Sunong Bank (603323) issued a notice on September 22nd, 2021: Guoxin Securities, Southern Fund, Boshi Fund and Jianxin Insurance Capital Management conducted a survey of our company on September 16, 2021, and this survey was conducted by the secretary of the board of directors. Mudu Branch and Kechuang Financial Center are responsible for receiving.

The main contents of this survey are as follows:
Excuse me, what is the main focus of your bank in expanding its business in the urban area of Suzhou? A: the Bank takes Wujiang as its "base camp", regards Suzhou City as a "new market", adheres to the rapids, takes entity enterprises, small and medium-sized enterprises, and individual industrial and commercial households as a breakthrough direction, and continues to enhance the breadth and depth of services in Suzhou City. As a local corporate bank, the bank relies on the advantages of network layout, deeply ploughs regional customers, gives full play to the advantages of flexible corporate banking system and mechanism, short decision-making chain, timely service response and efficient business. Since the beginning of this year, the Bank has started with promoting the implementation of the "cultivation and return Plan for small and medium-sized Enterprises", creating two major characteristics of green finance and science and technology finance, providing customized, characteristic and innovative financial services for enterprises, and improving the capacity of a package of financial services. build the "small and medium-sized enterprise financial service housekeeper" brand. Take the "Su Nong loan" and other leading products as the focus, create a development model of "giving priority to online and offline as a supplement", rely on the advantages of the network, sink the service focus, and build a grid marketing service system, while deepening through the rural market, go deep into communities and streets, solidly do a good job in customer service marketing, broaden the coverage of inclusive finance, and promote the rapid development of retail business.
Second, please introduce the business development of Sunong Bank in the field of science and technology finance. A: at the end of 2019, the Bank set up the first Science and Technology Innovation Financial Center of Jiangsu Agricultural Commercial Bank system in Xiangcheng District, Suzhou City. It is specifically responsible for the research and design of science and technology financial products, the construction of comprehensive financial service plans for science and technology enterprises, the credit business risk management of science and technology enterprises, and the simultaneous establishment of the "Science and Technology Financial Industry Park Branch". Actively using independent innovation products in the industry, various government risk compensation products in Suzhou, and direct financing products of science and technology, docking all kinds of industrial parks in the city, providing comprehensive financial services for all kinds of science and technology enterprises in Suzhou, and successfully launched the "YOU&MEo Chuang" comprehensive financial service brand. It has realized a new development model of science and technology innovation finance with exclusive institutions, exclusive products and professional platforms, and while developing and creating credit products, by promoting the establishment of investment and loan linkage funds and promoting corporate and corporate bond investment, the linkage service model of "credit + bond + equity" has been created, changing the role from a simple loan provider to an enterprise comprehensive financial service provider. Strive to create Suzhou samples of financial support for the real economy. As of August 2021, the bank supported more than 400 high-quality technology-based small and medium-sized enterprises, with a loan balance of more than 4.5 billion yuan.

Sunong Bank's main business: taking public deposits; issuing short-term, medium-term and long-term loans; handling domestic and foreign settlement business; handling bill acceptance and discount; acting receipt and payment and acting insurance business; agent issuing, acting payment, underwriting government bonds; buying and selling government bonds and financial bonds; engaging in interbank lending; providing safe deposit box services; foreign exchange deposits; foreign exchange loans; foreign exchange remittance; foreign currency exchange Foreign exchange settlement and sale; credit investigation, consultation and witness business; other business approved by the banking regulatory authority and relevant departments.

According to the 2021 report of Sunong Bank, the company's main income was 1.96 billion yuan, up 1.84% from the same period last year; the net profit from the return to the mother was 695 million yuan, up 17.19% from the same period last year; deducting 680 million yuan from non-net profit, up 15.98% from the same period last year; the debt ratio was 91.64%, and the investment income was 184 million yuan.