment schedule, you can invest daily, weekly, or monthly, and adjust, pause, or stop the plan at any time. Fractional shares trading helps you steadily build your portfolio while reliably tracking your average cost to monitor gains and losses.
Trade Size | Commission & Platform Fees |
< 1 Share | 0 Commission Fees Platform Fees at 0.99% * Amount, capped at $0.99 per order. |
≥1 Shares | Commissions and Platform Fees are charged based on the Standard US stock trading fees. |
Here's how to create your plan in 3 steps.
a. Open the app, and go to Account > More > RSP
b. Create an investment plan or pick a stock from RSP Rankings.
c. Choose "Paying Account", "Stock Symbol", "Investment Amount", "Contribution Frequency"
You can also tap "i" to view the specific rules of a stock RSP, and adjust, pause, or stop the plan at any time.
All investments carry risks, and it is possible to lose some or all of your principal investment.
Investors should carefully consider the investment objectives, risks, charges, and expenses of any securities before investing. This information can be found in the prospectus and summary prospectus, which should be reviewed before making any investment decisions. Past performance does not guarantee future results. If necessary, seek independent legal, tax, financial, and other professional advice before making any investment decisions.